MGIC Statistics
Total Valuation
MGIC has a market cap or net worth of $1.01 billion. The enterprise value is $1.02 billion.
Important Dates
The next estimated earnings date is Monday, November 17, 2025, before market open.
| Earnings Date | Nov 17, 2025 |
| Ex-Dividend Date | Oct 6, 2025 |
Share Statistics
MGIC has 49.10 million shares outstanding. The number of shares has increased by 0.00% in one year.
| Current Share Class | 49.10M |
| Shares Outstanding | 49.10M |
| Shares Change (YoY) | +0.00% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 0.39% |
| Owned by Institutions (%) | 23.57% |
| Float | 25.97M |
Valuation Ratios
The trailing PE ratio is 26.34 and the forward PE ratio is 19.01.
| PE Ratio | 26.34 |
| Forward PE | 19.01 |
| PS Ratio | 1.73 |
| Forward PS | 1.57 |
| PB Ratio | 3.63 |
| P/TBV Ratio | 19.24 |
| P/FCF Ratio | 19.15 |
| P/OCF Ratio | 18.54 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 13.60, with an EV/FCF ratio of 19.30.
| EV / Earnings | 26.55 |
| EV / Sales | 1.75 |
| EV / EBITDA | 13.60 |
| EV / EBIT | 16.38 |
| EV / FCF | 19.30 |
Financial Position
The company has a current ratio of 1.61, with a Debt / Equity ratio of 0.32.
| Current Ratio | 1.61 |
| Quick Ratio | 1.61 |
| Debt / Equity | 0.32 |
| Debt / EBITDA | 1.21 |
| Debt / FCF | 1.85 |
| Interest Coverage | 11.04 |
Financial Efficiency
| Return on Equity (ROE) | n/a |
| Return on Assets (ROA) | n/a |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | 16.56% |
| Revenue Per Employee | $154,351 |
| Profits Per Employee | $10,153 |
| Employee Count | 3,787 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MGIC has paid $11.80 million in taxes.
| Income Tax | 11.80M |
| Effective Tax Rate | 20.52% |
Stock Price Statistics
The stock price has increased by +84.53% in the last 52 weeks. The beta is 0.93, so MGIC's price volatility has been similar to the market average.
| Beta (5Y) | 0.93 |
| 52-Week Price Change | +84.53% |
| 50-Day Moving Average | 20.16 |
| 200-Day Moving Average | 16.69 |
| Relative Strength Index (RSI) | 53.72 |
| Average Volume (20 Days) | 26,405 |
Short Selling Information
| Short Interest | 216,484 |
| Short Previous Month | 212,509 |
| Short % of Shares Out | 1.07% |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 6.51 |
Income Statement
In the last 12 months, MGIC had revenue of $584.53 million and earned $38.45 million in profits. Earnings per share was $0.78.
| Revenue | 584.53M |
| Gross Profit | 165.29M |
| Operating Income | 62.33M |
| Pretax Income | 57.49M |
| Net Income | 38.45M |
| EBITDA | 75.07M |
| EBIT | 62.33M |
| Earnings Per Share (EPS) | $0.78 |
Full Income StatementBalance Sheet
The company has $89.96 million in cash and $97.97 million in debt, giving a net cash position of -$8.01 million or -$0.16 per share.
| Cash & Cash Equivalents | 89.96M |
| Total Debt | 97.97M |
| Net Cash | -8.01M |
| Net Cash Per Share | -$0.16 |
| Equity (Book Value) | 302.30M |
| Book Value Per Share | 5.68 |
| Working Capital | 100.46M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $54.64 million and capital expenditures -$1.74 million, giving a free cash flow of $52.89 million.
| Operating Cash Flow | 54.64M |
| Capital Expenditures | -1.74M |
| Free Cash Flow | 52.89M |
| FCF Per Share | $1.08 |
Full Cash Flow StatementMargins
Gross margin is 28.28%, with operating and profit margins of 10.66% and 6.58%.
| Gross Margin | 28.28% |
| Operating Margin | 10.66% |
| Pretax Margin | 9.83% |
| Profit Margin | 6.58% |
| EBITDA Margin | 12.84% |
| EBIT Margin | 10.66% |
| FCF Margin | 9.05% |
Dividends & Yields
This stock pays an annual dividend of $0.62, which amounts to a dividend yield of 3.02%.
| Dividend Per Share | $0.62 |
| Dividend Yield | 3.02% |
| Dividend Growth (YoY) | 41.59% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 79.56% |
| Buyback Yield | -0.00% |
| Shareholder Yield | 3.02% |
| Earnings Yield | 3.80% |
| FCF Yield | 5.22% |
Dividend DetailsAnalyst Forecast
The average price target for MGIC is $18.00, which is -12.75% lower than the current price. The consensus rating is "Buy".
| Price Target | $18.00 |
| Price Target Difference | -12.75% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on February 14, 2000. It was a forward split with a ratio of 3:1.
| Last Split Date | Feb 14, 2000 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
