NFBK Statistics

Total Valuation

NFBK has a market cap or net worth of $559.90 million.

Market Cap	559.90M
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, October 23, 2024, after market close.

Earnings Date	Oct 23, 2024
Ex-Dividend Date	Nov 6, 2024

Share Statistics

NFBK has 42.90 million shares outstanding. The number of shares has decreased by -5.24% in one year.

Current Share Class	42.90M
Shares Outstanding	42.90M
Shares Change (YoY)	-5.24%
Shares Change (QoQ)	-2.18%
Owned by Insiders (%)	4.94%
Owned by Institutions (%)	66.74%
Float	40.78M

Valuation Ratios

The trailing PE ratio is 20.39 and the forward PE ratio is 15.54.

PE Ratio	20.39
Forward PE	15.54
PS Ratio	4.40
Forward PS	4.05
PB Ratio	0.80
P/TBV Ratio	0.85
P/FCF Ratio	15.15
P/OCF Ratio	14.21
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	29.50
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 3.89%.

Return on Equity (ROE)	3.89%
Return on Assets (ROA)	0.48%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$308,300
Profits Per Employee	$66,624
Employee Count	404
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NFBK has paid $10.95 million in taxes.

Income Tax	10.95M
Effective Tax Rate	28.93%

Stock Price Statistics

The stock price has increased by +31.55% in the last 52 weeks. The beta is 0.73, so NFBK's price volatility has been lower than the market average.

Beta (5Y)	0.73
52-Week Price Change	+31.55%
50-Day Moving Average	12.09
200-Day Moving Average	10.50
Relative Strength Index (RSI)	55.11
Average Volume (20 Days)	174,255

Short Selling Information

The latest short interest is 429,419, so 1.00% of the outstanding shares have been sold short.

Short Interest	429,419
Short Previous Month	521,765
Short % of Shares Out	1.00%
Short % of Float	1.05%
Short Ratio (days to cover)	3.26

Income Statement

In the last 12 months, NFBK had revenue of $124.55 million and earned $26.92 million in profits. Earnings per share was $0.64.

Revenue	124.55M
Gross Profit	124.55M
Operating Income	40.30M
Pretax Income	40.04M
Net Income	26.92M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.64

Full Income Statement

Balance Sheet

The company has $250.96 million in cash and $1.09 billion in debt, giving a net cash position of -$839.10 million or -$19.56 per share.

Cash & Cash Equivalents	250.96M
Total Debt	1.09B
Net Cash	-839.10M
Net Cash Per Share	-$19.56
Equity (Book Value)	699.56M
Book Value Per Share	16.31
Working Capital	-3.67B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $39.40 million and capital expenditures -$2.44 million, giving a free cash flow of $36.95 million.

Operating Cash Flow	39.40M
Capital Expenditures	-2.44M
Free Cash Flow	36.95M
FCF Per Share	$0.86

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	32.36%
Pretax Margin	30.40%
Profit Margin	21.61%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	27.08%

Dividends & Yields

This stock pays an annual dividend of $0.52, which amounts to a dividend yield of 3.99%.

Dividend Per Share	$0.52
Dividend Yield	3.99%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	81.25%
Buyback Yield	5.24%
Shareholder Yield	9.22%
Earnings Yield	4.81%
FCF Yield	6.60%

Dividend Details

Analyst Forecast

The average price target for NFBK is $12.13, which is -7.05% lower than the current price. The consensus rating is "Hold".

Price Target	$12.13
Price Target Difference	-7.05%
Analyst Consensus	Hold
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on January 25, 2013. It was a forward split with a ratio of 1.4029:1.

Last Split Date	Jan 25, 2013
Split Type	Forward
Split Ratio	1.4029:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4