Lemonade, Inc. (LMND)

NYSE: LMND · Real-Time Price · USD

57.31

-4.36 (-7.07%)

At close: Feb 20, 2026, 4:00 PM EST

57.22

-0.09 (-0.16%)

After-hours: Feb 20, 2026, 7:59 PM EST

Net Premiums Written

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2018
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017
Gross Written Premium	1.17B	929.00M
Gross Written Premium Growth	26.08%	25.81%
Ceded Written Premium	-407.80M	-513.90M

Net Premiums Earned

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2018
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017
Gross Earned Premium	1.05B	827.30M
Gross Earned Premium Growth	27.02%	23.05%
Ceded Earned Premium	-514.50M	-456.70M

Key Performance Indicators

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2018
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017
Customers	2.98M	2.43M
Customers Growth	22.82%	19.89%
In Force Premium	1.24B	943.70M
In Force Premium Growth	31.03%	26.28%
Premium Per Customer	414.00	388.00
Premium Per Customer Growth	6.70%	5.15%
Annual Dollar Retention	85.00%	86.00%
Gross Loss Ratio	64.00%	73.00%
Net Loss Ratio	65.00%	75.00%

Updated Feb 19, 2026. Data Source: Fiscal.ai.