Landmark Bancorp, Inc. (LARK)

Landmark Bancorp Statistics

Total Valuation

LARK has a market cap or net worth of $151.27 million. The enterprise value is $237.65 million.

Market Cap	151.27M
Enterprise Value	237.65M

Important Dates

The last earnings date was Wednesday, October 29, 2025, after market close.

Earnings Date	Oct 29, 2025
Ex-Dividend Date	Nov 12, 2025

Share Statistics

LARK has 5.78 million shares outstanding. The number of shares has increased by 1.06% in one year.

Current Share Class	5.78M
Shares Outstanding	5.78M
Shares Change (YoY)	+1.06%
Shares Change (QoQ)	-0.19%
Owned by Insiders (%)	19.63%
Owned by Institutions (%)	29.04%
Float	4.65M

Valuation Ratios

The trailing PE ratio is 8.77.

PE Ratio	8.77
Forward PE	n/a
PS Ratio	2.35
Forward PS	n/a
PB Ratio	0.97
P/TBV Ratio	1.25
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	13.72
EV / Sales	3.69
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.72%.

Return on Equity (ROE)	11.72%
Return on Assets (ROA)	1.09%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$227,449
Profits Per Employee	$61,191
Employee Count	283
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, LARK has paid $2.20 million in taxes.

Income Tax	2.20M
Effective Tax Rate	11.29%

Stock Price Statistics

The stock price has increased by +24.81% in the last 52 weeks. The beta is 0.27, so LARK's price volatility has been lower than the market average.

Beta (5Y)	0.27
52-Week Price Change	+24.81%
50-Day Moving Average	26.37
200-Day Moving Average	26.52
Relative Strength Index (RSI)	52.99
Average Volume (20 Days)	6,877

Short Selling Information

The latest short interest is 97,939, so 1.69% of the outstanding shares have been sold short.

Short Interest	97,939
Short Previous Month	100,114
Short % of Shares Out	1.69%
Short % of Float	2.11%
Short Ratio (days to cover)	10.88

Income Statement

In the last 12 months, LARK had revenue of $64.37 million and earned $17.32 million in profits. Earnings per share was $2.98.

Revenue	64.37M
Gross Profit	64.37M
Operating Income	20.49M
Pretax Income	19.52M
Net Income	17.32M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.98

Balance Sheet

The company has $27.17 million in cash and $113.55 million in debt, giving a net cash position of -$86.39 million or -$14.93 per share.

Cash & Cash Equivalents	27.17M
Total Debt	113.55M
Net Cash	-86.39M
Net Cash Per Share	-$14.93
Equity (Book Value)	155.73M
Book Value Per Share	26.92
Working Capital	-1.32B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	31.82%
Pretax Margin	30.33%
Profit Margin	26.90%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.84, which amounts to a dividend yield of 3.21%.

Dividend Per Share	$0.84
Dividend Yield	3.21%
Dividend Growth (YoY)	5.00%
Years of Dividend Growth	23
Payout Ratio	28.18%
Buyback Yield	-1.06%
Shareholder Yield	2.15%
Earnings Yield	11.45%
FCF Yield	n/a

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 2, 2024. It was a forward split with a ratio of 1.05:1.

Last Split Date	Dec 2, 2024
Split Type	Forward
Split Ratio	1.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2