Landmark Bancorp, Inc. (LARK)

Landmark Bancorp Statistics

Total Valuation

LARK has a market cap or net worth of $154.99 million. The enterprise value is $308.98 million.

Market Cap	154.99M
Enterprise Value	308.98M

Important Dates

The next estimated earnings date is Wednesday, October 29, 2025, after market close.

Earnings Date	Oct 29, 2025
Ex-Dividend Date	Aug 13, 2025

Share Statistics

LARK has 5.78 million shares outstanding. The number of shares has increased by 0.91% in one year.

Current Share Class	5.78M
Shares Outstanding	5.78M
Shares Change (YoY)	+0.91%
Shares Change (QoQ)	+0.45%
Owned by Insiders (%)	19.63%
Owned by Institutions (%)	29.33%
Float	4.65M

Valuation Ratios

The trailing PE ratio is 9.54.

PE Ratio	9.54
Forward PE	n/a
PS Ratio	2.48
Forward PS	n/a
PB Ratio	1.05
P/TBV Ratio	1.36
P/FCF Ratio	10.38
P/OCF Ratio	10.03
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	18.93
EV / Sales	4.95
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	20.69

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	12.23
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.80%.

Return on Equity (ROE)	11.80%
Return on Assets (ROA)	1.02%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$220,541
Profits Per Employee	$57,661
Employee Count	283
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, LARK has paid $1.94 million in taxes.

Income Tax	1.94M
Effective Tax Rate	10.63%

Stock Price Statistics

The stock price has increased by +34.20% in the last 52 weeks. The beta is 0.26, so LARK's price volatility has been lower than the market average.

Beta (5Y)	0.26
52-Week Price Change	+34.20%
50-Day Moving Average	26.21
200-Day Moving Average	25.94
Relative Strength Index (RSI)	54.86
Average Volume (20 Days)	6,421

Short Selling Information

The latest short interest is 108,827, so 1.88% of the outstanding shares have been sold short.

Short Interest	108,827
Short Previous Month	133,245
Short % of Shares Out	1.88%
Short % of Float	2.34%
Short Ratio (days to cover)	14.29

Income Statement

In the last 12 months, LARK had revenue of $62.41 million and earned $16.32 million in profits. Earnings per share was $2.81.

Revenue	62.41M
Gross Profit	62.41M
Operating Income	19.23M
Pretax Income	13.44M
Net Income	16.32M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.81

Balance Sheet

The company has $28.78 million in cash and $182.65 million in debt, giving a net cash position of -$153.87 million or -$26.61 per share.

Cash & Cash Equivalents	28.78M
Total Debt	182.65M
Net Cash	-153.87M
Net Cash Per Share	-$26.61
Equity (Book Value)	148.38M
Book Value Per Share	25.63
Working Capital	-1.26B

Cash Flow

In the last 12 months, operating cash flow was $15.47 million and capital expenditures -$530,000, giving a free cash flow of $14.94 million.

Operating Cash Flow	15.47M
Capital Expenditures	-530,000
Free Cash Flow	14.94M
FCF Per Share	$2.58

Margins

Gross Margin	n/a
Operating Margin	30.81%
Pretax Margin	29.25%
Profit Margin	26.15%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	23.93%

Dividends & Yields

This stock pays an annual dividend of $0.84, which amounts to a dividend yield of 3.13%.

Dividend Per Share	$0.84
Dividend Yield	3.13%
Dividend Growth (YoY)	5.00%
Years of Dividend Growth	23
Payout Ratio	29.53%
Buyback Yield	-0.91%
Shareholder Yield	2.22%
Earnings Yield	10.52%
FCF Yield	9.63%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 2, 2024. It was a forward split with a ratio of 1.05:1.

Last Split Date	Dec 2, 2024
Split Type	Forward
Split Ratio	1.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3