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Lufax Holding Ltd (LU)
NYSE: LU · Real-Time Price · USD
1.540
+0.080 (5.48%)
At close: Jul 28, 2026, 4:00 PM EDT
1.540
0.00 (0.00%)
After-hours: Jul 28, 2026, 4:10 PM EDT

Lufax Holding Financials Overview

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
10,56910,56911,90121,59341,11055,191
Revenue Growth
-11.19%-11.19%-44.89%-47.47%-25.51%12.61%
Net Income
-2,098-2,098-3,871809.627,77716,804
Earnings Per Share
-2.42-2.42-5.541.4213.5626.76
EPS Growth
----89.53%-49.33%20.54%

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024
Period EndingDec '25 Dec '25 Dec '24
Lending-Related Business
27,01927,01924,551
Others and Eliminations
-94.42-94.42-142.23
Digital Banking Business
202.72202.72104.85
Total
27,12827,12824,513

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
22,08622,08629,90439,69643,93934,743
Total Debt
98,96198,961100,084123,932228,718239,448
Net Cash (Debt)
-98,961-98,961-100,084-123,932-228,718-239,448
Net Cash Growth
------
Net Cash Per Share
-114.18-114.18-143.47-216.07-398.68-352.19

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
12,47312,4731,81712,7204,9554,987
Capital Expenditures
-36.7-36.7-72.57-51.28-129.37-153.05
Free Cash Flow
12,43612,4361,74412,6694,8264,834
Free Cash Flow Growth
613.01%613.01%-86.23%162.53%-0.18%-30.09%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
-5.47%-5.47%-17.47%7.36%29.30%42.40%
Profit Margin
-16.19%-16.19%-30.28%4.41%19.11%30.27%
FCF Margin
117.67%117.67%14.66%58.67%11.74%8.76%

Dividends
Chart
Fiscal YearFY 2024FY 2023FY 2022FY 2021
Period EndingDec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
-1.1066.0698.639
Dividend Per Share Growth
--81.77%-29.75%-
Dividend Yield
42.18%11.53%25.18%0.00%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
---15.303.955.35
Forward PE
1.14103.92164.668.716.735.41
P/FCF Ratio
0.741.258.670.986.3617.82
PS Ratio
0.321.471.270.580.751.56