MidWestOne Financial Group, Inc. (MOFG)

NASDAQ: MOFG · IEX Real-Time Price · USD
21.70
-0.77 (-3.43%)
Mar 18, 2024, 4:00 PM EDT - Market closed

Total Valuation

MOFG has a market cap or net worth of $341.79 million. The enterprise value is $683.62 million.

Market Cap 341.79M
Enterprise Value 683.62M

Important Dates

The next estimated earnings date is Thursday, April 25, 2024, after market close.

Earnings Date Apr 25, 2024
Ex-Dividend Date Feb 29, 2024

Share Statistics

MOFG has 15.75 million shares outstanding. The number of shares has increased by 0.44% in one year.

Shares Outstanding 15.75M
Shares Change (YoY) +0.44%
Shares Change (QoQ) +0.04%
Owned by Insiders (%) 8.67%
Owned by Institutions (%) 66.70%
Float 10.19M

Valuation Ratios

The trailing PE ratio is 16.32 and the forward PE ratio is 9.90. MOFG's PEG ratio is 2.52.

PE Ratio 16.32
Forward PE 9.90
PS Ratio 2.18
Forward PS 2.25
PB Ratio 0.65
P/FCF Ratio 5.72
PEG Ratio 2.52
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 18.28, with an EV/FCF ratio of 11.44.

EV / Earnings 32.77
EV / Sales 4.36
EV / EBITDA 18.28
EV / EBIT 27.53
EV / FCF 11.44

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.81
Debt / EBITDA 11.32
Debt / FCF 7.09
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 4.10% and return on invested capital (ROIC) is 2.20%.

Return on Equity (ROE) 4.10%
Return on Assets (ROA) 0.30%
Return on Capital (ROIC) 2.20%
Revenue Per Employee $214,134
Profits Per Employee $28,496
Employee Count 732
Asset Turnover 0.02
Inventory Turnover n/a

Taxes

In the past 12 months, MOFG has paid $3.97 million in taxes.

Income Tax 3.97M
Effective Tax Rate 16.00%

Stock Price Statistics

The stock price has decreased by -10.63% in the last 52 weeks. The beta is 0.93, so MOFG's price volatility has been similar to the market average.

Beta (1Y) 0.93
52-Week Price Change -10.63%
50-Day Moving Average 24.03
200-Day Moving Average 22.54
Relative Strength Index (RSI) 38.40
Average Volume (30 Days) 30,878

Short Selling Information

The latest short interest is 64,278, so 0.41% of the outstanding shares have been sold short.

Short Interest 64,278
Short Previous Month 57,986
Short % of Shares Out 0.41%
Short % of Float 0.63%
Short Ratio (days to cover) 2.23

Income Statement

In the last 12 months, MOFG had revenue of $156.75 million and earned $20.86 million in profits. Earnings per share was $1.33.

Revenue 156.75M
Gross Profit 156.75M
Operating Income 24.83M
Pretax Income 24.83M
Net Income 20.86M
EBITDA 37.41M
EBIT 24.83M
Earnings Per Share (EPS) $1.33
Full Income Statement

Balance Sheet

The company has $81.73 million in cash and $423.56 million in debt, giving a net cash position of -$341.83 million or -$21.70 per share.

Cash & Cash Equivalents 81.73M
Total Debt 423.56M
Net Cash -341.83M
Net Cash Per Share -$21.70
Equity / Book Value 524.38M
Book Value Per Share 33.29
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $62.57 million and capital expenditures -$2.82 million, giving a free cash flow of $59.76 million.

Operating Cash Flow 62.57M
Capital Expenditures -2.82M
Free Cash Flow 59.76M
FCF Per Share $3.81
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 15.84% and 13.31%.

Gross Margin 100.00%
Operating Margin 15.84%
Pretax Margin 15.84%
Profit Margin 13.31%
EBITDA Margin 23.86%
EBIT Margin 15.84%
FCF Margin 38.12%

Dividends & Yields

This stock pays an annual dividend of $0.97, which amounts to a dividend yield of 4.47%.

Dividend Per Share $0.97
Dividend Yield 4.47%
Dividend Growth (YoY) 1.57%
Years of Dividend Growth 13
Payout Ratio 72.93%
Buyback Yield -0.44%
Shareholder Yield 4.03%
Earnings Yield 6.10%
FCF Yield 17.48%
Dividend Details

Analyst Forecast

The average price target for MOFG is $25.00, which is 15.21% higher than the current price. The consensus rating is "Hold".

Price Target $25.00
Price Target Difference 15.21%
Analyst Consensus Hold
Analyst Count 3
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on August 21, 2006. It was a forward split with a ratio of 3:1.

Last Split Date Aug 21, 2006
Split Type Forward
Split Ratio 3:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4