Northfield Bancorp, Inc. (Staten Island, NY) (NFBK)

NFBK Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	184.25	183.93	181.64	160.91	158.22	146.57
Interest Income on Investments	60.94	53.98	27.16	18.78	14.08	21.58
Total Interest Income	245.19	237.91	208.8	179.69	172.3	168.15
Interest Paid on Deposits	82.53	82.27	48.75	10.29	6.21	25.23
Interest Paid on Borrowings	32.27	41.15	35.38	11.09	10.44	13.11
Total Interest Expense	114.8	123.42	84.13	21.38	16.65	38.34
Net Interest Income	130.38	114.49	124.67	158.31	155.65	129.81
Net Interest Income Growth (YoY)	14.66%	-8.17%	-21.25%	1.71%	19.91%	16.12%
Income From Trading Activities	1.58	1.67	1.72	-2.21	1.7	1.6
Gain (Loss) on Sale of Assets	3.4	3.4	-	-	-	-
Gain (Loss) on Sale of Investments	-	-0.01	-0.02	0.28	1.5	0.33
Other Non-Interest Income	14.3	11.71	10.06	9.46	9.85	8.88
Total Non-Interest Income	19.28	16.82	11.9	7.98	14.45	11.47
Non-Interest Income Growth (YoY)	43.38%	41.41%	49.02%	-44.77%	25.99%	0.56%
Revenues Before Loan Losses	149.66	131.31	136.56	166.29	170.1	141.28
Provision for Loan Losses	7.68	4.28	1.35	4.48	-6.18	12.74
Revenue	141.98	127.03	135.21	161.81	176.29	128.54
Revenue Growth (YoY)	13.99%	-6.05%	-16.44%	-8.21%	37.15%	4.36%
Salaries and Employee Benefits	46.54	45.09	42.13	37.83	40.03	38.23
Occupancy Expenses	3.44	3.44	3.38	3.61	4.07	-
Federal Deposit Insurance	2.41	2.49	2.33	1.41	1.37	0.89
Selling, General & Administrative	29.29	28.51	29.83	28.91	28.01	32.04
Other Non-Interest Expense	6.93	7.01	5.78	5.19	5.69	5.17
Total Non-Interest Expense	88.61	86.53	83.45	76.95	79.16	76.31
EBT Excluding Unusual Items	53.37	40.5	51.76	84.86	97.13	52.23
Pretax Income	53.37	40.5	51.76	84.86	97.13	50.03
Income Tax Expense	13.93	10.56	14.09	23.74	26.47	13.04
Net Income	39.45	29.95	37.67	61.12	70.65	36.99
Net Income to Common	39.45	29.95	37.67	61.12	70.65	36.99
Net Income Growth	46.56%	-20.51%	-38.37%	-13.49%	91.02%	-8.07%
Basic Shares Outstanding	40	42	44	46	48	49
Diluted Shares Outstanding	40	42	44	46	49	49
Shares Change (YoY)	-3.78%	-4.61%	-6.03%	-4.75%	-0.07%	3.44%
EPS (Basic)	0.98	0.72	0.86	1.32	1.46	0.76
EPS (Diluted)	0.97	0.72	0.86	1.32	1.45	0.76
EPS Growth	51.92%	-16.28%	-34.85%	-8.97%	91.00%	-10.69%
Dividend Per Share	0.520	0.520	0.520	0.520	0.520	0.440
Dividend Growth	-	-	-	-	18.18%	2.33%
Effective Tax Rate	26.09%	26.06%	27.22%	27.98%	27.26%	26.06%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q