Meridian Corporation (MRBK)

Meridian Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	21.84	16.35	13.24	21.83	35.59
Depreciation & Amortization	-0.29	0.82	0.43	-1.41	-5.92
Provision for Credit Losses	15.15	11.4	6.82	2.49	1.07
Stock-Based Compensation	1.19	0.98	1.17	1.48	1.61
Net Change in Loans Held-for-Sale	19.43	13.45	12.17	85.05	215.99
Other Adjustments	-28.18	-23.97	-17.65	-22.32	-77.28
Changes in Accrued Interest and Accounts Receivable	-0.77	-0.63	-1.96	-2.35	0.47
Changes in Accounts Payable	-0.33	-3.46	7.94	2.36	-1.12
Changes in Other Operating Activities	-3.74	-5.32	-3.3	-2.45	-5.28
Operating Cash Flow	24.3	9.6	18.85	84.67	165.12
Operating Cash Flow Growth	153.18%	-49.10%	-77.73%	-48.72%	-
Net Change in Loans Held-for-Investment	-147.98	-147.27	-152.58	-359.46	-87.58
Net Change in Securities and Investments	-15.55	-29.22	-8.65	-23.97	-40.31
Capital Expenditures	-1.73	-0.57	-1.82	-2.91	-5.37
Sale of Property, Plant & Equipment	0.04	-	-	-	-
Other Investing Activities	1.32	12.06	-1.14	-6.81	-7.26
Investing Cash Flow	-163.9	-165	-164.19	-393.15	-140.52
Net Change in Deposits	152.76	181.91	110.98	266.07	205.08
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	8.11	-42.59	28.08	71.8	-65.52
Long-Term Debt Issued	-15.25	-7.83	34.48	8.94	-
Long-Term Debt Repaid	-0.01	-0.22	-0.33	-0.28	-165.83
Net Long-Term Debt Issued (Repaid)	-15.26	-8.05	34.15	8.66	-165.83
Issuance of Common Stock	8.4	0.5	0.31	0.75	1.11
Repurchase of Common Stock	-0.43	-	-4.26	-12.96	-3.03
Net Common Stock Issued (Repurchased)	7.98	0.5	-3.95	-12.21	-1.93
Common Dividends Paid	-5.67	-5.6	-5.61	-10.93	-9.68
Other Financing Activities	-	-	-0.01	-	-
Financing Cash Flow	147.92	126.16	163.64	323.39	-37.87
Net Cash Flow	8.32	-29.24	18.31	14.91	-13.26
Free Cash Flow	22.57	9.03	17.03	81.76	159.75
Free Cash Flow Growth	149.93%	-46.98%	-79.17%	-48.82%	-
FCF Margin	20.20%	8.95%	18.10%	74.76%	106.48%
Free Cash Flow Per Share	1955.80	803.08	1.50	6.70	12.87
Levered Free Cash Flow	-0.28	-0.87	48.68	23.73	-147.47
Unlevered Free Cash Flow	-6.86	-9.17	1.28	-6.76	-17.23

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q