Itaú Unibanco Holding Income Statement

Financials in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	35,452	74,980	64,135	72,418	59,948
Net Interest Income Growth	-52.72%	16.91%	-11.44%	20.80%	46.89%
Non-Interest Income	133,745	94,117	91,756	70,533	67,590
Non-Interest Income Growth	42.10%	2.57%	30.09%	4.35%	11.19%
Revenues Before Loan Losses	169,197	169,097	155,891	142,951	127,538
Provision for Credit Losses	28,833	32,311	30,445	27,737	14,379
Revenue	140,364	136,786	125,446	115,214	113,159
Revenue Growth (YoY)	2.62%	9.04%	8.88%	1.82%	49.65%
Selling, General & Admin	79,176	79,416	75,759	68,930	62,549
Other Non-Interest Expenses	10,938	9,814	9,987	9,590	8,379
Total Non-Interest Expense	90,114	89,230	85,746	78,520	70,928
Pretax Income	50,250	47,556	39,700	36,694	42,231
Provision for Income Taxes	4,401	5,428	5,823	6,452	13,847
Net Income	44,857	41,085	33,105	29,207	26,760
Minority Interest in Earnings	992	1,043	772	1,035	1,624
Net Income to Common	44,857	41,085	33,105	29,207	26,760
Net Income Growth	9.18%	24.10%	13.35%	9.14%	41.62%
Shares Outstanding (Basic)	11,078	11,076	11,108	11,104	11,077
Shares Outstanding (Diluted)	11,189	11,076	11,108	11,104	11,139
Shares Change (YoY)	1.02%	-0.28%	0.03%	-0.31%	0.30%
EPS (Basic)	4.12	3.71	2.98	2.63	2.42
EPS (Diluted)	4.08	3.71	2.98	2.63	2.40
EPS Growth	9.99%	24.46%	13.31%	9.56%	40.93%
Shares Outstanding	11,027	11,076	11,108	11,104	11,081
Free Cash Flow	34,466	7,069	77,493	126,906	52,892
Free Cash Flow Growth	387.56%	-90.88%	-38.94%	139.93%	-8.45%
Free Cash Flow Per Share	3.08	0.64	6.98	11.43	4.75
Dividends Per Share	2.955	2.629	2.193	0.754	0.562
Dividend Growth	12.41%	19.87%	191.04%	34.00%	38.11%
Profit Margin	32.66%	30.80%	27.01%	26.25%	25.08%
FCF Margin	24.55%	5.17%	61.77%	110.15%	46.74%
EBITDA	7,386	6,440	5,652	4,796	4,233
EBITDA Margin	5.26%	4.71%	4.51%	4.16%	3.74%
Effective Tax Rate	8.76%	11.41%	14.67%	17.58%	32.79%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q