Northeast Community Bancorp, Inc. (NECB)

NECB Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	150.98	153.9	127.49	69.99	47.9	48.2
Interest Income on Investments	5.01	6.11	5	2.01	0.51	0.78
Total Interest Income	156	160.01	132.49	72	48.4	48.98
Interest Paid on Deposits	53.08	55.62	34.18	7.54	4.36	9.25
Interest Paid on Borrowings	2.35	1.6	1.12	0.58	0.74	0.72
Total Interest Expense	55.42	57.22	35.3	8.13	5.1	9.98
Net Interest Income	100.58	102.79	97.19	63.88	43.3	39
Net Interest Income Growth (YoY)	-2.07%	5.76%	52.16%	47.51%	11.03%	0.56%
Gain (Loss) on Sale of Assets	0.02	0.02	-0.16	0.1	0.01	-0.06
Gain (Loss) on Sale of Investments	-0.03	-0.11	0.29	-1.57	-0.39	0.29
Other Non-Interest Income	3.27	2.87	3.47	3.16	2.74	2.29
Total Non-Interest Income	3.26	2.78	3.61	1.68	2.35	2.51
Non-Interest Income Growth (YoY)	-16.13%	-22.80%	114.20%	-28.51%	-6.33%	-10.85%
Revenues Before Loan Losses	103.83	105.58	100.8	65.56	45.66	41.51
Provision for Loan Losses	1.26	0.74	0.97	0.44	3.61	0.81
Revenue	102.57	104.84	99.82	65.12	42.05	40.7
Revenue Growth (YoY)	-3.84%	5.02%	53.30%	54.87%	3.31%	-0.43%
Salaries and Employee Benefits	18.38	17.12	15.79	14.27	14.07	13.55
Selling, General & Administrative	11.13	10.57	9.43	7	5.83	5.05
Other Non-Interest Expense	11.18	10.65	9.77	8.35	6.49	6.08
Total Non-Interest Expense	41.4	39.06	35.08	30.24	26.47	24.99
EBT Excluding Unusual Items	61.17	65.77	64.74	34.88	15.57	15.71
Pretax Income	61.17	65.77	64.74	34.43	15.57	15.61
Income Tax Expense	17.35	18.7	18.47	9.59	3.67	3.28
Net Income	43.82	47.07	46.28	24.84	11.91	12.33
Net Income to Common	43.82	47.07	46.28	24.84	11.91	12.33
Net Income Growth	-10.50%	1.72%	86.27%	108.68%	-3.44%	-4.82%
Basic Shares Outstanding	13	13	14	15	16	16
Diluted Shares Outstanding	14	13	14	16	16	16
Shares Change (YoY)	2.78%	-4.14%	-11.38%	-0.81%	-1.83%	0.22%
EPS (Basic)	3.31	3.58	3.32	1.61	0.75	0.76
EPS (Diluted)	3.21	3.52	3.32	1.58	0.75	0.76
EPS Growth	-13.06%	6.02%	110.13%	110.41%	-1.20%	-5.45%
Dividend Per Share	0.150	0.500	0.240	0.240	0.210	0.090
Dividend Growth	-63.41%	108.33%	-	14.29%	134.38%	-
Effective Tax Rate	28.37%	28.43%	28.52%	27.84%	23.56%	21.02%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q