MOFG Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Interest Income	197.37	157.54	144.17	166.36	156.28	152.96
Net Interest Income Growth	39.82%	9.27%	-13.34%	6.45%	2.17%	6.48%
Non-Interest Income	41.48	-88.25	18.42	47.52	42.45	38.62
Non-Interest Income Growth	-	-	-61.23%	11.93%	9.93%	23.60%
Revenues Before Loan Losses	238.84	69.29	162.6	213.88	198.73	191.58
Provision for Credit Losses	17	8.78	5.85	4.49	-7.34	28.37
Revenue	221.84	60.51	156.75	209.39	206.07	163.22
Revenue Growth (YoY)	504.86%	-61.40%	-25.14%	1.61%	26.26%	-2.70%
Compensation Expenses	85.22	82.54	76.41	78.1	69.94	66.4
Selling, General & Admin	39.67	39.52	36.91	38.58	32.92	34.29
Other Non-Interest Expenses	22.18	22.43	18.59	16.1	13.74	49.21
Total Non-Interest Expense	147.07	144.5	131.91	132.79	116.59	149.89
Pretax Income	74.77	-83.99	24.83	76.6	89.48	13.32
Provision for Income Taxes	16.31	-23.7	3.97	15.76	19.99	6.7
Net Income	58.46	-60.29	20.86	60.84	69.49	6.62
Net Income to Common	58.46	-60.29	20.86	60.84	69.49	6.62
Net Income Growth	-	-	-65.71%	-12.45%	949.16%	-84.82%
Shares Outstanding (Basic)	21	17	16	16	16	16
Shares Outstanding (Diluted)	21	17	16	16	16	16
Shares Change (YoY)	31.87%	8.30%	0.15%	-1.29%	-1.27%	8.23%
EPS (Basic)	2.82	-3.54	1.33	3.89	4.38	0.41
EPS (Diluted)	2.81	-3.54	1.33	3.87	4.37	0.41
EPS Growth	-	-	-65.63%	-11.44%	965.85%	-86.01%
Free Cash Flow	78.88	60.78	58.52	87.67	109.54	7.03
Free Cash Flow Growth	29.78%	3.87%	-33.25%	-19.97%	1457.96%	-84.42%
Free Cash Flow Per Share	3.79	3.57	3.72	5.58	6.89	0.44
Dividends Per Share	0.970	0.970	0.970	0.950	0.900	0.880
Dividend Growth	-	-	2.10%	5.56%	2.27%	8.64%
Profit Margin	26.35%	-99.64%	13.31%	29.05%	33.72%	4.06%
FCF Margin	35.56%	100.45%	37.33%	41.87%	53.16%	4.31%
EBITDA	-0.28	7.7	12.57	10.16	1.57	4.56
EBITDA Margin	-0.13%	12.72%	8.02%	4.85%	0.76%	2.79%
Effective Tax Rate	21.81%	28.22%	16.00%	20.58%	22.34%	50.29%

Updated Nov 5, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q