NFBK Statistics
Total Valuation
NFBK has a market cap or net worth of $440.17 million. The enterprise value is $1.26 billion.
Important Dates
The last earnings date was Wednesday, October 22, 2025, after market close.
| Earnings Date | Oct 22, 2025 |
| Ex-Dividend Date | Nov 5, 2025 |
Share Statistics
NFBK has 41.80 million shares outstanding. The number of shares has decreased by -3.78% in one year.
| Current Share Class | 41.80M |
| Shares Outstanding | 41.80M |
| Shares Change (YoY) | -3.78% |
| Shares Change (QoQ) | -1.10% |
| Owned by Insiders (%) | 5.10% |
| Owned by Institutions (%) | 67.73% |
| Float | 39.65M |
Valuation Ratios
The trailing PE ratio is 10.83 and the forward PE ratio is 9.08.
| PE Ratio | 10.83 |
| Forward PE | 9.08 |
| PS Ratio | 3.00 |
| Forward PS | 2.80 |
| PB Ratio | 0.61 |
| P/TBV Ratio | 0.65 |
| P/FCF Ratio | 10.38 |
| P/OCF Ratio | 10.13 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 32.04 |
| EV / Sales | 8.90 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 29.80 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 22.99 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.56%.
| Return on Equity (ROE) | 5.56% |
| Return on Assets (ROA) | 0.69% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $394,397 |
| Profits Per Employee | $109,581 |
| Employee Count | 360 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, NFBK has paid $13.93 million in taxes.
| Income Tax | 13.93M |
| Effective Tax Rate | 26.09% |
Stock Price Statistics
The stock price has decreased by -23.36% in the last 52 weeks. The beta is 0.86, so NFBK's price volatility has been lower than the market average.
| Beta (5Y) | 0.86 |
| 52-Week Price Change | -23.36% |
| 50-Day Moving Average | 11.14 |
| 200-Day Moving Average | 11.26 |
| Relative Strength Index (RSI) | 46.92 |
| Average Volume (20 Days) | 187,700 |
Short Selling Information
The latest short interest is 488,661, so 1.17% of the outstanding shares have been sold short.
| Short Interest | 488,661 |
| Short Previous Month | 492,740 |
| Short % of Shares Out | 1.17% |
| Short % of Float | 1.23% |
| Short Ratio (days to cover) | 2.31 |
Income Statement
In the last 12 months, NFBK had revenue of $141.98 million and earned $39.45 million in profits. Earnings per share was $0.97.
| Revenue | 141.98M |
| Gross Profit | 141.98M |
| Operating Income | 55.78M |
| Pretax Income | 53.37M |
| Net Income | 39.45M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.97 |
Full Income StatementBalance Sheet
The company has $151.30 million in cash and $975.16 million in debt, giving a net cash position of -$823.86 million or -$19.71 per share.
| Cash & Cash Equivalents | 151.30M |
| Total Debt | 975.16M |
| Net Cash | -823.86M |
| Net Cash Per Share | -$19.71 |
| Equity (Book Value) | 719.60M |
| Book Value Per Share | 17.21 |
| Working Capital | -4.10B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $43.47 million and capital expenditures -$1.05 million, giving a free cash flow of $42.42 million.
| Operating Cash Flow | 43.47M |
| Capital Expenditures | -1.05M |
| Free Cash Flow | 42.42M |
| FCF Per Share | $1.01 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 39.29% |
| Pretax Margin | 37.59% |
| Profit Margin | 27.78% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 29.88% |
Dividends & Yields
This stock pays an annual dividend of $0.52, which amounts to a dividend yield of 4.94%.
| Dividend Per Share | $0.52 |
| Dividend Yield | 4.94% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 53.48% |
| Buyback Yield | 3.78% |
| Shareholder Yield | 8.72% |
| Earnings Yield | 8.96% |
| FCF Yield | 9.64% |
Dividend DetailsAnalyst Forecast
The average price target for NFBK is $12.67, which is 20.32% higher than the current price. The consensus rating is "Hold".
| Price Target | $12.67 |
| Price Target Difference | 20.32% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on January 25, 2013. It was a forward split with a ratio of 1.4029:1.
| Last Split Date | Jan 25, 2013 |
| Split Type | Forward |
| Split Ratio | 1.4029:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
