MidWestOne Financial Group, Inc. (MOFG)

MOFG Statistics

Total Valuation

MOFG has a market cap or net worth of $763.21 million. The enterprise value is $588.94 million.

Market Cap	763.21M
Enterprise Value	588.94M

Important Dates

The last earnings date was Thursday, October 23, 2025, after market close.

Earnings Date	Oct 23, 2025
Ex-Dividend Date	Dec 1, 2025

Share Statistics

MOFG has 20.63 million shares outstanding. The number of shares has increased by 32.06% in one year.

Current Share Class	20.63M
Shares Outstanding	20.63M
Shares Change (YoY)	+32.06%
Shares Change (QoQ)	-0.60%
Owned by Insiders (%)	2.74%
Owned by Institutions (%)	83.08%
Float	16.01M

Valuation Ratios

The trailing PE ratio is 13.14 and the forward PE ratio is 10.37.

PE Ratio	13.14
Forward PE	10.37
PS Ratio	3.46
Forward PS	3.52
PB Ratio	1.26
P/TBV Ratio	1.48
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	10.07
EV / Sales	2.65
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.01%.

Return on Equity (ROE)	10.01%
Return on Assets (ROA)	0.91%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$293,055
Profits Per Employee	$77,230
Employee Count	757
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, MOFG has paid $16.31 million in taxes.

Income Tax	16.31M
Effective Tax Rate	21.81%

Stock Price Statistics

The stock price has increased by +23.88% in the last 52 weeks. The beta is 1.03, so MOFG's price volatility has been similar to the market average.

Beta (5Y)	1.03
52-Week Price Change	+23.88%
50-Day Moving Average	30.10
200-Day Moving Average	29.41
Relative Strength Index (RSI)	69.08
Average Volume (20 Days)	294,899

Short Selling Information

The latest short interest is 597,272, so 2.89% of the outstanding shares have been sold short.

Short Interest	597,272
Short Previous Month	585,689
Short % of Shares Out	2.89%
Short % of Float	3.73%
Short Ratio (days to cover)	4.55

Income Statement

In the last 12 months, MOFG had revenue of $221.84 million and earned $58.46 million in profits. Earnings per share was $2.81.

Revenue	221.84M
Gross Profit	221.84M
Operating Income	86.50M
Pretax Income	74.77M
Net Income	58.46M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.81

Balance Sheet

The company has $272.24 million in cash and $97.97 million in debt, giving a net cash position of $174.27 million or $8.45 per share.

Cash & Cash Equivalents	272.24M
Total Debt	97.97M
Net Cash	174.27M
Net Cash Per Share	$8.45
Equity (Book Value)	606.06M
Book Value Per Share	29.37
Working Capital	-5.19B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	38.99%
Pretax Margin	33.71%
Profit Margin	26.35%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.97, which amounts to a dividend yield of 2.62%.

Dividend Per Share	$0.97
Dividend Yield	2.62%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	34.47%
Buyback Yield	-32.06%
Shareholder Yield	-29.43%
Earnings Yield	7.66%
FCF Yield	n/a

Analyst Forecast

The average price target for MOFG is $40.50, which is 9.49% higher than the current price. The consensus rating is "Buy".

Price Target	$40.50
Price Target Difference	9.49%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 21, 2006. It was a forward split with a ratio of 3:1.

Last Split Date	Aug 21, 2006
Split Type	Forward
Split Ratio	3:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2