Lufax Holding Ltd (LU)

Lufax Holding Income Statement

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2019
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2019
Net Interest Income	12,311	13,112	18,682	3,909
Net Interest Income Growth	-6.11%	-29.81%	377.90%	-
Non-Interest Income	12,202	21,177	38,940	85,854
Non-Interest Income Growth	-42.38%	-45.62%	-54.64%	-
Revenues Before Loan Losses	24,513	34,289	57,622	47,834
Provision for Credit Losses	12,613	12,696	16,512	1,863
Revenue	11,901	21,593	41,110	45,971
Revenue Growth (YoY)	-44.89%	-47.47%	-10.57%	-
Selling, General & Admin	-7,430	-12,239	-18,650	-17,784
Other Non-Interest Expenses	-6,549	-7,766	-10,414	-8,753
Total Non-Interest Expense	-13,979	-20,005	-29,064	-26,537
Pretax Income	-2,079	1,588	12,046	19,434
Provision for Income Taxes	1,525	635.37	4,188	6,117
Net Income	-3,604	953.1	7,858	13,317
Net Income to Common	-3,604	953.1	7,858	13,317
Net Income Growth	-	-87.87%	-40.99%	-
Shares Outstanding (Basic)	698	573	573	543
Shares Outstanding (Diluted)	698	574	574	543
Shares Change (YoY)	21.62%	-0.02%	5.58%	-
EPS (Basic)	-5.54	1.42	13.58	24.54
EPS (Diluted)	-5.54	1.42	13.56	24.54
EPS Growth	-	-89.53%	-44.74%	-
Free Cash Flow	12,669	12,696	4,826	2,010
Free Cash Flow Growth	-0.21%	163.08%	140.07%	-
Free Cash Flow Per Share	18.16	22.13	8.41	3.70
Dividends Per Share	-	1.106	6.069	-
Dividend Growth	-	-81.77%	-	-
Profit Margin	-21.35%	4.41%	17.19%	28.97%
FCF Margin	75.07%	58.80%	10.56%	4.37%
EBITDA	427.85	0	788.13	0
EBITDA Margin	2.54%	0.00%	1.72%	0.00%
Effective Tax Rate	-73.36%	40.00%	34.77%	31.47%

Updated Dec 31, 2024. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q