National Bank Holdings Corporation (NBHC)

National Bank Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	370.62	348.51	345.39	361.95	266.84	187.14
Net Interest Income Growth	6.48%	0.90%	-4.58%	35.65%	42.58%	-3.01%
Non-Interest Income	72.22	67.57	61.23	63.92	67.31	110.36
Non-Interest Income Growth	20.99%	10.35%	-4.20%	-5.04%	-39.01%	-21.31%
Revenues Before Loan Losses	442.84	416.07	406.62	425.87	334.15	297.51
Provision for Credit Losses	11.6	17.8	6.76	8.3	36.73	-9.29
Revenue	431.24	398.27	399.86	417.57	297.42	306.8
Revenue Growth (YoY)	10.35%	-0.40%	-4.24%	40.40%	-3.06%	-2.78%
Compensation Expenses	170.94	148.33	146.24	137.7	124.97	127.5
Selling, General & Admin	99.43	89.81	79.06	77.91	69.99	49.55
Other Non-Interest Expenses	32.66	26.5	29.32	26.37	16.27	14.77
Total Non-Interest Expense	299.46	264.64	254.62	241.97	211.23	191.83
Pretax Income	129.72	133.63	145.25	175.6	86.18	114.97
Provision for Income Taxes	23.59	24.06	26.43	33.55	14.91	21.37
Net Income	106.14	109.57	118.82	142.05	71.27	93.61
Net Income to Common	106.14	109.57	118.82	142.05	71.27	93.61
Net Income Growth	-4.94%	-7.78%	-16.36%	99.30%	-23.86%	5.66%
Shares Outstanding (Basic)	40	38	38	38	32	31
Shares Outstanding (Diluted)	40	38	38	38	33	31
Shares Change (YoY)	3.29%	-0.85%	0.81%	16.62%	5.19%	-0.03%
EPS (Basic)	2.69	2.86	3.10	3.74	2.20	3.04
EPS (Diluted)	2.68	2.85	3.08	3.74	2.20	3.04
EPS Growth	-7.59%	-7.47%	-17.65%	70.00%	-27.63%	5.92%
Shares Outstanding	44.69	37.77	38.05	37.78	37.61	29.96
Free Cash Flow	36.05	127.83	118.44	166.94	202.2	184.65
Free Cash Flow Growth	-71.80%	7.93%	-29.05%	-17.44%	9.51%	-
Free Cash Flow Per Share	0.91	3.36	3.08	4.38	6.19	5.94
Dividends Per Share	1.260	1.230	1.140	1.060	0.960	0.890
Dividend Growth	2.44%	7.90%	7.55%	10.42%	7.87%	9.88%
Profit Margin	24.61%	27.51%	29.71%	34.02%	23.96%	30.51%
FCF Margin	8.36%	32.10%	29.62%	39.98%	67.99%	60.18%
EBITDA	30.73	28.1	24.19	23.85	16.45	13.59
EBITDA Margin	7.13%	7.06%	6.05%	5.71%	5.53%	4.43%
Effective Tax Rate	18.18%	18.00%	18.20%	19.11%	17.30%	18.58%

Updated May 7, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q