Jack Henry & Associates, Inc. (JKHY)
NASDAQ: JKHY · Real-Time Price · USD
157.90
+0.43 (0.27%)
Feb 13, 2026, 2:27 PM EST - Market open

Jack Henry & Associates Statistics

Total Valuation

JKHY has a market cap or net worth of $11.40 billion. The enterprise value is $11.40 billion.

Market Cap11.40B
Enterprise Value 11.40B

Important Dates

The last earnings date was Tuesday, February 3, 2026, after market close.

Earnings Date Feb 3, 2026
Ex-Dividend Date Mar 5, 2026

Share Statistics

JKHY has 72.17 million shares outstanding. The number of shares has decreased by -0.32% in one year.

Current Share Class 72.17M
Shares Outstanding 72.17M
Shares Change (YoY) -0.32%
Shares Change (QoQ) -0.68%
Owned by Insiders (%) 0.59%
Owned by Institutions (%) 96.92%
Float 71.68M

Valuation Ratios

The trailing PE ratio is 22.62 and the forward PE ratio is 23.93. JKHY's PEG ratio is 2.39.

PE Ratio 22.62
Forward PE 23.93
PS Ratio 4.64
Forward PS 4.32
PB Ratio 5.16
P/TBV Ratio 17.14
P/FCF Ratio 17.37
P/OCF Ratio 16.05
PEG Ratio 2.39
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 16.37, with an EV/FCF ratio of 17.43.

EV / Earnings 22.48
EV / Sales 4.63
EV / EBITDA 16.37
EV / EBIT 17.89
EV / FCF 17.43

Financial Position

The company has a current ratio of 1.60, with a Debt / Equity ratio of 0.03.

Current Ratio 1.60
Quick Ratio 0.95
Debt / Equity 0.03
Debt / EBITDA 0.10
Debt / FCF 0.10
Interest Coverage 92.94

Financial Efficiency

Return on equity (ROE) is 24.28% and return on invested capital (ROIC) is 22.16%.

Return on Equity (ROE) 24.28%
Return on Assets (ROA) 13.35%
Return on Invested Capital (ROIC) 22.16%
Return on Capital Employed (ROCE) 23.84%
Weighted Average Cost of Capital (WACC) 8.15%
Revenue Per Employee $340,405
Profits Per Employee $70,078
Employee Count7,240
Asset Turnover 0.83
Inventory Turnover n/a

Taxes

In the past 12 months, JKHY has paid $149.00 million in taxes.

Income Tax 149.00M
Effective Tax Rate 22.70%

Stock Price Statistics

The stock price has decreased by -7.12% in the last 52 weeks. The beta is 0.71, so JKHY's price volatility has been lower than the market average.

Beta (5Y) 0.71
52-Week Price Change -7.12%
50-Day Moving Average 181.74
200-Day Moving Average 171.16
Relative Strength Index (RSI) 28.51
Average Volume (20 Days) 1,102,816

Short Selling Information

The latest short interest is 3.04 million, so 4.21% of the outstanding shares have been sold short.

Short Interest 3.04M
Short Previous Month 3.30M
Short % of Shares Out 4.21%
Short % of Float 4.24%
Short Ratio (days to cover) 4.56

Income Statement

In the last 12 months, JKHY had revenue of $2.46 billion and earned $507.37 million in profits. Earnings per share was $6.97.

Revenue2.46B
Gross Profit 1.08B
Operating Income 637.65M
Pretax Income 656.37M
Net Income 507.37M
EBITDA 696.47M
EBIT 637.65M
Earnings Per Share (EPS) $6.97
Full Income Statement

Balance Sheet

The company has $28.22 million in cash and $68.50 million in debt, with a net cash position of -$40.28 million or -$0.56 per share.

Cash & Cash Equivalents 28.22M
Total Debt 68.50M
Net Cash -40.28M
Net Cash Per Share -$0.56
Equity (Book Value) 2.20B
Book Value Per Share 30.53
Working Capital 230.90M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $708.22 million and capital expenditures -$53.99 million, giving a free cash flow of $654.23 million.

Operating Cash Flow 708.22M
Capital Expenditures -53.99M
Free Cash Flow 654.23M
FCF Per Share $9.07
Full Cash Flow Statement

Margins

Gross margin is 43.84%, with operating and profit margins of 25.87% and 20.59%.

Gross Margin 43.84%
Operating Margin 25.87%
Pretax Margin 26.63%
Profit Margin 20.59%
EBITDA Margin 28.26%
EBIT Margin 25.87%
FCF Margin 26.55%

Dividends & Yields

This stock pays an annual dividend of $2.44, which amounts to a dividend yield of 1.55%.

Dividend Per Share $2.44
Dividend Yield 1.55%
Dividend Growth (YoY) 5.38%
Years of Dividend Growth 36
Payout Ratio 33.72%
Buyback Yield 0.32%
Shareholder Yield 1.87%
Earnings Yield 4.46%
FCF Yield 5.76%
Dividend Details

Analyst Forecast

The average price target for JKHY is $195.17, which is 23.60% higher than the current price. The consensus rating is "Buy".

Price Target $195.17
Price Target Difference 23.60%
Analyst Consensus Buy
Analyst Count 12
Revenue Growth Forecast (5Y) 7.03%
EPS Growth Forecast (5Y) 9.59%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 5, 2001. It was a forward split with a ratio of 2:1.

Last Split Date Mar 5, 2001
Split Type Forward
Split Ratio 2:1

Scores

JKHY has an Altman Z-Score of 11.93 and a Piotroski F-Score of 8.

Altman Z-Score 11.93
Piotroski F-Score 8