Kingstone Companies, Inc. (KINS)

NASDAQ: KINS · Real-Time Price · USD

15.74

+0.66 (4.38%)

At close: Apr 13, 2026, 4:00 PM EDT

15.57

-0.17 (-1.08%)

After-hours: Apr 13, 2026, 6:10 PM EDT

Kingstone Companies Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Premiums Earned	187.13	128.5	114.38	114.39	143.88
Investment Income	9.8	6.82	6.01	4.94	6.62
Net Gains on Investments	1.66	0.41	2.13	-9.39	9.79
Total Other Revenues	16.29	19.41	21.66	20.23	0.94
Revenue	214.87	155.14	144.19	130.16	161.23
Revenue Growth (YoY)	38.50%	7.60%	10.78%	-19.27%	22.73%
Insurance Benefits & Claims	84.27	62.63	82.85	88.39	101.97
Policy Amortization Costs	72.45	59.62	59.27	61.28	59.37
Other Operating Expenses	6.67	6.08	5.43	6.41	7.47
Operating Income	51.49	26.8	-3.36	-25.92	-7.58
Interest Expense	-0.45	-3.51	-4	-2.02	-1.83
Total Non-Operating Income (Expense)	-0.45	-3.51	-4	-2.02	-1.83
Pretax Income	51.05	23.29	-7.37	-27.94	-9.41
Provision for Income Taxes	-	-	-	5.42	2.03
Net Income	40.77	18.36	-6.17	-22.52	-7.38
Net Income to Common	40.77	18.36	-6.17	-22.52	-7.38
Net Income Growth	122.06%	-	-	-	-
Shares Outstanding (Basic)	14	11	11	11	11
Shares Outstanding (Diluted)	14	12	11	11	11
Shares Change (YoY)	13.84%	15.50%	1.04%	0.54%	-1.33%
EPS (Basic)	2.93	1.60	-0.57	-2.12	-0.70
EPS (Diluted)	2.88	1.48	-0.57	-2.12	-0.70
EPS Growth	94.59%	-	-	-	-
Shares Outstanding	14.4	12.92	10.78	10.7	10.48
Free Cash Flow	73.05	55.61	-13.15	-5.47	19.85
Free Cash Flow Growth	31.36%	-	-	-	-
Free Cash Flow Per Share	5.17	4.48	-1.22	-0.51	1.87
Dividends Per Share	0.100	-	-	0.120	0.160
Dividend Growth	-	-	-	-25.00%	-12.33%
Operating Margin	23.96%	17.28%	-2.33%	-19.92%	-4.70%
Profit Margin	18.97%	11.83%	-4.28%	-17.31%	-4.58%
FCF Margin	34.00%	35.84%	-9.12%	-4.20%	12.31%
EBITDA	54.05	29.25	-0.39	-22.62	-4.29
EBITDA Margin	25.16%	18.85%	-0.27%	-17.38%	-2.66%
EBIT	51.49	26.8	-3.36	-25.92	-7.58
EBIT Margin	23.96%	17.28%	-2.33%	-19.92%	-4.70%
Effective Tax Rate	0.00%	0.00%	0.00%	-19.39%	-21.59%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q