Lufax Holding Ltd (LU)

Lufax Holding Income Statement

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	-	-	13,112	18,682	14,174
Net Interest Income Growth	-	-	-29.81%	31.80%	-
Non-Interest Income	11,084	11,740	21,177	38,940	47,661
Non-Interest Income Growth	-5.59%	-44.56%	-45.62%	-18.30%	-
Revenues Before Loan Losses	11,084	11,740	34,289	57,622	61,835
Provision for Credit Losses	-	-	12,696	16,512	6,644
Revenue	11,084	11,740	21,593	41,110	55,191
Revenue Growth (YoY)	-5.59%	-45.63%	-47.48%	-25.51%	-
Selling, General & Admin	4,036	5,406	12,239	18,650	21,552
Other Non-Interest Expenses	4,930	6,464	7,766	10,414	10,239
Total Non-Interest Expense	8,966	11,871	20,005	29,064	31,791
Pretax Income	-577.75	-2,079	1,588	12,046	23,400
Provision for Income Taxes	-	-	635.37	4,188	6,691
Net Income	-2,098	-3,871	809.62	7,777	16,804
Minority Interest in Earnings	386.07	267.11	143.47	80.75	-95.32
Net Income to Common	-2,098	-3,871	809.62	7,777	16,804
Net Income Growth	-	-	-89.59%	-53.72%	-
Shares Outstanding (Basic)	867	698	573	573	591
Shares Outstanding (Diluted)	867	698	574	574	628
Shares Change (YoY)	24.24%	21.62%	-0.02%	-8.64%	-
EPS (Basic)	-2.42	-5.54	1.42	13.58	28.44
EPS (Diluted)	-2.42	-5.54	1.42	13.56	26.76
EPS Growth	-	-	-89.53%	-49.33%	-
Shares Outstanding	866.69	866.69	573.16	573	601.75
Free Cash Flow	12,436	1,744	12,669	4,826	0
Free Cash Flow Growth	613.01%	-86.23%	162.53%	-	-
Free Cash Flow Per Share	14.35	2.50	22.09	8.41	-
Dividends Per Share	-	-	1.106	6.069	8.639
Dividend Growth	-	-	-81.77%	-29.75%	-
Profit Margin	-15.44%	-30.69%	4.41%	19.11%	30.27%
FCF Margin	112.20%	14.86%	58.67%	11.74%	0.00%
EBITDA	273.59	427.85	623.6	788.13	0
EBITDA Margin	2.47%	3.64%	2.89%	1.92%	0.00%
Effective Tax Rate	0.00%	0.00%	40.00%	34.77%	28.59%

Updated Feb 14, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q