Lufax Holding Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Interest Income	12,311	13,112	18,682	14,174	7,750
Net Interest Income Growth	-6.11%	-29.81%	31.80%	82.88%	98.26%
Non-Interest Income	12,202	21,177	38,940	47,661	44,295
Non-Interest Income Growth	-42.38%	-45.62%	-18.30%	7.60%	-48.41%
Revenues Before Loan Losses	24,513	34,289	57,622	61,835	52,046
Provision for Credit Losses	12,613	12,696	16,512	6,644	3,035
Revenue	11,901	21,593	41,110	55,191	49,011
Revenue Growth (YoY)	-44.89%	-47.47%	-25.51%	12.61%	-44.24%
Selling, General & Admin	8,608	13,645	20,547	23,636	22,581
Other Non-Interest Expenses	5,371	6,360	8,517	8,155	8,520
Total Non-Interest Expense	13,979	20,005	29,064	31,791	31,101
Pretax Income	-2,079	1,588	12,046	23,400	17,910
Provision for Income Taxes	1,525	635.37	4,188	6,691	5,633
Net Income	-3,871	809.62	7,777	16,804	12,354
Minority Interest in Earnings	267.11	143.47	80.75	-95.32	-77.87
Net Income to Common	-3,871	809.62	7,777	16,804	12,354
Net Income Growth	-	-89.59%	-53.72%	36.02%	-7.34%
Shares Outstanding (Basic)	698	573	573	591	552
Shares Outstanding (Diluted)	698	574	574	628	563
Shares Change (YoY)	21.62%	-0.02%	-8.64%	11.54%	3.62%
EPS (Basic)	-5.54	1.42	13.58	28.44	22.38
EPS (Diluted)	-5.54	1.42	13.56	26.76	22.20
EPS Growth	-	-89.53%	-49.33%	20.54%	-9.54%
Free Cash Flow	12,669	1,744	4,826	4,834	6,915
Free Cash Flow Growth	626.36%	-63.86%	-0.18%	-30.09%	243.99%
Free Cash Flow Per Share	18.16	3.04	8.41	-	12.28
Dividends Per Share	-	1.106	6.069	8.639	-
Dividend Growth	-	-81.77%	-29.75%	-	-
Profit Margin	-21.35%	3.32%	17.19%	30.27%	25.05%
FCF Margin	75.07%	6.08%	10.56%	8.76%	14.11%
EBITDA	427.85	623.6	788.13	0	0
EBITDA Margin	2.54%	2.17%	1.72%	0.00%	0.00%
Effective Tax Rate	-73.36%	40.00%	34.77%	28.59%	31.45%

Updated Dec 31, 2024. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q