MOFG Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	247.88	244.57	202.18	148.28	141.04	158.66
Interest Income on Investments	61.49	49.71	47.43	48.48	35.73	26.13
Total Interest Income	309.37	294.27	249.61	196.76	176.77	184.79
Interest Paid on Deposits	104.74	113.11	85.76	20.25	13.2	23.92
Interest Paid on Borrowings	7.26	23.63	19.68	10.16	7.29	7.9
Total Interest Expense	112	136.74	105.44	30.4	20.49	31.82
Net Interest Income	197.37	157.54	144.17	166.36	156.28	152.96
Net Interest Income Growth (YoY)	39.82%	9.27%	-13.34%	6.45%	2.17%	6.48%
Trust Income	15.09	14.2	12.25	11.22	11.68	9.63
Gain (Loss) on Sale of Assets	10.95	10.95	-	-	-	-
Gain (Loss) on Sale of Investments	0.19	-139.95	-18.79	0.27	0.24	0.18
Other Non-Interest Income	15.25	26.56	24.96	36.03	30.54	28.8
Total Non-Interest Income	41.48	-88.25	18.42	47.52	42.45	38.62
Non-Interest Income Growth (YoY)	-	-	-61.23%	11.93%	9.93%	23.60%
Revenues Before Loan Losses	238.84	69.29	162.6	213.88	198.73	191.58
Provision for Loan Losses	17	8.78	5.85	4.49	-7.34	28.37
Revenue	221.84	60.51	156.75	209.39	206.07	163.22
Revenue Growth (YoY)	504.86%	-61.40%	-25.14%	1.61%	26.26%	-2.70%
Salaries and Employee Benefits	82.24	79.43	73.94	73.39	65.78	63.82
Occupancy Expenses	9.86	9.29	8.82	9.05	7.97	7.86
Federal Deposit Insurance	3.53	3.9	3.29	1.66	1.57	1.86
Amortization of Goodwill & Intangibles	5.25	6.15	6.25	6.07	5.36	6.98
Selling, General & Administrative	32.59	31.16	30.2	32.12	28.87	28.95
Other Non-Interest Expense	12.09	11.36	9.01	8.32	6.58	8.71
Total Non-Interest Expense	146.17	142.16	131.52	130.59	116.37	118.33
EBT Excluding Unusual Items	75.68	-81.66	25.23	78.8	89.7	44.88
Pretax Income	74.77	-83.99	24.83	76.6	89.48	13.32
Income Tax Expense	16.31	-23.7	3.97	15.76	19.99	6.7
Net Income	58.46	-60.29	20.86	60.84	69.49	6.62
Net Income to Common	58.46	-60.29	20.86	60.84	69.49	6.62
Net Income Growth	-	-	-65.71%	-12.45%	949.16%	-84.82%
Basic Shares Outstanding	21	17	16	16	16	16
Diluted Shares Outstanding	21	17	16	16	16	16
Shares Change (YoY)	32.05%	8.30%	0.15%	-1.29%	-1.27%	8.23%
EPS (Basic)	2.81	-3.54	1.33	3.89	4.38	0.41
EPS (Diluted)	2.81	-3.54	1.33	3.87	4.37	0.41
EPS Growth	-	-	-65.63%	-11.44%	965.86%	-86.01%
Dividend Per Share	0.970	0.970	0.970	0.950	0.900	0.880
Dividend Growth	-	-	2.10%	5.56%	2.27%	8.64%
Effective Tax Rate	21.81%	-	16.00%	20.58%	22.34%	50.29%

Updated Nov 5, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

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