NASB Financial, Inc. (NASB)

NASB Financial Income Statement

Financials in millions USD. Fiscal year is October - September.

Year	2023	2022	2021	2020	2019
Revenue	91.68	129.34	186.33	222.22	117.64
Revenue Growth (YoY)	-29.11%	-30.59%	-16.15%	88.90%	17.33%
Gross Profit	91.68	129.34	186.33	222.22	117.64
Selling, General & Admin	46.46	77.86	83.3	66.52	52.85
Other Operating Expenses	0.05	0.19	0.77	1.12	3.5
Operating Expenses	46.52	78.05	84.07	67.64	56.36
Operating Income	30.76	57.67	94.42	139.29	57.56
Interest Income	141.18	105.2	113.41	128.08	120.73
Interest Expense	57.71	16.04	15.56	33.85	38.06
Other Expense / Income	83.47	105.2	97.85	94.23	82.67
Pretax Income	37.04	41.63	94.42	139.29	57.56
Income Tax	9.11	9.54	20.71	35.79	14.39
Net Income	21.65	32.09	73.71	103.51	43.17
Net Income Growth	-32.54%	-56.46%	-28.79%	139.78%	48.18%
Shares Outstanding (Basic)	7	7	7	7	7
Shares Outstanding (Diluted)	7	7	7	7	7
Shares Change	0.00%	-0.06%	0.35%	0.03%	-0.01%
EPS (Basic)	2.92	4.33	9.96	14.02	5.85
EPS (Diluted)	2.92	4.33	9.94	14.01	5.85
EPS Growth	-32.56%	-56.44%	-29.05%	139.49%	48.48%
Free Cash Flow	144.96	453.11	-8.4	-4.6	-266.26
Free Cash Flow Per Share	19.57	61.16	-1.13	-0.62	-36.06
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	33.55%	44.59%	50.67%	62.68%	48.93%
Profit Margin	23.61%	24.81%	39.56%	46.58%	36.69%
Free Cash Flow Margin	158.11%	350.33%	-4.51%	-2.07%	-226.34%
Effective Tax Rate	24.60%	22.92%	21.93%	25.69%	25.00%
EBITDA	31.7	58.84	95.69	140.42	58.62
EBITDA Margin	34.58%	45.49%	51.36%	63.19%	49.83%
Depreciation & Amortization	0.94	1.17	1.28	1.13	1.06
EBIT	30.76	57.67	94.42	139.29	57.56
EBIT Margin	33.55%	44.59%	50.67%	62.68%	48.93%

Sources: The data provider is Financial Modeling Prep and the numbers are sourced from SEC filings.