National Bank Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	370.62	348.51	345.39	361.95	266.84	187.14
Net Interest Income Growth	6.48%	0.90%	-4.58%	35.65%	42.58%	-3.01%
Non-Interest Income	72.22	67.57	61.23	63.92	67.31	110.36
Non-Interest Income Growth	20.99%	10.35%	-4.20%	-5.04%	-39.01%	-21.31%
Revenues Before Loan Losses	442.84	416.07	406.62	425.87	334.15	297.51
Provision for Credit Losses	11.6	17.8	6.76	8.3	36.73	-9.29
Revenue	431.24	398.27	399.86	417.57	297.42	306.8
Revenue Growth (YoY)	10.35%	-0.40%	-4.24%	40.40%	-3.06%	-2.78%
Compensation Expenses	170.94	148.33	146.24	137.7	124.97	127.5
Selling, General & Admin	95.49	89.81	79.06	77.91	69.99	49.55
Other Non-Interest Expenses	36.6	26.5	29.32	26.37	16.27	14.77
Total Non-Interest Expense	299.46	264.64	254.62	241.97	211.23	191.83
Pretax Income	129.72	133.63	145.25	175.6	86.18	114.97
Provision for Income Taxes	23.59	24.06	26.43	33.55	14.91	21.37
Net Income	106.14	109.57	118.82	142.05	71.27	93.61
Net Income to Common	106.14	109.57	118.82	142.05	71.27	93.61
Net Income Growth	-4.94%	-7.78%	-16.36%	99.30%	-23.86%	5.66%
Shares Outstanding (Basic)	40	38	38	38	32	31
Shares Outstanding (Diluted)	40	38	38	38	33	31
Shares Change (YoY)	3.29%	-0.85%	0.81%	16.62%	5.19%	-0.03%
EPS (Basic)	2.69	2.86	3.10	3.74	2.20	3.04
EPS (Diluted)	2.68	2.85	3.08	3.74	2.20	3.04
EPS Growth	-7.59%	-7.47%	-17.65%	70.00%	-27.63%	5.92%
Shares Outstanding	45.01	37.77	38.05	37.78	37.61	29.96
Free Cash Flow	-	127.83	118.44	166.94	202.2	184.65
Free Cash Flow Growth	-	7.93%	-29.05%	-17.44%	9.51%	-
Free Cash Flow Per Share	-	3.36	3.08	4.38	6.19	5.94
Dividends Per Share	0.930	1.230	1.140	1.060	0.960	0.890
Dividend Growth	-24.39%	7.90%	7.55%	10.42%	7.87%	9.88%
Profit Margin	24.61%	27.51%	29.71%	34.02%	23.96%	30.51%
FCF Margin	-	32.10%	29.62%	39.98%	67.99%	60.18%
EBITDA	-	28.1	24.19	23.85	16.45	13.59
EBITDA Margin	-	7.06%	6.05%	5.71%	5.53%	4.43%
Effective Tax Rate	18.18%	18.00%	18.20%	19.11%	17.30%	18.58%

Updated Apr 21, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q