Kingstone Companies Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Premiums Earned	199.47	187.13	128.5	114.38	114.39	143.88
Investment Income	11.09	9.8	6.82	6.01	4.94	6.62
Net Gains on Investments	-1.19	1.66	0.41	2.13	-9.39	9.79
Total Other Revenues	14.77	16.29	19.41	21.66	20.23	0.94
Revenue	224.14	214.87	155.14	144.19	130.16	161.23
Revenue Growth (YoY)	31.95%	38.50%	7.60%	10.78%	-19.27%	22.73%
Insurance Benefits & Claims	102.67	84.27	62.63	82.85	88.39	101.97
Policy Amortization Costs	74.28	72.45	59.62	59.27	61.28	59.37
Other Operating Expenses	7.98	6.67	6.08	5.43	6.41	7.47
Operating Income	39.21	51.49	26.8	-3.36	-25.92	-7.58
Interest Expense	-0.29	-0.45	-3.51	-4	-2.02	-1.83
Total Non-Operating Income (Expense)	-0.29	-0.45	-3.51	-4	-2.02	-1.83
Pretax Income	-7.4	51.05	23.29	-7.37	-27.94	-9.41
Provision for Income Taxes	1.59	-	-	-	5.42	2.03
Net Income	31.08	40.77	18.36	-6.17	-22.52	-7.38
Net Income to Common	31.08	40.77	18.36	-6.17	-22.52	-7.38
Net Income Growth	49.30%	122.06%	-	-	-	-
Shares Outstanding (Basic)	14	14	11	11	11	11
Shares Outstanding (Diluted)	14	14	12	11	11	11
Shares Change (YoY)	10.24%	13.84%	15.50%	1.04%	0.54%	-1.33%
EPS (Basic)	2.22	2.93	1.60	-0.57	-2.12	-0.70
EPS (Diluted)	2.15	2.88	1.48	-0.57	-2.12	-0.70
EPS Growth	35.22%	94.59%	-	-	-	-
Shares Outstanding	14.48	14.4	12.92	10.78	10.7	10.48
Free Cash Flow	63.94	73.05	55.61	-13.15	-5.47	19.85
Free Cash Flow Growth	-12.48%	31.36%	-	-	-	-
Free Cash Flow Per Share	4.42	5.17	4.48	-1.22	-0.51	1.87
Dividends Per Share	0.150	0.100	-	-	0.120	0.160
Dividend Growth	50.00%	-	-	-	-25.00%	-12.33%
Operating Margin	17.49%	23.96%	17.28%	-2.33%	-19.92%	-4.70%
Profit Margin	13.86%	18.97%	11.83%	-4.28%	-17.31%	-4.58%
FCF Margin	28.52%	34.00%	35.84%	-9.12%	-4.20%	12.31%
EBITDA	41.87	54.05	29.25	-0.39	-22.62	-4.29
EBITDA Margin	18.68%	25.16%	18.85%	-0.27%	-17.38%	-2.66%
EBIT	39.21	51.49	26.8	-3.36	-25.92	-7.58
EBIT Margin	17.49%	23.96%	17.28%	-2.33%	-19.92%	-4.70%
Effective Tax Rate	-21.52%	0.00%	0.00%	0.00%	-19.39%	-21.59%

Updated May 8, 2026. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q