Inter & Co Cash Flow Statement

Financials in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2021	FY 2020	FY 2019
Period Ending	Dec '25 Dec 31, 2025	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Net Income	1,312	-	30.69	30.37
Depreciation & Amortization	340.73	-	43.66	17.46
Other Adjustments	2,325	452.26	185.85	121.3
Changes in Income Taxes Payable	523.88	-	13.09	7.66
Changes in Other Operating Activities	3,228	1,351	2,708	614.82
Operating Cash Flow	7,730	1,804	2,981	791.61
Operating Cash Flow Growth	328.56%	-39.49%	276.56%	-
Capital Expenditures	-109.57	-	-17.25	-11.39
Sale of Property, Plant & Equipment	-	-	7.22	-
Purchases of Intangible Assets	-460.49	-	-135.62	-62.04
Proceeds from Sale of Intangible Assets	-	-10.41	-	-
Purchases of Investments	-10,057	-	-5,035	-543.14
Proceeds from Sale of Investments	5,724	-	156.83	171.03
Payments for Business Acquisitions	-	-	-24.91	-
Investing Cash Flow	-4,903	-10.41	-5,049	-445.54
Issuance of Common Stock	-	-	1,266	1,221
Repurchase of Common Stock	-27.11	-29.32	-153.11	-
Net Common Stock Issued (Repurchased)	-27.11	-29.32	1,113	1,221
Common Dividends Paid	-82.08	-44.29	-37.87	-43.57
Other Financing Activities	-37.36	-	31.63	45
Financing Cash Flow	-269.39	5,508	1,107	1,222
Effect of Exchange Rate Changes on Cash and Cash Equivalents	136.27	-	1.01	0.4
Net Cash Flow	2,693	-1,615	-961.11	1,568
Free Cash Flow	7,620	1,804	2,964	780.22
Free Cash Flow Growth	322.48%	-39.14%	279.85%	-
FCF Margin	90.70%	-	292.99%	109.55%
Free Cash Flow Per Share	17.31	1.91	-	-
Levered Free Cash Flow	5,295	1,351	2,765	656.23
Unlevered Free Cash Flow	5,380	1,351	3,255	658.92

Updated Dec 31, 2025. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q