Itaú Unibanco Holding Cash Flow Statement

Financials in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	45,849	42,128	33,877	-	-
Depreciation & Amortization	-	-	-	4,796	4,233
Provision for Credit Losses	28,833	32,311	30,445	29,287	14,379
Stock-Based Compensation	178	217	200	30,737	28,384
Other Adjustments	4,473	6,919	5,285	-27,778	-29,519
Changes in Other Operating Activities	-103,856	-125,033	-85,979	41,700	-38,592
Operating Cash Flow	-24,523	-43,458	-16,172	129,874	54,700
Operating Cash Flow Growth	-	-	-	137.43%	-44.46%
Net Change in Securities and Investments	-	-	-	-8,300	3,028
Capital Expenditures	-	-	-	-2,727	-1,414
Purchases of Intangible Assets	-	-	-	-1,000	-1,000
Sale of Property, Plant & Equipment	-	-	-	505	-
Proceeds from Sale of Intangible Assets	-5,939	-5,265	-5,242	17	95
Investing Cash Flow	19,440	6,968	-31,230	-11,505	709
Long-Term Debt Repaid	-13,864	-7,519	-12,981	-23,200	-14,000
Net Long-Term Debt Issued (Repaid)	-13,864	-7,519	-12,981	-23,200	-14,000
Issuance of Common Stock	947	772	689	453	510
Repurchase of Common Stock	-3,085	-1,775	-689	-	-
Net Common Stock Issued (Repurchased)	-2,138	-1,003	-	453	510
Common Dividends Paid	-48,299	-21,314	-10,348	-6,778	-6,259
Preferred Share Dividends Paid	-633	-589	-366	-293	-330
Other Financing Activities	22	867	-923	-2,000	-1,470
Financing Cash Flow	-52,511	-21,698	-22,448	-31,714	-31,460
Effect of Exchange Rate Changes on Cash and Cash Equivalents	-	-	-	274	243
Net Cash Flow	1,395	-7,661	23,815	86,929	24,192
Free Cash Flow	11,878	-16,833	46,954	127,147	53,286
Free Cash Flow Growth	-	-	-63.07%	138.61%	-44.94%
FCF Margin	4.89%	-6.85%	24.27%	71.71%	24.75%
Free Cash Flow Per Share	2.11	-3.00	4.74	12.88	9.49
Levered Free Cash Flow	46,014	33,932	-31,978	80,018	5,371
Unlevered Free Cash Flow	-103,856	-125,033	-85,979	43,769	-35,773

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q