Itaú Unibanco Holding S.A. (ITUB)

Itaú Unibanco Holding Cash Flow Statement

Financials in millions BRL. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	43,785	41,085	33,105	29,207	26,760	18,896
Depreciation & Amortization	680	2,862	2,839	2,653	2,363	3,729
Other Amortization	6,548	3,578	2,813	2,143	1,870	-
Gain (Loss) on Sale of Investments	5,576	6,353	749	1,121	299	-5,098
Provision for Credit Losses	32,884	29,468	31,563	28,150	14,001	24,452
Change in Trading Asset Securities	-113,577	-48,391	-126,653	-20,132	24,104	-107,996
Change in Income Taxes	600	-8,493	-4,846	-5,833	-6,783	-7,737
Change in Other Net Operating Assets	89,950	-77,622	37,440	38,086	-97,675	-186,940
Other Operating Activities	-10,815	-44,330	21,289	33,610	49,189	19,417
Operating Cash Flow	54,471	-96,320	-2,421	108,567	12,944	-242,459
Operating Cash Flow Growth	-	-	-	738.74%	-	-
Capital Expenditures	-1,495	-1,833	-3,815	-2,727	-1,414	-1,716
Sale of Property, Plant and Equipment	575	575	193	505	172	331
Cash Acquisitions	-135	-135	-603	-	-	-
Investment in Securities	17,635	13,491	-22,366	-65,297	3,983	5,420
Income (Loss) Equity Investments	-1,301	-1,047	-920	-672	-1,164	-1,399
Purchase / Sale of Intangibles	-5,662	-5,130	-4,639	-5,751	-7,572	-3,282
Other Investing Activities	-	-	-	-	-10	-
Investing Cash Flow	10,918	6,968	-31,230	-73,270	-4,841	753
Long-Term Debt Issued	-	7,860	2,170	1,004	8,229	5,260
Long-Term Debt Repaid	-	-7,519	-12,981	-23,208	-32,388	-10,581
Net Debt Issued (Repaid)	-1,307	341	-10,811	-22,204	-24,159	-5,321
Issuance of Common Stock	963	772	689	453	510	494
Repurchase of Common Stock	-2,449	-1,775	-689	-	-	-
Common Dividends Paid	-28,257	-21,314	-10,348	-6,706	-6,267	-11,552
Net Increase (Decrease) in Deposit Accounts	19,072	103,389	79,914	21,066	41,362	301,950
Other Financing Activities	-876	278	-1,289	-3,257	-1,544	2,824
Financing Cash Flow	-12,854	81,691	57,466	-10,648	9,902	288,395
Foreign Exchange Rate Adjustments	-7,174	8,404	-11,529	-24,279	-19,941	-11,677
Net Cash Flow	45,361	743	12,286	370	-1,936	35,012
Free Cash Flow	52,976	-98,153	-6,236	105,840	11,530	-244,175
Free Cash Flow Growth	-	-	-	817.95%	-	-
Free Cash Flow Margin	39.13%	-72.31%	-5.01%	92.40%	10.29%	-328.99%
Free Cash Flow Per Share	4.80	-8.78	-0.56	9.47	1.03	-21.99
Cash Interest Paid	197,855	131,096	115,518	107,468	73,458	77,011
Cash Income Tax Paid	9,969	9,473	8,080	5,874	5,885	5,827

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q