NASB Financial Statistics

Total Valuation

NASB Financial has a market cap or net worth of $238.13 million. The enterprise value is $315.17 million.

Market Cap	238.13M
Enterprise Value	315.17M

Important Dates

The last earnings date was Wednesday, August 9, 2023, after market close.

Earnings Date	Aug 9, 2023
Ex-Dividend Date	Sep 15, 2023

Share Statistics

NASB Financial has 7.38 million shares outstanding. The number of shares has decreased by -0.27% in one year.

Shares Outstanding	7.38M
Shares Change (YoY)	-0.27%
Shares Change (QoQ)	-0.15%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.01%
Float	n/a

Valuation Ratios

The trailing PE ratio is 8.38.

PE Ratio	8.38
Forward PE	n/a
PS Ratio	2.67
Forward PS	n/a
PB Ratio	0.60
P/FCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	11.14
EV / Sales	3.54
EV / EBITDA	6.86
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 0.33, with a Debt / Equity ratio of 1.57.

Current Ratio	0.33
Quick Ratio	0.33
Debt / Equity	1.57
Debt / EBITDA	13.65
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.09% and return on invested capital (ROIC) is 3.71%.

Return on Equity (ROE)	7.09%
Return on Assets (ROA)	1.03%
Return on Capital (ROIC)	3.71%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.03
Inventory Turnover	n/a

Taxes

In the past 12 months, NASB Financial has paid $8.63 million in taxes.

Income Tax	8.63M
Effective Tax Rate	23.37%

Stock Price Statistics

The stock price has increased by +4.88% in the last 52 weeks. The beta is 0.20, so NASB Financial's price volatility has been lower than the market average.

Beta (1Y)	0.20
52-Week Price Change	+4.88%
50-Day Moving Average	32.49
200-Day Moving Average	30.23
Relative Strength Index (RSI)	49.98
Average Volume (30 Days)	577

Short Selling Information

The latest short interest is 77,380, so 1.05% of the outstanding shares have been sold short.

Short Interest	77,380
Short Previous Month	74,897
Short % of Shares Out	1.05%
Short % of Float	n/a
Short Ratio (days to cover)	29.31

Income Statement

In the last 12 months, NASB Financial had revenue of $89.03 million and earned $28.29 million in profits. Earnings per share was $3.82.

Revenue	89.03M
Gross Profit	89.03M
Operating Income	49.65M
Pretax Income	37.14M
Net Income	28.29M
EBITDA	45.95M
EBIT	n/a
Earnings Per Share (EPS)	$3.82

Full Income Statement

Balance Sheet

The company has $550.37 million in cash and $627.40 million in debt, giving a net cash position of -$77.04 million or -$10.43 per share.

Cash & Cash Equivalents	550.37M
Total Debt	627.40M
Net Cash	-77.04M
Net Cash Per Share	-$10.43
Equity / Book Value	398.97M
Book Value Per Share	54.03
Working Capital	-1.14B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 55.77% and 31.78%.

Gross Margin	100.00%
Operating Margin	55.77%
Pretax Margin	41.72%
Profit Margin	31.78%
EBITDA Margin	51.61%
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 3.10%.

Dividend Per Share	$1.00
Dividend Yield	3.10%
Dividend Growth (YoY)	-51.52%
Years of Dividend Growth	3
Payout Ratio	31.85%
Buyback Yield	0.27%
Shareholder Yield	3.39%
Earnings Yield	11.88%
FCF Yield	n/a

Dividend Details

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on March 8, 1999. It was a forward split with a ratio of 4:1.

Last Split Date	Mar 8, 1999
Split Type	Forward
Split Ratio	4:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4