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Lufax Holding Ltd (LU)
NYSE: LU · Real-Time Price · USD
1.530
+0.080 (5.52%)
At close: Aug 18, 2026, 4:00 PM EDT
1.460
-0.070 (-4.58%)
Pre-market: Aug 19, 2026, 5:27 AM EDT

Lufax Holding Financials Overview

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
28,39929,99428,36441,58568,52570,149
Revenue Growth
-6.63%5.75%-31.79%-39.31%-2.31%25.00%
Gross Profit
15,90317,21716,16028,81954,42761,151
Operating Income
9,62510,0627,36414,54632,74336,795
Net Income
-2,226-2,098-3,871809.627,77716,804
Earnings Per Share
-2.58-2.42-5.551.4113.5626.76
EPS Growth
----89.58%-49.33%20.51%

Revenue by Segment
Chart
Fiscal YearFY 2025FY 2024
Period EndingDec '25 Dec '24
Lending-Related Business
27,01924,551
Others and Eliminations
-94.42-142.23
Digital Banking Business
202.72104.85
Total
27,12824,513

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
52,63458,33050,91764,48875,89365,766
Total Debt
72,13470,83758,42345,57257,34445,499
Net Cash (Debt)
-19,500-12,508-7,50718,91618,55020,267
Net Cash Growth
---1.98%-8.47%-31.37%
Net Cash Per Share
-22.64-14.43-10.7632.9832.3329.81

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
6,48812,4731,81712,7204,9554,987
Capital Expenditures
-40.32-36.7-72.57-51.28-129.37-153.05
Free Cash Flow
6,44812,4361,74412,6694,8264,834
Free Cash Flow Growth
-22.12%613.01%-86.23%162.53%-0.18%-30.09%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
56.00%57.40%56.97%69.30%79.43%87.17%
Operating Margin
33.89%33.55%25.96%34.98%47.78%52.45%
Pretax Margin
-6.18%-1.93%-7.33%3.82%17.58%33.36%
Profit Margin
-7.84%-6.99%-13.65%1.95%11.35%23.96%
FCF Margin
22.70%41.46%6.15%30.46%7.04%6.89%

Dividends
Chart
Fiscal YearFY 2023FY 2022FY 2021
Period EndingDec '23 Dec '22 Dec '21
Dividend Per Share
1.1066.0698.639
Dividend Per Share Growth
-81.77%-29.75%-
Dividend Yield
11.07%25.98%15.66%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
---15.413.945.24
Forward PE
1.19103.92164.668.716.735.41
P/FCF Ratio
1.391.258.670.996.3518.22
PS Ratio
0.320.520.530.300.451.25