Inter & Co, Inc. (INTR)

Inter & Co Balance Sheet

Financials in millions BRL. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	983.2	1,167	1,332	500.45	487.46
Investment Securities	23,241	21,024	13,242	13,472	8,119
Trading Asset Securities	1,374	1,483	1,459	823.79	43.59
Mortgage-Backed Securities	-	-	203.35	360.6	160.77
Total Investments	24,615	22,507	14,904	14,657	8,324
Gross Loans	41,217	31,052	24,576	17,540	8,806
Allowance for Loan Losses	-2,274	-1,885	-1,321	-682.41	-205.79
Net Loans	38,943	29,167	23,255	16,858	8,600
Property, Plant & Equipment	369.94	167.55	188.02	163.48	29.9
Goodwill	798.28	635.74	632.8	90.7	37.33
Other Intangible Assets	712.4	467.86	420.27	224.39	118.04
Other Receivables	1,580	1,126	610.8	370.81	269.26
Restricted Cash	5,285	2,664	2,855	2,399	842.8
Other Current Assets	528.5	381.32	345.74	218.29	311.76
Long-Term Deferred Tax Assets	1,705	1,034	978.15	695.53	156.38
Other Real Estate Owned & Foreclosed	234.61	174.36	166.94	129.79	130
Other Long-Term Assets	377.88	618.34	468.97	203.64	419.76
Total Assets	76,458	60,352	46,343	36,626	19,796
Accrued Expenses	318.32	215.04	129.76	81.33	-
Interest Bearing Deposits	41,905	31,727	12,809	8,401	5,714
Non-Interest Bearing Deposits	1,415	2,573	11,567	9,933	6,703
Total Deposits	43,320	34,299	24,375	18,334	12,418
Short-Term Borrowings	1,796	1,026	1,941	66.55	1,667
Current Portion of Long-Term Debt	15,616	11,990	6,851	3,463	586.5
Current Portion of Leases	1.01	6.02	-	-	-
Current Income Taxes Payable	462.5	287.98	114.49	41.76	1.86
Other Current Liabilities	-	-	-	17.7	522.85
Long-Term Debt	3,480	3,076	4,659	5,475	1,170
Long-Term Leases	112.68	114.38	146.71	137.09	-
Long-Term Unearned Revenue	38.21	41.79	45.36	48.94	-
Long-Term Deferred Tax Liabilities	61.5	32.54	30.07	89.24	-
Other Long-Term Liabilities	2,180	1,666	961.52	421.78	78.95
Total Liabilities	67,386	52,755	39,254	28,177	16,445
Common Stock	0.01	0.01	0.01	0.01	3,216
Retained Earnings	-	-	-	-	82.98
Treasury Stock	-	-	-	-	-117.52
Comprehensive Income & Other	8,895	7,472	6,992	2,656	119.99
Total Common Equity	8,895	7,472	6,992	2,656	3,302
Minority Interest	177.13	124.88	96.72	5,794	48.58
Shareholders' Equity	9,072	7,597	7,089	8,450	3,350
Total Liabilities & Equity	76,458	60,352	46,343	36,626	19,796
Total Debt	21,005	16,213	13,597	9,142	3,424
Net Cash (Debt)	-17,943	-8,019	-8,424	-6,088	3.29
Net Cash Growth	-	-	-	-	-99.67%
Net Cash Per Share	-40.87	-19.89	-21.00	-2.40	0.00
Filing Date Shares Outstanding	439.7	402.19	401.8	2,575	2,282
Total Common Shares Outstanding	439.7	402.19	401.8	2,575	2,282
Book Value Per Share	20.23	18.58	17.40	1.03	1.45
Tangible Book Value	7,385	6,368	5,939	2,341	3,147
Tangible Book Value Per Share	16.79	15.83	14.78	0.91	1.38

Source: S&P Capital IQ. Banks template. Financial Sources.