Lufax Holding Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	13,194	12,311	13,112	18,682	14,174
Net Interest Income Growth	7.17%	-6.11%	-29.81%	31.80%	82.88%
Non-Interest Income	13,933	12,202	21,177	38,940	47,661
Non-Interest Income Growth	14.19%	-42.38%	-45.62%	-18.30%	7.60%
Revenues Before Loan Losses	27,128	24,513	34,289	57,622	61,835
Provision for Credit Losses	16,558	12,613	12,696	16,512	6,644
Revenue	10,569	11,901	21,593	41,110	55,191
Revenue Growth (YoY)	-11.19%	-44.89%	-47.48%	-25.51%	12.61%
Selling, General & Admin	5,958	7,430	12,239	18,650	21,552
Other Non-Interest Expenses	5,189	6,549	7,766	10,414	10,239
Total Non-Interest Expense	11,147	13,979	20,005	29,064	31,791
Pretax Income	-577.75	-2,079	1,588	12,046	23,400
Provision for Income Taxes	1,134	1,525	635.37	4,188	6,691
Net Income	-2,098	-3,871	809.62	7,777	16,804
Minority Interest in Earnings	386.07	267.11	143.47	80.75	-95.32
Net Income to Common	-2,098	-3,871	809.62	7,777	16,804
Net Income Growth	-	-	-89.59%	-53.72%	36.02%
Shares Outstanding (Basic)	867	698	573	573	591
Shares Outstanding (Diluted)	867	698	574	574	680
Shares Change (YoY)	24.24%	21.62%	-0.02%	-15.62%	20.76%
EPS (Basic)	-2.42	-5.54	1.42	13.58	28.44
EPS (Diluted)	-2.42	-5.54	1.42	13.56	26.76
EPS Growth	-	-	-89.53%	-49.33%	20.54%
Shares Outstanding	866.69	866.69	573.16	573	601.75
Free Cash Flow	12,436	1,744	12,669	4,826	4,834
Free Cash Flow Growth	613.01%	-86.23%	162.53%	-0.18%	-30.09%
Free Cash Flow Per Share	14.35	2.50	22.09	8.41	7.11
Dividends Per Share	-	-	1.106	6.069	8.639
Dividend Growth	-	-	-81.77%	-29.75%	-
Profit Margin	-16.19%	-30.28%	4.41%	19.11%	30.27%
FCF Margin	117.67%	14.66%	58.67%	11.74%	8.76%
EBITDA	273.59	427.85	623.6	788.13	0
EBITDA Margin	2.59%	3.60%	2.89%	1.92%	0.00%
Effective Tax Rate	-196.26%	-73.36%	40.00%	34.77%	28.59%

Updated Feb 14, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

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