MidWestOne Financial Group, Inc. (MOFG)

MOFG Statistics

Total Valuation

MOFG has a market cap or net worth of $593.29 million. The enterprise value is $457.51 million.

Market Cap	593.29M
Enterprise Value	457.51M

Important Dates

The next estimated earnings date is Thursday, July 24, 2025, after market close.

Earnings Date	Jul 24, 2025
Ex-Dividend Date	Jun 2, 2025

Share Statistics

MOFG has 20.82 million shares outstanding. The number of shares has increased by 16.21% in one year.

Current Share Class	20.82M
Shares Outstanding	20.82M
Shares Change (YoY)	+16.21%
Shares Change (QoQ)	-0.01%
Owned by Insiders (%)	2.68%
Owned by Institutions (%)	80.58%
Float	16.20M

Valuation Ratios

PE Ratio	n/a
Forward PE	8.53
PS Ratio	6.79
Forward PS	2.83
PB Ratio	1.02
P/TBV Ratio	1.22
P/FCF Ratio	9.91
P/OCF Ratio	9.54
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	5.97
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	7.63

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	2.28
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -8.74%.

Return on Equity (ROE)	-8.74%
Return on Assets (ROA)	-0.74%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$101,194
Profits Per Employee	-$63,963
Employee Count	757
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	-20.20M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +36.49% in the last 52 weeks. The beta is 1.01, so MOFG's price volatility has been similar to the market average.

Beta (5Y)	1.01
52-Week Price Change	+36.49%
50-Day Moving Average	28.47
200-Day Moving Average	29.59
Relative Strength Index (RSI)	50.21
Average Volume (20 Days)	165,744

Short Selling Information

The latest short interest is 323,679, so 1.55% of the outstanding shares have been sold short.

Short Interest	323,679
Short Previous Month	287,383
Short % of Shares Out	1.55%
Short % of Float	2.00%
Short Ratio (days to cover)	3.14

Income Statement

In the last 12 months, MOFG had revenue of $76.60 million and -$48.42 million in losses. Loss per share was -$2.65.

Revenue	76.60M
Gross Profit	76.60M
Operating Income	-57.17M
Pretax Income	38.96M
Net Income	-48.42M
EBITDA	n/a
EBIT	n/a
Loss Per Share	-$2.65

Balance Sheet

The company has $273.55 million in cash and $136.94 million in debt, giving a net cash position of $136.61 million or $6.56 per share.

Cash & Cash Equivalents	273.55M
Total Debt	136.94M
Net Cash	136.61M
Net Cash Per Share	$6.56
Equity (Book Value)	579.63M
Book Value Per Share	27.85
Working Capital	-5.17B

Cash Flow

In the last 12 months, operating cash flow was $62.27 million and capital expenditures -$2.30 million, giving a free cash flow of $59.98 million.

Operating Cash Flow	62.27M
Capital Expenditures	-2.30M
Free Cash Flow	59.98M
FCF Per Share	$2.88

Margins

Gross Margin	n/a
Operating Margin	-74.63%
Pretax Margin	-89.58%
Profit Margin	-63.21%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	78.29%

Dividends & Yields

This stock pays an annual dividend of $0.97, which amounts to a dividend yield of 3.41%.

Dividend Per Share	$0.97
Dividend Yield	3.41%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-16.21%
Shareholder Yield	-12.80%
Earnings Yield	-8.15%
FCF Yield	10.09%

Analyst Forecast

The average price target for MOFG is $35.50, which is 24.56% higher than the current price. The consensus rating is "Buy".

Price Target	$35.50
Price Target Difference	24.56%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on August 21, 2006. It was a forward split with a ratio of 3:1.

Last Split Date	Aug 21, 2006
Split Type	Forward
Split Ratio	3:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2