Kingstone Companies, Inc. (KINS)

Kingstone Companies Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	31.45	18.36	-6.17	-22.52	-7.38	0.97
Depreciation & Amortization	-1.25	2.45	2.97	3.3	3.29	2.86
Stock-Based Compensation	1.22	1.38	0.83	1.39	1.9	1.77
Other Adjustments	4.27	5.39	-2.11	8.33	-11.39	2.44
Changes in Receivables	-4.18	-8.28	0.2	-1.69	-0.66	0.76
Changes in Reinsurance Contract Assets	20.82	6.27	-9.13	-26.17	5.17	-4.71
Changes in Deferred Acquisition Costs	-5.02	-4.93	4.02	-1.58	-2.1	0.49
Changes in Accounts Payable	2.85	-2.33	-0.22	0.1	5.98	-4.73
Changes in Accrued Expenses	-0.27	6.22	-2.3	-1.05	-0.73	-1.55
Changes in Unearned Premiums	33.21	28.79	-0.91	9.88	7.78	-0.91
Changes in Claims Reserves	-19.92	4.39	3.48	23.39	12.15	2.3
Changes in Other Operating Activities	-10.27	0.23	-1.98	5.72	10.32	-9.93
Operating Cash Flow	76.05	57.95	-11.33	-0.92	24.35	-10.23
Operating Cash Flow Growth	93.08%	-	-	-	-	-
Capital Expenditures	-2.69	-2.34	-1.83	-4.55	-4.5	-3.33
Sale of Property, Plant & Equipment	5.4	-	-	-	0.23	-
Purchases of Investments	-127.43	-165	-51.5	-49.92	-115.58	-43.53
Proceeds from Sale of Investments	43.13	132.08	62.79	48.56	103.9	47.44
Investing Cash Flow	-82.41	-35.26	9.46	-5.91	-15.95	0.58
Short-Term Debt Issued	-	-	-	8.1	-	-
Short-Term Debt Repaid	-1.21	-1.15	-1.09	-0.19	-	-
Net Short-Term Debt Issued (Repaid)	-1.21	-1.15	-1.09	7.91	-	-
Long-Term Debt Repaid	-13.43	-14	-	-10.05	-	-
Net Long-Term Debt Issued (Repaid)	-13.43	-14	-	-10.05	-	-
Issuance of Common Stock	23.21	13.67	-	0.06	-	-
Repurchase of Common Stock	-0.91	-1.31	-0.01	-0.39	-1.88	-1.32
Net Common Stock Issued (Repurchased)	22.3	12.36	-0.01	-0.33	-1.88	-1.32
Common Dividends Paid	-	-	-	-1.28	-1.69	-1.96
Other Financing Activities	-	-0.2	-0.01	-1.76	-	-
Financing Cash Flow	-0.63	-2.99	-1.12	-5.51	-3.57	-3.27
Net Cash Flow	-6.99	19.69	-2.98	-12.33	4.83	-12.93
Free Cash Flow	73.36	55.61	-13.15	-5.47	19.85	-13.56
Free Cash Flow Growth	31.91%	-	-	-	-	-
FCF Margin	36.58%	35.84%	-9.12%	-4.20%	12.31%	-10.32%
Free Cash Flow Per Share	5.17	4.48	-1.22	-0.51	1.87	-1.26
Levered Free Cash Flow	54.19	37.57	-16.65	-39.03	17.84	-20.83
Unlevered Free Cash Flow	69.62	55.49	-12.21	-45.31	16	-20.32

Updated Nov 12, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q