National Bank Holdings Corporation (NBHC)

National Bank Holdings Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	296.48	127.85	190.83	195.51	845.7	605.57
Investment Securities	81.12	125.68	174.7	173.94	39.02	8.44
Trading Asset Securities	-	40.02	37.7	45.23	10.68	25.15
Mortgage-Backed Securities	1,349	983.45	1,089	1,235	1,151	895.13
Total Investments	1,430	1,149	1,301	1,454	1,200	928.72
Gross Loans	7,487	7,751	7,699	7,220	4,513	4,354
Allowance for Loan Losses	-88.89	-94.46	-97.95	-89.55	-49.69	-59.78
Net Loans	7,398	7,657	7,601	7,131	4,464	4,294
Property, Plant & Equipment	209.41	222.67	191.83	169.71	116.45	132.38
Goodwill	306.04	306.04	306.04	279.13	115.03	115.03
Other Intangible Assets	52.5	50.74	58.67	46.76	6.37	7.55
Loans Held for Sale	20.78	24.5	18.85	22.77	139.14	247.81
Accrued Interest Receivable	-	2.2	2.3	2.6	1.9	1.8
Restricted Cash	-	1.5	3	3	4.5	10
Other Real Estate Owned & Foreclosed	0.29	0.66	4.09	3.73	7.01	4.73
Other Long-Term Assets	284.89	261.77	256.64	245.13	313.1	309.82
Total Assets	9,999	9,808	9,951	9,573	7,214	6,660
Interest Bearing Deposits	6,101	5,736	5,540	4,535	3,592	3,399
Institutional Deposits	-	288.33	289.27	203.2	130.18	165.9
Non-Interest Bearing Deposits	2,169	2,214	2,361	3,135	2,506	2,111
Total Deposits	8,269	8,238	8,190	7,873	6,228	5,676
Short-Term Borrowings	18.51	27.98	31.63	33.08	43.78	82.88
Current Portion of Leases	-	5.43	32.1	-	-	-
Long-Term Debt	54.39	54.51	54.2	53.89	39.48	-
Federal Home Loan Bank Debt, Long-Term	185	50	340	385	-	-
Long-Term Leases	-	23.51	-	36.5	20.3	26
Other Long-Term Liabilities	118.85	103.3	89.94	99.94	42.17	54.15
Total Liabilities	8,646	8,503	8,738	8,481	6,374	5,839
Common Stock	0.52	0.52	0.52	0.52	0.52	0.52
Additional Paid-In Capital	1,168	1,167	1,162	1,160	1,014	1,011
Retained Earnings	544.43	508.86	433.13	330.72	289.88	223.18
Treasury Stock	-304.25	-301.69	-306.7	-310.34	-457.62	-424.13
Comprehensive Income & Other	-55.91	-70.04	-76.4	-88.2	-6.96	9.77
Shareholders' Equity	1,352	1,305	1,213	1,092	840.11	820.69
Total Liabilities & Equity	9,999	9,808	9,951	9,573	7,214	6,660
Total Debt	257.9	161.43	457.93	508.47	103.56	108.88
Net Cash (Debt)	38.59	6.44	-229.41	-267.74	752.82	521.84
Net Cash Growth	-43.17%	-	-	-	44.26%	-
Net Cash Per Share	1.00	0.17	-6.02	-8.19	24.23	16.79
Filing Date Shares Outstanding	38.05	38.05	37.79	37.61	29.96	30.64
Total Common Shares Outstanding	38.05	38.05	37.78	37.61	29.96	30.63
Book Value Per Share	35.55	34.29	32.10	29.04	28.04	26.79
Tangible Book Value	993.96	948.3	848.09	766.31	718.71	698.12
Tangible Book Value Per Share	26.13	24.92	22.45	20.38	23.99	22.79

Updated Jul 22, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q