NASB Financial Statistics

Total Valuation

NASB Financial has a market cap or net worth of $267.67 million. The enterprise value is $278.50 million.

Market Cap	267.67M
Enterprise Value	278.50M

Important Dates

The last earnings date was Wednesday, August 9, 2023, after market close.

Earnings Date	Aug 9, 2023
Ex-Dividend Date	Sep 15, 2023

Share Statistics

NASB Financial has 7.38 million shares outstanding. The number of shares has decreased by -0.23% in one year.

Shares Outstanding	7.38M
Shares Change (YoY)	-0.23%
Shares Change (QoQ)	+0.04%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.01%
Float	n/a

Valuation Ratios

The trailing PE ratio is 8.84.

PE Ratio	8.84
Forward PE	n/a
PS Ratio	2.45
Forward PS	n/a
PB Ratio	0.67
P/FCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	9.17
EV / Sales	2.55
EV / EBITDA	14.10
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 0.23, with a Debt / Equity ratio of 1.64.

Current Ratio	0.23
Quick Ratio	0.40
Debt / Equity	1.64
Debt / EBITDA	33.46
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.55% and return on invested capital (ROIC) is 4.98%.

Return on Equity (ROE)	7.55%
Return on Assets (ROA)	1.06%
Return on Capital (ROIC)	4.98%
Revenue Per Employee	$235,739
Profits Per Employee	$65,624
Employee Count	463
Asset Turnover	0.04
Inventory Turnover	n/a

Taxes

In the past 12 months, NASB Financial has paid $8.85 million in taxes.

Income Tax	8.85M
Effective Tax Rate	22.55%

Stock Price Statistics

The stock price has increased by +18.07% in the last 52 weeks. The beta is 0.25, so NASB Financial's price volatility has been lower than the market average.

Beta (5Y)	0.25
52-Week Price Change	+18.07%
50-Day Moving Average	33.83
200-Day Moving Average	31.33
Relative Strength Index (RSI)	64.34
Average Volume (20 Days)	2,254

Short Selling Information

The latest short interest is 77,380, so 1.05% of the outstanding shares have been sold short.

Short Interest	77,380
Short Previous Month	74,897
Short % of Shares Out	1.05%
Short % of Float	n/a
Short Ratio (days to cover)	29.31

Income Statement

In the last 12 months, NASB Financial had revenue of $109.15 million and earned $30.38 million in profits. Earnings per share was $4.10.

Revenue	109.15M
Gross Profit	109.15M
Operating Income	68.33M
Pretax Income	39.45M
Net Income	30.38M
EBITDA	19.75M
EBIT	n/a
Earnings Per Share (EPS)	$4.10

Full Income Statement

Balance Sheet

The company has -$361.28 million in cash and $661.06 million in debt, giving a net cash position of -$10.83 million or -$1.47 per share.

Cash & Cash Equivalents	-361.28M
Total Debt	661.06M
Net Cash	-10.83M
Net Cash Per Share	-$1.47
Equity (Book Value)	402.39M
Book Value Per Share	54.50
Working Capital	-1.26B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 62.60% and 27.84%.

Gross Margin	100.00%
Operating Margin	62.60%
Pretax Margin	36.14%
Profit Margin	27.84%
EBITDA Margin	18.10%
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 2.78%.

Dividend Per Share	$1.00
Dividend Yield	2.78%
Dividend Growth (YoY)	-51.52%
Years of Dividend Growth	3
Payout Ratio	31.85%
Buyback Yield	0.23%
Shareholder Yield	3.01%
Earnings Yield	11.35%
FCF Yield	n/a

Dividend Details

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on March 8, 1999. It was a forward split with a ratio of 4:1.

Last Split Date	Mar 8, 1999
Split Type	Forward
Split Ratio	4:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3