National Bank Holdings Corporation (NBHC)

National Bank Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Interest Income	351.88	345.39	361.95	266.84	187.14	192.95
Net Interest Income Growth	2.03%	-4.58%	35.65%	42.58%	-3.01%	-6.26%
Non-Interest Income	61.95	61.23	63.92	67.31	110.36	140.26
Non-Interest Income Growth	-7.75%	-4.20%	-5.04%	-39.01%	-21.31%	69.49%
Revenues Before Loan Losses	413.83	406.62	425.87	334.15	297.51	333.2
Provision for Credit Losses	14.18	6.76	8.3	36.73	-9.29	17.63
Revenue	399.66	399.86	417.57	297.42	306.8	315.57
Revenue Growth (YoY)	-0.97%	-4.24%	40.40%	-3.06%	-2.78%	13.95%
Compensation Expenses	144.9	146.24	137.7	124.97	127.5	141.17
Selling, General & Admin	74.1	73.67	70.9	67.87	47.7	46.65
Other Non-Interest Expenses	34.66	34.71	33.37	18.39	16.62	18.36
Total Non-Interest Expense	253.66	254.62	241.97	211.23	191.83	206.18
Pretax Income	146	145.25	175.6	86.18	114.97	109.4
Provision for Income Taxes	26.46	26.43	33.55	14.91	21.37	20.81
Net Income	119.54	118.82	142.05	71.27	93.61	88.59
Net Income to Common	119.54	118.82	142.05	71.27	93.61	88.59
Net Income Growth	-5.67%	-16.36%	99.30%	-23.86%	5.66%	10.24%
Shares Outstanding (Basic)	38	38	38	32	31	31
Shares Outstanding (Diluted)	38	38	38	33	31	31
Shares Change (YoY)	0.65%	0.81%	16.62%	5.19%	-0.03%	0.11%
EPS (Basic)	3.11	3.10	3.74	2.20	3.04	2.87
EPS (Diluted)	3.09	3.08	3.72	2.18	3.01	2.85
EPS Growth	-6.65%	-17.20%	70.64%	-27.57%	5.61%	11.77%
Free Cash Flow	133.54	120.68	130.1	202.2	179.5	-6.21
Free Cash Flow Growth	10.66%	-7.24%	-35.66%	12.65%	-	-
Free Cash Flow Per Share	3.48	3.14	3.41	6.19	5.78	-0.20
Dividends Per Share	1.180	1.140	1.060	0.960	0.890	0.810
Dividend Growth	3.51%	7.55%	10.42%	7.87%	9.88%	3.85%
Profit Margin	29.91%	29.71%	34.02%	23.96%	30.51%	28.07%
FCF Margin	33.41%	30.18%	31.16%	67.99%	58.51%	-1.97%
EBITDA	24.42	24.19	23.85	16.45	13.59	14.45
EBITDA Margin	6.11%	6.05%	5.71%	5.53%	4.43%	4.58%
Effective Tax Rate	18.12%	18.20%	19.11%	17.30%	18.58%	19.02%

Updated Jul 22, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q