Landmark Bancorp, Inc. (LARK)

Landmark Bancorp Statistics

Total Valuation

LARK has a market cap or net worth of $167.20 million. The enterprise value is $253.39 million.

Market Cap	167.20M
Enterprise Value	253.39M

Important Dates

The last earnings date was Wednesday, October 29, 2025, after market close.

Earnings Date	Oct 29, 2025
Ex-Dividend Date	Nov 12, 2025

Share Statistics

LARK has 6.08 million shares outstanding. The number of shares has increased by 1.06% in one year.

Current Share Class	6.08M
Shares Outstanding	6.08M
Shares Change (YoY)	+1.06%
Shares Change (QoQ)	-0.19%
Owned by Insiders (%)	19.61%
Owned by Institutions (%)	28.49%
Float	4.89M

Valuation Ratios

The trailing PE ratio is 9.69.

PE Ratio	9.69
Forward PE	n/a
PS Ratio	2.59
Forward PS	n/a
PB Ratio	1.07
P/TBV Ratio	1.38
P/FCF Ratio	9.73
P/OCF Ratio	9.46
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	14.63
EV / Sales	3.94
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	14.74

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	6.61
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.72%.

Return on Equity (ROE)	11.72%
Return on Assets (ROA)	1.09%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$227,449
Profits Per Employee	$61,191
Employee Count	283
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, LARK has paid $2.20 million in taxes.

Income Tax	2.20M
Effective Tax Rate	11.29%

Stock Price Statistics

The stock price has increased by +21.57% in the last 52 weeks. The beta is 0.27, so LARK's price volatility has been lower than the market average.

Beta (5Y)	0.27
52-Week Price Change	+21.57%
50-Day Moving Average	25.39
200-Day Moving Average	25.49
Relative Strength Index (RSI)	73.03
Average Volume (20 Days)	8,791

Short Selling Information

The latest short interest is 131,488, so 2.16% of the outstanding shares have been sold short.

Short Interest	131,488
Short Previous Month	95,953
Short % of Shares Out	2.16%
Short % of Float	2.69%
Short Ratio (days to cover)	14.19

Income Statement

In the last 12 months, LARK had revenue of $64.37 million and earned $17.32 million in profits. Earnings per share was $2.84.

Revenue	64.37M
Gross Profit	64.37M
Operating Income	21.59M
Pretax Income	19.52M
Net Income	17.32M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.84

Balance Sheet

The company has $27.37 million in cash and $113.55 million in debt, giving a net cash position of -$86.19 million or -$14.18 per share.

Cash & Cash Equivalents	27.37M
Total Debt	113.55M
Net Cash	-86.19M
Net Cash Per Share	-$14.18
Equity (Book Value)	155.73M
Book Value Per Share	25.61
Working Capital	-1.38B

Cash Flow

In the last 12 months, operating cash flow was $17.68 million and capital expenditures -$491,000, giving a free cash flow of $17.19 million.

Operating Cash Flow	17.68M
Capital Expenditures	-491,000
Free Cash Flow	17.19M
FCF Per Share	$2.83

Margins

Gross Margin	n/a
Operating Margin	33.55%
Pretax Margin	30.33%
Profit Margin	26.90%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	26.70%

Dividends & Yields

This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 2.91%.

Dividend Per Share	$0.80
Dividend Yield	2.91%
Dividend Growth (YoY)	5.00%
Years of Dividend Growth	23
Payout Ratio	28.18%
Buyback Yield	-1.06%
Shareholder Yield	1.85%
Earnings Yield	10.36%
FCF Yield	10.28%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 1, 2025. It was a forward split with a ratio of 1.05:1.

Last Split Date	Dec 1, 2025
Split Type	Forward
Split Ratio	1.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4