Jack Henry & Associates, Inc. (JKHY)
NASDAQ: JKHY · Real-Time Price · USD
174.48
+0.56 (0.32%)
At close: Nov 28, 2025, 1:00 PM EST
172.50
-1.98 (-1.13%)
After-hours: Nov 28, 2025, 4:03 PM EST

Jack Henry & Associates Statistics

Total Valuation

JKHY has a market cap or net worth of $12.63 billion. The enterprise value is $12.66 billion.

Market Cap12.63B
Enterprise Value 12.66B

Important Dates

The last earnings date was Tuesday, November 4, 2025, after market close.

Earnings Date Nov 4, 2025
Ex-Dividend Date Dec 2, 2025

Share Statistics

JKHY has 72.38 million shares outstanding. The number of shares has decreased by -0.05% in one year.

Current Share Class 72.38M
Shares Outstanding 72.38M
Shares Change (YoY) -0.05%
Shares Change (QoQ) -0.13%
Owned by Insiders (%) 0.61%
Owned by Institutions (%) 98.71%
Float 71.87M

Valuation Ratios

The trailing PE ratio is 26.52 and the forward PE ratio is 27.52. JKHY's PEG ratio is 3.06.

PE Ratio 26.52
Forward PE 27.52
PS Ratio 5.25
Forward PS 4.87
PB Ratio 5.82
P/TBV Ratio 19.94
P/FCF Ratio 21.20
P/OCF Ratio 19.57
PEG Ratio 3.06
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 19.21, with an EV/FCF ratio of 21.25.

EV / Earnings 26.35
EV / Sales 5.23
EV / EBITDA 19.21
EV / EBIT 21.05
EV / FCF 21.25

Financial Position

The company has a current ratio of 1.49, with a Debt / Equity ratio of 0.03.

Current Ratio 1.49
Quick Ratio 0.87
Debt / Equity 0.03
Debt / EBITDA 0.10
Debt / FCF 0.12
Interest Coverage 70.77

Financial Efficiency

Return on equity (ROE) is 23.45% and return on invested capital (ROIC) is 17.22%.

Return on Equity (ROE) 23.45%
Return on Assets (ROA) 12.58%
Return on Invested Capital (ROIC) 17.22%
Return on Capital Employed (ROCE) 23.03%
Revenue Per Employee $334,122
Profits Per Employee $66,373
Employee Count7,240
Asset Turnover 0.81
Inventory Turnover n/a

Taxes

In the past 12 months, JKHY has paid $139.01 million in taxes.

Income Tax 139.01M
Effective Tax Rate 22.44%

Stock Price Statistics

The stock price has increased by +0.30% in the last 52 weeks. The beta is 0.75, so JKHY's price volatility has been lower than the market average.

Beta (5Y) 0.75
52-Week Price Change +0.30%
50-Day Moving Average 156.64
200-Day Moving Average 169.42
Relative Strength Index (RSI) 75.41
Average Volume (20 Days) 921,574

Short Selling Information

The latest short interest is 3.91 million, so 5.40% of the outstanding shares have been sold short.

Short Interest 3.91M
Short Previous Month 3.91M
Short % of Shares Out 5.40%
Short % of Float 5.44%
Short Ratio (days to cover) 3.82

Income Statement

In the last 12 months, JKHY had revenue of $2.42 billion and earned $480.54 million in profits. Earnings per share was $6.58.

Revenue2.42B
Gross Profit 1.05B
Operating Income 601.50M
Pretax Income 619.56M
Net Income 480.54M
EBITDA 658.92M
EBIT 601.50M
Earnings Per Share (EPS) $6.58
Full Income Statement

Balance Sheet

The company has $36.24 million in cash and $68.89 million in debt, giving a net cash position of -$32.65 million or -$0.45 per share.

Cash & Cash Equivalents 36.24M
Total Debt 68.89M
Net Cash -32.65M
Net Cash Per Share -$0.45
Equity (Book Value) 2.17B
Book Value Per Share 29.96
Working Capital 215.52M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $645.20 million and capital expenditures -$49.44 million, giving a free cash flow of $595.76 million.

Operating Cash Flow 645.20M
Capital Expenditures -49.44M
Free Cash Flow 595.76M
FCF Per Share $8.23
Full Cash Flow Statement

Margins

Gross margin is 43.54%, with operating and profit margins of 24.87% and 19.86%.

Gross Margin 43.54%
Operating Margin 24.87%
Pretax Margin 25.61%
Profit Margin 19.86%
EBITDA Margin 27.24%
EBIT Margin 24.87%
FCF Margin 24.63%

Dividends & Yields

This stock pays an annual dividend of $2.32, which amounts to a dividend yield of 1.33%.

Dividend Per Share $2.32
Dividend Yield 1.33%
Dividend Growth (YoY) 5.45%
Years of Dividend Growth 35
Payout Ratio 35.26%
Buyback Yield 0.05%
Shareholder Yield 1.38%
Earnings Yield 3.81%
FCF Yield 4.72%
Dividend Details

Analyst Forecast

The average price target for JKHY is $176.22, which is 1.00% higher than the current price. The consensus rating is "Hold".

Price Target $176.22
Price Target Difference 1.00%
Analyst Consensus Hold
Analyst Count 9
Revenue Growth Forecast (5Y) 7.03%
EPS Growth Forecast (5Y) 9.59%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 5, 2001. It was a forward split with a ratio of 2:1.

Last Split Date Mar 5, 2001
Split Type Forward
Split Ratio 2:1

Scores

JKHY has an Altman Z-Score of 11.84 and a Piotroski F-Score of 8.

Altman Z-Score 11.84
Piotroski F-Score 8