Mid-Southern Bancorp, Inc. (MSVB)

Mid-Southern Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018
Revenue	8.88	0.09	8.15	7.38	7.88	7.28
Revenue Growth (YoY)	4.30%	-98.86%	10.45%	-6.32%	8.24%	10.46%
Cost of Revenue	0.6	0.6	0	0	0	0
Gross Profit	8.28	-0.5	8.15	7.38	7.88	7.28
Selling, General & Admin	4.49	4.39	4.82	4.33	4.92	4.25
Other Operating Expenses	1.18	0	-11.3	-10.48	-11.76	0
Operating Expenses	2.25	0.72	-6.48	-6.15	-6.83	4.25
Operating Income	4.9	3.52	1.68	1.23	1.05	2.44
Interest Income	9.77	8.76	7.57	7.43	7.96	7.24
Interest Expense	2.11	1.12	0.65	0.94	0.93	0.73
Other Expense / Income	10.93	9.2	6.91	6.49	7.03	7.24
Pretax Income	1.63	1.97	1.68	1.23	1.05	1.71
Income Tax	0.01	0.09	0.07	0.04	0.09	0.3
Net Income	1.63	1.88	1.61	1.19	0.96	1.41
Net Income Growth	-10.84%	16.98%	35.01%	24.06%	-32.06%	20.46%
Shares Outstanding (Basic)	3	3	3	3	3	3
Shares Outstanding (Diluted)	3	3	3	3	3	3
Shares Change	-0.78%	8.86%	-8.14%	-5.57%	-1.39%	-1.07%
EPS (Basic)	0.89	0.59	0.55	0.38	0.29	0.41
EPS (Diluted)	0.89	0.59	0.55	0.38	0.29	0.41
EPS Growth	36.92%	7.27%	44.74%	31.03%	-29.27%	20.59%
Free Cash Flow	2.42	2.11	2.23	1.72	1.5	2.48
Free Cash Flow Per Share	0.89	0.66	0.76	0.54	0.45	0.73
Gross Margin	93.27%	-541.94%	100.00%	100.00%	100.00%	100.00%
Operating Margin	55.18%	3789.25%	20.55%	16.61%	13.26%	33.48%
Profit Margin	18.34%	2022.58%	19.73%	16.14%	12.19%	19.41%
Free Cash Flow Margin	27.25%	2266.67%	27.37%	23.24%	19.08%	34.06%
Effective Tax Rate	0.31%	4.61%	4.00%	2.85%	8.13%	17.27%
EBITDA	5.05	3.71	1.85	1.38	1.19	2.57
EBITDA Margin	56.87%	3992.47%	22.64%	18.73%	15.08%	35.27%
Depreciation & Amortization	0.2	0.19	0.17	0.16	0.14	0.13
EBIT	4.85	3.52	1.68	1.23	1.05	2.44
EBIT Margin	54.65%	3789.25%	20.55%	16.61%	13.26%	33.48%

Sources: The data provider is Financial Modeling Prep and the numbers are sourced from SEC filings.