Kingstone Companies, Inc. (KINS)

Kingstone Companies Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Investments in Debt Securities	257.45	192.71	154.74	161.25	165.62	164.19
Investments in Equity & Preferred Securities	10.41	10.3	14.76	13.83	39.69	34.41
Other Investments	4.89	4.38	3.9	2.77	7.56	3.52
Total Investments	272.75	207.39	173.4	177.86	212.87	202.12
Cash & Equivalents	26.77	28.67	8.98	11.96	24.29	19.46
Reinsurance Recoverable	60.02	69.32	75.59	66.47	40.29	45.46
Other Receivables	18.25	23.46	14.87	15.18	14.18	13.7
Deferred Policy Acquisition Cost	25.38	24.73	19.8	23.82	22.24	20.14
Property, Plant & Equipment	8.02	9.28	9.44	10.77	10.09	9.03
Other Intangible Assets	0.5	0.5	0.5	0.5	0.5	0.5
Long-Term Deferred Tax Assets	4.14	5.6	10.55	10.33	0.19	-
Other Long-Term Assets	10.62	5.96	4.49	3.45	6.67	7.16
Total Assets	428.59	374.92	317.63	320.33	331.31	317.58
Accounts Payable	12	10.57	3.37	5.27	6	6.72
Insurance & Annuity Liabilities	141.19	126.21	121.82	118.34	94.95	82.8
Unearned Premiums	155.32	149.75	118.88	120.95	110.2	92.76
Reinsurance Payable	5.69	10.51	12.84	13.06	12.96	6.98
Current Portion of Leases	-	-	0.05	-	-	-
Current Income Taxes Payable	1.83	-	-	-	-	-
Long-Term Debt	3.47	11.17	25.24	25.16	29.82	29.65
Long-Term Leases	0.15	-	-	0.23	0.8	0.95
Long-Term Deferred Tax Liabilities	-	-	-	-	-	4.16
Other Long-Term Liabilities	-	-	0.94	1.16	0.91	0.76
Total Liabilities	320.94	308.21	283.13	284.16	255.64	224.78
Common Stock	0.16	0.14	0.12	0.12	0.12	0.12
Additional Paid-In Capital	99.26	89.06	75.34	74.52	72.47	70.77
Retained Earnings	20.54	-4.76	-23.11	-16.95	6.86	15.93
Treasury Stock	-5.57	-5.57	-5.57	-5.57	-5.57	-3.9
Comprehensive Income & Other	-6.74	-12.18	-12.27	-15.96	1.8	9.88
Shareholders' Equity	107.65	66.71	34.5	36.17	75.67	92.8
Total Liabilities & Equity	428.59	374.92	317.63	320.33	331.31	317.58
Filing Date Shares Outstanding	14.15	13.73	11.01	10.76	10.64	10.7
Total Common Shares Outstanding	14.15	12.92	10.78	10.7	10.48	10.62
Total Debt	4.91	11.17	25.29	25.38	30.62	30.6
Net Cash (Debt)	21.87	17.5	-16.31	-13.43	-6.33	-11.13
Net Cash Growth	32.81%	-	-	-	-	-
Net Cash Per Share	1.57	1.41	-1.52	-1.26	-0.60	-1.04
Book Value Per Share	7.61	5.16	3.20	3.38	7.22	8.74
Tangible Book Value	107.15	66.21	34	35.67	75.17	92.3
Tangible Book Value Per Share	7.57	5.12	3.16	3.33	7.17	8.69
Land	-	0.65	0.65	0.65	0.65	0.65
Buildings	-	2.34	2.34	2.34	2.34	2.34
Machinery	-	28.32	25.99	24.16	19.59	15.09
Leasehold Improvements	-	-	-	-	0.02	0.02

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q