MidWestOne Financial Group, Inc. (MOFG)
Total Valuation
MOFG has a market cap or net worth of $341.79 million. The enterprise value is $683.62 million.
Market Cap | 341.79M |
Enterprise Value | 683.62M |
Important Dates
The next estimated earnings date is Thursday, April 25, 2024, after market close.
Earnings Date | Apr 25, 2024 |
Ex-Dividend Date | Feb 29, 2024 |
Share Statistics
MOFG has 15.75 million shares outstanding. The number of shares has increased by 0.44% in one year.
Shares Outstanding | 15.75M |
Shares Change (YoY) | +0.44% |
Shares Change (QoQ) | +0.04% |
Owned by Insiders (%) | 8.67% |
Owned by Institutions (%) | 66.70% |
Float | 10.19M |
Valuation Ratios
The trailing PE ratio is 16.32 and the forward PE ratio is 9.90. MOFG's PEG ratio is 2.52.
PE Ratio | 16.32 |
Forward PE | 9.90 |
PS Ratio | 2.18 |
Forward PS | 2.25 |
PB Ratio | 0.65 |
P/FCF Ratio | 5.72 |
PEG Ratio | 2.52 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 18.28, with an EV/FCF ratio of 11.44.
EV / Earnings | 32.77 |
EV / Sales | 4.36 |
EV / EBITDA | 18.28 |
EV / EBIT | 27.53 |
EV / FCF | 11.44 |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | 0.81 |
Debt / EBITDA | 11.32 |
Debt / FCF | 7.09 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 4.10% and return on invested capital (ROIC) is 2.20%.
Return on Equity (ROE) | 4.10% |
Return on Assets (ROA) | 0.30% |
Return on Capital (ROIC) | 2.20% |
Revenue Per Employee | $214,134 |
Profits Per Employee | $28,496 |
Employee Count | 732 |
Asset Turnover | 0.02 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, MOFG has paid $3.97 million in taxes.
Income Tax | 3.97M |
Effective Tax Rate | 16.00% |
Stock Price Statistics
The stock price has decreased by -10.63% in the last 52 weeks. The beta is 0.93, so MOFG's price volatility has been similar to the market average.
Beta (1Y) | 0.93 |
52-Week Price Change | -10.63% |
50-Day Moving Average | 24.03 |
200-Day Moving Average | 22.54 |
Relative Strength Index (RSI) | 38.40 |
Average Volume (30 Days) | 30,878 |
Short Selling Information
The latest short interest is 64,278, so 0.41% of the outstanding shares have been sold short.
Short Interest | 64,278 |
Short Previous Month | 57,986 |
Short % of Shares Out | 0.41% |
Short % of Float | 0.63% |
Short Ratio (days to cover) | 2.23 |
Income Statement
In the last 12 months, MOFG had revenue of $156.75 million and earned $20.86 million in profits. Earnings per share was $1.33.
Revenue | 156.75M |
Gross Profit | 156.75M |
Operating Income | 24.83M |
Pretax Income | 24.83M |
Net Income | 20.86M |
EBITDA | 37.41M |
EBIT | 24.83M |
Earnings Per Share (EPS) | $1.33 |
Balance Sheet
The company has $81.73 million in cash and $423.56 million in debt, giving a net cash position of -$341.83 million or -$21.70 per share.
Cash & Cash Equivalents | 81.73M |
Total Debt | 423.56M |
Net Cash | -341.83M |
Net Cash Per Share | -$21.70 |
Equity / Book Value | 524.38M |
Book Value Per Share | 33.29 |
Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $62.57 million and capital expenditures -$2.82 million, giving a free cash flow of $59.76 million.
Operating Cash Flow | 62.57M |
Capital Expenditures | -2.82M |
Free Cash Flow | 59.76M |
FCF Per Share | $3.81 |
Margins
Gross margin is 100.00%, with operating and profit margins of 15.84% and 13.31%.
Gross Margin | 100.00% |
Operating Margin | 15.84% |
Pretax Margin | 15.84% |
Profit Margin | 13.31% |
EBITDA Margin | 23.86% |
EBIT Margin | 15.84% |
FCF Margin | 38.12% |
Dividends & Yields
This stock pays an annual dividend of $0.97, which amounts to a dividend yield of 4.47%.
Dividend Per Share | $0.97 |
Dividend Yield | 4.47% |
Dividend Growth (YoY) | 1.57% |
Years of Dividend Growth | 13 |
Payout Ratio | 72.93% |
Buyback Yield | -0.44% |
Shareholder Yield | 4.03% |
Earnings Yield | 6.10% |
FCF Yield | 17.48% |
Analyst Forecast
The average price target for MOFG is $25.00, which is 15.21% higher than the current price. The consensus rating is "Hold".
Price Target | $25.00 |
Price Target Difference | 15.21% |
Analyst Consensus | Hold |
Analyst Count | 3 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on August 21, 2006. It was a forward split with a ratio of 3:1.
Last Split Date | Aug 21, 2006 |
Split Type | Forward |
Split Ratio | 3:1 |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 4 |