MFA Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	231.08	202.73	176.48	223.58	241.92
Net Interest Income Growth	13.99%	14.88%	-21.07%	-7.58%	47.44%
Non-Interest Income	100.96	85.43	63.11	-265.26	162.28
Non-Interest Income Growth	18.18%	35.35%	-	-	-
Revenues Before Loan Losses	332.04	288.16	239.59	-41.69	404.19
Provision for Credit Losses	0.94	-1.95	-8.85	25.93	-44.86
Revenue	331.1	290.11	248.45	-67.62	449.06
Revenue Growth (YoY)	14.13%	16.77%	-	-	-
Compensation Expenses	77.67	87.65	85.8	76.73	53.82
Selling, General & Admin	41.74	44.25	43.87	35.99	28.9
Other Non-Interest Expenses	35.65	38.51	38.34	52.09	37.47
Total Non-Interest Expense	155.06	170.41	168	164.81	120.19
Pretax Income	176.05	119.69	80.44	-232.43	328.87
Provision for Income Taxes	-0.74	0.44	0.28	-0.85	-
Net Income	136.47	86.38	47.29	-264.46	296
Net Income Attributable to Preferred Dividends	40.32	32.88	32.88	32.88	32.88
Net Income to Common	136.47	86.38	47.29	-264.46	296
Net Income Growth	57.99%	82.66%	-	-	-
Shares Outstanding (Basic)	104	103	102	103	111
Shares Outstanding (Diluted)	104	105	104	103	119
Shares Change (YoY)	-1.07%	1.47%	0.41%	-13.09%	5.03%
EPS (Basic)	1.31	0.83	0.46	-2.57	2.66
EPS (Diluted)	1.30	0.82	0.46	-2.57	2.63
EPS Growth	58.54%	78.26%	-	-	-
Shares Outstanding	101.66	102.08	101.92	101.8	108.14
Free Cash Flow	76.25	200.12	108.74	355.35	137.8
Free Cash Flow Growth	-61.90%	84.04%	-69.40%	157.87%	490.52%
Free Cash Flow Per Share	0.73	1.90	1.05	3.44	1.16
Dividends Per Share	1.440	1.400	1.400	1.670	1.540
Dividend Growth	2.86%	-	-16.17%	8.44%	208.00%
Profit Margin	53.39%	41.11%	32.27%	342.47%	73.24%
FCF Margin	23.03%	68.98%	43.77%	-525.50%	30.69%
EBITDA	1.23	-5.49	-18.97	-27.31	-59.42
EBITDA Margin	0.37%	-1.89%	-7.63%	40.39%	-13.23%
Effective Tax Rate	-0.42%	0.37%	0.35%	0.37%	0.00%

Updated Feb 18, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

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