Northfield Bancorp, Inc. (Staten Island, NY) (NFBK)

NFBK Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	183.86	183.93	181.64	160.91	158.22	146.57
Interest Income on Investments	57.7	53.98	27.16	18.78	14.08	21.58
Total Interest Income	241.56	237.91	208.8	179.69	172.3	168.15
Interest Paid on Deposits	83.81	82.27	48.75	10.29	6.21	25.23
Interest Paid on Borrowings	33.65	41.15	35.38	11.09	10.44	13.11
Total Interest Expense	117.46	123.42	84.13	21.38	16.65	38.34
Net Interest Income	124.1	114.49	124.67	158.31	155.65	129.81
Net Interest Income Growth (YoY)	7.74%	-8.17%	-21.25%	1.71%	19.91%	16.12%
Income From Trading Activities	1.49	1.67	1.72	-2.21	1.7	1.6
Gain (Loss) on Sale of Assets	3.4	3.4	-	-	-	-
Gain (Loss) on Sale of Investments	-0.01	-0.01	-0.02	0.28	1.5	0.33
Other Non-Interest Income	13.25	11.71	10.06	9.46	9.85	8.88
Total Non-Interest Income	18.13	16.82	11.9	7.98	14.45	11.47
Non-Interest Income Growth (YoY)	51.23%	41.41%	49.02%	-44.77%	25.99%	0.56%
Revenues Before Loan Losses	142.23	131.31	136.56	166.29	170.1	141.28
Provision for Loan Losses	9.15	4.28	1.35	4.48	-6.18	12.74
Revenue	133.08	127.03	135.21	161.81	176.29	128.54
Revenue Growth (YoY)	4.86%	-6.05%	-16.44%	-8.21%	37.15%	4.36%
Salaries and Employee Benefits	43.73	45.09	42.13	37.83	40.03	38.23
Occupancy Expenses	3.25	3.44	3.38	3.61	4.07	-
Federal Deposit Insurance	2.49	2.49	2.33	1.41	1.37	0.89
Selling, General & Administrative	29.58	28.51	29.83	28.91	28.01	32.04
Other Non-Interest Expense	6.56	7.01	5.78	5.19	5.69	5.17
Total Non-Interest Expense	85.61	86.53	83.45	76.95	79.16	76.31
EBT Excluding Unusual Items	47.47	40.5	51.76	84.86	97.13	52.23
Pretax Income	47.47	40.5	51.76	84.86	97.13	50.03
Income Tax Expense	12.25	10.56	14.09	23.74	26.47	13.04
Net Income	35.22	29.95	37.67	61.12	70.65	36.99
Net Income to Common	35.22	29.95	37.67	61.12	70.65	36.99
Net Income Growth	23.26%	-20.51%	-38.37%	-13.49%	91.02%	-8.07%
Basic Shares Outstanding	41	42	44	46	48	49
Diluted Shares Outstanding	41	42	44	46	49	49
Shares Change (YoY)	-4.03%	-4.61%	-6.03%	-4.75%	-0.07%	3.44%
EPS (Basic)	0.86	0.72	0.86	1.32	1.46	0.76
EPS (Diluted)	0.86	0.72	0.86	1.32	1.45	0.76
EPS Growth	28.88%	-16.28%	-34.85%	-8.97%	91.00%	-10.69%
Dividend Per Share	0.520	0.520	0.520	0.520	0.520	0.440
Dividend Growth	-	-	-	-	18.18%	2.33%
Effective Tax Rate	25.81%	26.06%	27.22%	27.98%	27.26%	26.06%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q