Inter & Co, Inc. (INTR)

Inter & Co Balance Sheet

Financials in millions BRL. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,626	983.2	1,167	1,332	500.45	487.46
Investment Securities	29,617	23,241	21,024	13,242	13,472	8,119
Trading Asset Securities	1,744	1,374	1,483	1,459	823.79	43.59
Mortgage-Backed Securities	-	-	-	203.35	360.6	160.77
Total Investments	31,361	24,615	22,507	14,904	14,657	8,324
Gross Loans	46,894	41,217	31,052	24,576	17,540	8,806
Allowance for Loan Losses	-2,705	-2,274	-1,885	-1,321	-682.41	-205.79
Net Loans	44,188	38,943	29,167	23,255	16,858	8,600
Property, Plant & Equipment	630.92	369.94	167.55	188.02	163.48	29.9
Goodwill	785.47	798.28	635.74	632.8	90.7	37.33
Other Intangible Assets	591.46	712.4	467.86	420.27	224.39	118.04
Other Receivables	1,613	1,580	1,126	610.8	370.81	269.26
Restricted Cash	7,073	5,285	2,664	2,855	2,399	842.8
Other Current Assets	576.96	528.5	381.32	345.74	218.29	311.76
Long-Term Deferred Tax Assets	1,703	1,705	1,034	978.15	695.53	156.38
Other Real Estate Owned & Foreclosed	346.14	234.61	174.36	166.94	129.79	130
Other Long-Term Assets	946.96	377.88	618.34	468.97	203.64	419.76
Total Assets	91,809	76,458	60,352	46,343	36,626	19,796
Accrued Expenses	322.53	318.32	215.04	129.76	81.33	-
Interest Bearing Deposits	50,020	41,905	31,727	12,809	8,401	5,714
Non-Interest Bearing Deposits	1,530	1,415	2,573	11,567	9,933	6,703
Total Deposits	51,550	43,320	34,299	24,375	18,334	12,418
Short-Term Borrowings	3,503	1,796	1,026	1,941	66.55	1,667
Current Portion of Long-Term Debt	22,962	15,616	11,990	6,851	3,463	586.5
Current Portion of Leases	-	1.01	6.02	-	-	-
Current Income Taxes Payable	547.64	462.5	287.98	114.49	41.76	1.86
Other Current Liabilities	-	-	-	-	17.7	522.85
Long-Term Debt	676.42	3,480	3,076	4,659	5,475	1,170
Long-Term Leases	119.81	112.68	114.38	146.71	137.09	-
Long-Term Unearned Revenue	35.52	38.21	41.79	45.36	48.94	-
Long-Term Deferred Tax Liabilities	46.92	61.5	32.54	30.07	89.24	-
Other Long-Term Liabilities	2,236	2,180	1,666	961.52	421.78	78.95
Total Liabilities	82,000	67,386	52,755	39,254	28,177	16,445
Common Stock	0.01	0.01	0.01	0.01	0.01	3,216
Retained Earnings	-	-	-	-	-	82.98
Treasury Stock	-	-	-	-	-	-117.52
Comprehensive Income & Other	9,680	8,895	7,472	6,992	2,656	119.99
Total Common Equity	9,680	8,895	7,472	6,992	2,656	3,302
Minority Interest	128.32	177.13	124.88	96.72	5,794	48.58
Shareholders' Equity	9,808	9,072	7,597	7,089	8,450	3,350
Total Liabilities & Equity	91,809	76,458	60,352	46,343	36,626	19,796
Total Debt	27,262	21,005	16,213	13,597	9,142	3,424
Net Cash (Debt)	-19,622	-17,943	-8,019	-8,424	-6,088	3.29
Net Cash Growth	-	-	-	-	-	-99.67%
Net Cash Per Share	-44.33	-40.87	-19.89	-21.00	-2.40	0.00
Filing Date Shares Outstanding	440.18	439.7	402.19	401.8	2,575	2,282
Total Common Shares Outstanding	440.18	439.7	402.19	401.8	2,575	2,282
Book Value Per Share	21.99	20.23	18.58	17.40	1.03	1.45
Tangible Book Value	8,303	7,385	6,368	5,939	2,341	3,147
Tangible Book Value Per Share	18.86	16.79	15.83	14.78	0.91	1.38

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

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