Itaú Unibanco Holding S.A. (ITUB)

Itaú Unibanco Holding Cash Flow Statement

Financials in millions BRL. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	45,671	42,128	33,877	30,242	28,384
Depreciation & Amortization	7,497	6,440	5,652	4,796	4,233
Provision for Credit Losses	33,712	32,311	30,445	27,737	14,379
Stock-Based Compensation	178	217	200	234	-20
Other Adjustments	25,250	-42,910	21,464	33,437	46,322
Changes in Trading Assets	-79,762	-54,797	-127,398	-15,672	15,262
Changes in Securities Borrowed	-	-9,800	3,137	-42,595	61,293
Changes in Accrued Interest and Accounts Receivable	-	-8,500	-16,853	-15,215	-2,999
Changes in Trading Liabilities	-	21	233	-50	-29
Changes in Accounts Payable	23,469	24,495	8,591	38,230	18,684
Changes in Accrued Expenses	10,675	1,360	4,399	-1,510	-189
Changes in Other Operating Activities	-5,555	16,104	113,746	69,999	-131,014
Operating Cash Flow	61,135	7,069	77,493	129,633	54,306
Operating Cash Flow Growth	764.83%	-90.88%	-40.22%	138.71%	-8.72%
Net Change in Securities and Investments	-370	13,393	-21,868	-64,973	2,732
Payments for Business Acquisitions	-	-399	-1,325	-660	-33
Proceeds from Business Divestments	-111	47	244	-	613
Capital Expenditures	-	-1,833	-3,815	-2,727	-1,414
Purchases of Intangible Assets	-	-5,535	-5,376	-5,768	-7,667
Sale of Property, Plant & Equipment	-1,176	575	193	505	172
Proceeds from Sale of Intangible Assets	-	270	134	17	95
Other Investing Activities	-5,327	450	583	336	661
Investing Cash Flow	-6,984	6,968	-31,230	-73,270	-4,841
Long-Term Debt Issued	12,401	7,860	2,170	1,004	8,229
Long-Term Debt Repaid	-13,864	-7,519	-12,981	-23,208	-32,388
Net Long-Term Debt Issued (Repaid)	-1,463	341	-10,811	-22,204	-24,159
Issuance of Common Stock	947	772	689	453	510
Repurchase of Common Stock	-3,085	-1,775	-689	-	-
Net Common Stock Issued (Repurchased)	-2,138	-1,003	0	453	510
Common Dividends Paid	-48,299	-21,314	-10,348	-6,706	-6,267
Other Financing Activities	-589	278	-1,289	-3,257	-1,544
Financing Cash Flow	-52,489	-21,698	-22,448	-31,714	-31,460
Effect of Exchange Rate Changes on Cash and Cash Equivalents	-3,791	8,404	-11,529	-24,279	-19,941
Net Cash Flow	1,662	-7,661	23,815	24,649	18,005
Free Cash Flow	61,135	5,236	73,678	126,906	52,892
Free Cash Flow Growth	1067.59%	-92.89%	-41.94%	139.93%	-8.45%
FCF Margin	49.05%	3.86%	59.17%	110.79%	47.23%
Free Cash Flow Per Share	10.88	-	-	-	9.42
Levered Free Cash Flow	-1,073	14,916	9,986	42,259	-33,572
Unlevered Free Cash Flow	-43,676	-26,510	-12,308	35,256	-36,173

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q