Northeast Community Bancorp, Inc. (NECB)

NECB Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	47.07	46.28	24.84	11.91	12.33
Depreciation & Amortization	1.19	1.22	1.25	1.12	1.07
Other Amortization	-	-	0.51	0.08	-0.17
Gain (Loss) on Sale of Assets	-0.02	0.16	-0.1	-0.01	0.06
Gain (Loss) on Sale of Investments	0.12	-0.27	1.6	0.39	-0.29
Total Asset Writedown	0.69	-	0.99	-	0.27
Provision for Credit Losses	0.74	0.97	0.44	3.61	0.81
Accrued Interest Receivable	-1.17	-3.71	-4.31	-0.45	0.12
Change in Accounts Payable	0.11	-1.22	1.77	0.94	0.1
Change in Other Net Operating Assets	-2.59	-2.47	1.18	3.52	1.75
Other Operating Activities	-1.27	-1.17	-1.91	-0.48	-0.64
Operating Cash Flow	48.69	42.84	27.54	21.56	15.66
Operating Cash Flow Growth	13.66%	55.54%	27.76%	37.62%	9.20%
Capital Expenditures	-0.52	-0.63	-3.3	-6.45	-1.26
Sale of Property, Plant and Equipment	-	-	-	0.11	0.12
Investment in Securities	-2.75	10.38	-8.54	-20.5	1.77
Net Decrease (Increase) in Loans Originated / Sold - Investing	-231.25	-369.73	-245.07	-152.05	-72.5
Other Investing Activities	0.53	2.14	0.33	0.03	-0.25
Investing Cash Flow	-233.99	-357.84	-256.59	-178.86	-72.12
Short-Term Debt Issued	-	50	-	-	-
Long-Term Debt Issued	-	-	-	-	7
Total Debt Issued	-	50	-	-	7
Short-Term Debt Repaid	-50	-	-	-	-
Long-Term Debt Repaid	-14	-7	-7	-	-
Total Debt Repaid	-64	-7	-7	-	-
Net Debt Issued (Repaid)	-64	43	-7	-	7
Issuance of Common Stock	0.01	-	-	95.39	-
Repurchase of Common Stock	-3.2	-28.71	-9.32	-	-
Common Dividends Paid	-7.86	-3.65	-6.87	-2.26	-1.01
Net Increase (Decrease) in Deposit Accounts	270.34	278.08	194.79	155.46	-7.45
Other Financing Activities	-0.4	-0.35	0.49	-8.2	-0.57
Financing Cash Flow	194.89	288.37	172.09	240.39	-2.03
Net Cash Flow	9.59	-26.64	-56.96	83.08	-58.48
Free Cash Flow	48.17	42.21	24.24	15.11	14.4
Free Cash Flow Growth	14.12%	74.17%	60.44%	4.89%	39.83%
Free Cash Flow Margin	45.95%	42.28%	37.22%	35.92%	35.38%
Free Cash Flow Per Share	3.61	3.03	1.54	0.95	0.89
Cash Interest Paid	56.58	34.85	8.01	4.98	9.98
Cash Income Tax Paid	22.11	20.72	9.2	3.57	3.43

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q