Kingstone Companies, Inc. (KINS)

Kingstone Companies Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	27.55	18.36	-6.17	-22.52	-7.38	0.97
Depreciation & Amortization	2.47	2.45	2.97	3.3	3.29	2.86
Other Amortization	0.46	0.99	1.19	0.23	0.18	0.18
Gain (Loss) on Sale of Investments	-0.52	-0.94	-2.17	13.39	-9.53	-0.98
Stock-Based Compensation	1.65	1.38	0.83	1.39	1.9	1.77
Change in Accounts Receivable	-2.23	-8.28	0.2	-1.69	-0.66	0.76
Reinsurance Recoverable	10.88	6.27	-9.13	-26.17	5.17	-4.71
Change in Accounts Payable	6.16	6.22	-2.3	-1.05	-0.73	-1.55
Change in Unearned Revenue	21.3	30.87	-2.07	10.75	17.44	-8.55
Change in Insurance Reserves / Liabilities	17.35	4.39	3.48	23.39	12.15	2.3
Change in Other Net Operating Assets	-5.5	-1.85	-0.83	4.84	0.67	-2.29
Other Operating Activities	3.44	5.22	-1.2	-5.42	-2.2	3.11
Operating Cash Flow	71.86	57.95	-11.33	-0.92	24.35	-10.23
Operating Cash Flow Growth	280.28%	-	-	-	-	-
Capital Expenditures	-2.74	-2.34	-1.83	-4.55	-4.5	-3.33
Investment in Securities	-51.02	-32.92	11.29	-1.35	-11.45	3.91
Investing Cash Flow	-50.16	-35.26	9.46	-5.91	-15.95	0.58
Long-Term Debt Issued	-	-	-	8.1	-	-
Total Debt Repaid	-21.14	-15.15	-1.09	-10.24	-	-
Net Debt Issued (Repaid)	-21.14	-15.15	-1.09	-2.14	-	-
Issuance of Common Stock	23.05	13.67	-	0.06	-	-
Repurchases of Common Stock	-1.87	-1.31	-0.01	-0.39	-1.88	-1.32
Common Dividends Paid	-	-	-	-1.28	-1.69	-1.96
Other Financing Activities	-0.2	-0.2	-0.01	-1.76	-	-
Financing Cash Flow	-0.16	-2.99	-1.12	-5.51	-3.57	-3.27
Net Cash Flow	21.54	19.69	-2.98	-12.33	4.83	-12.93
Free Cash Flow	69.13	55.61	-13.15	-5.47	19.85	-13.56
Free Cash Flow Growth	308.28%	-	-	-	-	-
Free Cash Flow Margin	37.63%	35.84%	-9.12%	-4.20%	12.31%	-10.32%
Free Cash Flow Per Share	5.12	4.48	-1.22	-0.51	1.88	-1.26
Cash Interest Paid	2.51	2.52	2.93	1.6	1.65	1.65
Cash Income Tax Paid	1.35	-	-	-	-	0.38
Levered Free Cash Flow	50.65	50.46	-14.45	-34.14	22.38	-17.89
Unlevered Free Cash Flow	51.34	51.66	-13.14	-33.11	23.35	-16.93
Change in Working Capital	38.65	30.36	-6.86	8.58	37.92	-18.28

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q