Kingstone Companies, Inc. (KINS)

Kingstone Companies Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	20.81	18.36	-6.17	-22.52	-7.38	0.97
Depreciation & Amortization	2.48	2.45	2.97	3.3	3.29	2.86
Other Amortization	0.75	0.99	1.19	0.23	0.18	0.18
Gain (Loss) on Sale of Investments	-0	-0.94	-2.17	13.39	-9.53	-0.98
Stock-Based Compensation	1.46	1.38	0.83	1.39	1.9	1.77
Change in Accounts Receivable	-3.26	-8.28	0.2	-1.69	-0.66	0.76
Reinsurance Recoverable	9.91	6.27	-9.13	-26.17	5.17	-4.71
Change in Accounts Payable	8.15	6.22	-2.3	-1.05	-0.73	-1.55
Change in Unearned Revenue	24.58	30.87	-2.07	10.75	17.44	-8.55
Change in Insurance Reserves / Liabilities	12.84	4.39	3.48	23.39	12.15	2.3
Change in Other Net Operating Assets	-1.12	-1.85	-0.83	4.84	0.67	-2.29
Other Operating Activities	4.9	5.22	-1.2	-5.42	-2.2	3.11
Operating Cash Flow	69.71	57.95	-11.33	-0.92	24.35	-10.23
Capital Expenditures	-2.66	-2.34	-1.83	-4.55	-4.5	-3.33
Investment in Securities	-36.46	-32.92	11.29	-1.35	-11.45	3.91
Investing Cash Flow	-35.52	-35.26	9.46	-5.91	-15.95	0.58
Long-Term Debt Issued	-	-	-	8.1	-	-
Total Debt Repaid	-21.12	-15.15	-1.09	-10.24	-	-
Net Debt Issued (Repaid)	-21.12	-15.15	-1.09	-2.14	-	-
Issuance of Common Stock	23.28	13.67	-	0.06	-	-
Repurchases of Common Stock	-1.85	-1.31	-0.01	-0.39	-1.88	-1.32
Common Dividends Paid	-	-	-	-1.28	-1.69	-1.96
Other Financing Activities	-0.2	-0.2	-0.01	-1.76	-	-
Financing Cash Flow	0.1	-2.99	-1.12	-5.51	-3.57	-3.27
Net Cash Flow	34.29	19.69	-2.98	-12.33	4.83	-12.93
Free Cash Flow	67.05	55.61	-13.15	-5.47	19.85	-13.56
Free Cash Flow Margin	39.47%	35.84%	-9.12%	-4.20%	12.31%	-10.32%
Free Cash Flow Per Share	5.14	4.48	-1.22	-0.51	1.88	-1.26
Cash Interest Paid	3.8	2.52	2.93	1.6	1.65	1.65
Cash Income Tax Paid	-	-	-	-	-	0.38
Levered Free Cash Flow	53.96	50.46	-14.45	-34.14	22.38	-17.89
Unlevered Free Cash Flow	54.93	51.66	-13.14	-33.11	23.35	-16.93
Change in Net Working Capital	-35.45	-33.42	13.02	17.05	-27.39	18.57

Updated Mar 18, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q