Inter & Co, Inc. (INTR)

Inter & Co Balance Sheet

Financials in millions BRL. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	612.05	4,259	1,332	500.45	487.46	94.11
Investment Securities	21,390	17,828	13,242	13,472	8,119	4,165
Trading Asset Securities	1,451	1,483	1,459	823.79	43.59	2.21
Mortgage-Backed Securities	-	104.27	203.35	360.6	160.77	113.4
Total Investments	22,841	19,415	14,904	14,657	8,324	4,281
Gross Loans	38,371	31,052	24,576	17,540	8,806	4,773
Allowance for Loan Losses	-2,231	-1,885	-1,321	-682.41	-205.79	-145.39
Net Loans	36,140	29,167	23,255	16,858	8,600	4,628
Property, Plant & Equipment	360.06	167.55	188.02	163.48	29.9	22.47
Goodwill	790.95	635.74	632.8	90.7	37.33	-
Other Intangible Assets	621.45	467.86	420.27	224.39	118.04	79.25
Other Receivables	1,215	1,126	610.8	370.81	269.26	76.78
Restricted Cash	4,185	2,664	2,855	2,399	842.8	315.5
Other Current Assets	478.98	381.32	345.74	218.29	311.76	121.56
Long-Term Deferred Tax Assets	1,411	1,034	978.15	695.53	156.38	9.28
Other Real Estate Owned & Foreclosed	184.82	174.36	166.94	129.79	130	136.11
Other Long-Term Assets	788.75	618.34	468.97	203.64	419.76	203.51
Total Assets	69,928	60,352	46,343	36,626	19,796	10,020
Accrued Expenses	280.61	215.04	129.76	81.33	-	31.11
Interest Bearing Deposits	37,871	31,727	12,809	8,401	5,714	2,904
Non-Interest Bearing Deposits	1,458	2,573	11,567	9,933	6,703	2,088
Total Deposits	39,329	34,299	24,375	18,334	12,418	4,993
Short-Term Borrowings	1,785	1,026	1,941	66.55	1,667	661.57
Current Portion of Long-Term Debt	14,296	11,990	6,851	3,463	586.5	1,067
Current Income Taxes Payable	360.72	287.98	114.49	41.76	1.86	4.32
Other Current Liabilities	-	-	-	17.7	522.85	343.86
Long-Term Debt	3,295	3,076	4,659	5,475	1,170	694.7
Long-Term Leases	117.57	120.4	146.71	137.09	-	-
Long-Term Unearned Revenue	39.1	41.79	45.36	48.94	-	-
Long-Term Deferred Tax Liabilities	46.18	32.54	30.07	89.24	-	-
Other Long-Term Liabilities	1,510	1,666	961.52	421.78	78.95	19.65
Total Liabilities	61,061	52,755	39,254	28,177	16,445	7,820
Common Stock	0.01	0.01	0.01	0.01	3,216	2,068
Retained Earnings	-	-	-	-	82.98	124.89
Treasury Stock	-0.61	-	-	-	-117.52	-
Comprehensive Income & Other	8,708	7,472	6,992	2,656	119.99	2.58
Total Common Equity	8,707	7,472	6,992	2,656	3,302	2,196
Minority Interest	160.09	124.88	96.72	5,794	48.58	4.18
Shareholders' Equity	8,867	7,597	7,089	8,450	3,350	2,200
Total Liabilities & Equity	69,928	60,352	46,343	36,626	19,796	10,020
Total Debt	19,495	16,213	13,597	9,142	3,424	2,423
Net Cash (Debt)	-15,207	-8,019	-8,424	-6,088	3.29	1,004
Net Cash Growth	-	-	-	-	-99.67%	-
Net Cash Per Share	-35.44	-19.95	-21.00	-2.40	0.00	-
Filing Date Shares Outstanding	438.98	402.19	401.8	2,575	2,282	-
Total Common Shares Outstanding	438.98	402.19	401.8	2,575	2,282	-
Book Value Per Share	19.84	18.58	17.40	1.03	1.45	-
Tangible Book Value	7,295	6,368	5,939	2,341	3,147	2,117
Tangible Book Value Per Share	16.62	15.83	14.78	0.91	1.38	-

Source: S&P Capital IQ. Banks template. Financial Sources.