Northfield Bancorp, Inc. (Staten Island, NY) (NFBK)

NFBK Statistics

Total Valuation

NFBK has a market cap or net worth of $470.40 million. The enterprise value is $1.05 billion.

Market Cap	470.40M
Enterprise Value	1.05B

Important Dates

The next estimated earnings date is Wednesday, April 23, 2025, after market close.

Earnings Date	Apr 23, 2025
Ex-Dividend Date	Feb 5, 2025

Share Statistics

NFBK has 43.12 million shares outstanding. The number of shares has decreased by -4.61% in one year.

Current Share Class	43.12M
Shares Outstanding	43.12M
Shares Change (YoY)	-4.61%
Shares Change (QoQ)	-0.14%
Owned by Insiders (%)	4.94%
Owned by Institutions (%)	65.51%
Float	40.98M

Valuation Ratios

The trailing PE ratio is 15.15 and the forward PE ratio is 12.94.

PE Ratio	15.15
Forward PE	12.94
PS Ratio	3.57
Forward PS	3.49
PB Ratio	0.66
P/TBV Ratio	0.71
P/FCF Ratio	15.71
P/OCF Ratio	15.12
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	35.03
EV / Sales	8.26
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	35.02

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	25.55
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.27%.

Return on Equity (ROE)	4.27%
Return on Assets (ROA)	0.53%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$352,850
Profits Per Employee	$83,181
Employee Count	360
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NFBK has paid $10.56 million in taxes.

Income Tax	10.56M
Effective Tax Rate	26.06%

Stock Price Statistics

The stock price has increased by +12.71% in the last 52 weeks. The beta is 0.66, so NFBK's price volatility has been lower than the market average.

Beta (5Y)	0.66
52-Week Price Change	+12.71%
50-Day Moving Average	11.54
200-Day Moving Average	11.61
Relative Strength Index (RSI)	39.00
Average Volume (20 Days)	169,763

Short Selling Information

The latest short interest is 372,291, so 0.86% of the outstanding shares have been sold short.

Short Interest	372,291
Short Previous Month	326,568
Short % of Shares Out	0.86%
Short % of Float	0.91%
Short Ratio (days to cover)	2.05

Income Statement

In the last 12 months, NFBK had revenue of $127.03 million and earned $29.95 million in profits. Earnings per share was $0.72.

Revenue	127.03M
Gross Profit	127.03M
Operating Income	42.99M
Pretax Income	40.04M
Net Income	29.95M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.72

Balance Sheet

The company has $186.78 million in cash and $765.21 million in debt, giving a net cash position of -$578.43 million or -$13.42 per share.

Cash & Cash Equivalents	186.78M
Total Debt	765.21M
Net Cash	-578.43M
Net Cash Per Share	-$13.42
Equity (Book Value)	704.70M
Book Value Per Share	16.43
Working Capital	-4.15B

Cash Flow

In the last 12 months, operating cash flow was $31.11 million and capital expenditures -$1.15 million, giving a free cash flow of $29.95 million.

Operating Cash Flow	31.11M
Capital Expenditures	-1.15M
Free Cash Flow	29.95M
FCF Per Share	$0.69

Margins

Gross Margin	n/a
Operating Margin	33.84%
Pretax Margin	31.88%
Profit Margin	23.57%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	23.58%

Dividends & Yields

This stock pays an annual dividend of $0.52, which amounts to a dividend yield of 4.76%.

Dividend Per Share	$0.52
Dividend Yield	4.76%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	72.22%
Buyback Yield	4.61%
Shareholder Yield	9.37%
Earnings Yield	6.37%
FCF Yield	6.37%

Analyst Forecast

The average price target for NFBK is $13.00, which is 19.16% higher than the current price. The consensus rating is "Hold".

Price Target	$13.00
Price Target Difference	19.16%
Analyst Consensus	Hold
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on January 25, 2013. It was a forward split with a ratio of 1.4029:1.

Last Split Date	Jan 25, 2013
Split Type	Forward
Split Ratio	1.4029:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4