MidWestOne Financial Group, Inc. (MOFG)

MOFG Statistics

Total Valuation

MOFG has a market cap or net worth of $544.75 million. The enterprise value is $455.91 million.

Market Cap	544.75M
Enterprise Value	455.91M

Important Dates

The next estimated earnings date is Thursday, April 24, 2025, after market close.

Earnings Date	Apr 24, 2025
Ex-Dividend Date	Mar 3, 2025

Share Statistics

MOFG has 20.82 million shares outstanding. The number of shares has increased by 8.30% in one year.

Current Share Class	20.82M
Shares Outstanding	20.82M
Shares Change (YoY)	+8.30%
Shares Change (QoQ)	+31.73%
Owned by Insiders (%)	2.56%
Owned by Institutions (%)	80.27%
Float	16.19M

Valuation Ratios

PE Ratio	n/a
Forward PE	8.10
PS Ratio	7.37
Forward PS	2.66
PB Ratio	0.97
P/TBV Ratio	1.17
P/FCF Ratio	8.96
P/OCF Ratio	8.62
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	7.53
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	7.50

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	2.31
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -11.12%.

Return on Equity (ROE)	-11.12%
Return on Assets (ROA)	-0.95%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$79,931
Profits Per Employee	-$79,642
Employee Count	757
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	-23.70M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +16.62% in the last 52 weeks. The beta is 1.03, so MOFG's price volatility has been similar to the market average.

Beta (5Y)	1.03
52-Week Price Change	+16.62%
50-Day Moving Average	30.33
200-Day Moving Average	28.94
Relative Strength Index (RSI)	27.49
Average Volume (20 Days)	110,443

Short Selling Information

The latest short interest is 239,453, so 1.15% of the outstanding shares have been sold short.

Short Interest	239,453
Short Previous Month	239,671
Short % of Shares Out	1.15%
Short % of Float	1.48%
Short Ratio (days to cover)	2.80

Income Statement

In the last 12 months, MOFG had revenue of $60.51 million and -$60.29 million in losses. Loss per share was -$3.54.

Revenue	60.51M
Gross Profit	60.51M
Operating Income	-70.73M
Pretax Income	38.96M
Net Income	-60.29M
EBITDA	n/a
EBIT	n/a
Loss Per Share	-$3.54

Balance Sheet

The company has $229.29 million in cash and $140.45 million in debt, giving a net cash position of $88.84 million or $4.27 per share.

Cash & Cash Equivalents	229.29M
Total Debt	140.45M
Net Cash	88.84M
Net Cash Per Share	$4.27
Equity (Book Value)	559.70M
Book Value Per Share	26.94
Working Capital	-5.22B

Cash Flow

In the last 12 months, operating cash flow was $63.18 million and capital expenditures -$2.40 million, giving a free cash flow of $60.78 million.

Operating Cash Flow	63.18M
Capital Expenditures	-2.40M
Free Cash Flow	60.78M
FCF Per Share	$2.92

Margins

Gross Margin	n/a
Operating Margin	-116.89%
Pretax Margin	-138.80%
Profit Margin	-99.64%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	100.45%

Dividends & Yields

This stock pays an annual dividend of $0.97, which amounts to a dividend yield of 3.71%.

Dividend Per Share	$0.97
Dividend Yield	3.71%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-8.30%
Shareholder Yield	-4.59%
Earnings Yield	-11.07%
FCF Yield	11.16%

Analyst Forecast

The average price target for MOFG is $35.25, which is 34.70% higher than the current price. The consensus rating is "Buy".

Price Target	$35.25
Price Target Difference	34.70%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on August 21, 2006. It was a forward split with a ratio of 3:1.

Last Split Date	Aug 21, 2006
Split Type	Forward
Split Ratio	3:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2