NFBK Statistics

Total Valuation

NFBK has a market cap or net worth of $514.85 million. The enterprise value is $1.35 billion.

Market Cap	514.85M
Enterprise Value	1.35B

Important Dates

The next estimated earnings date is Wednesday, January 22, 2025, after market close.

Earnings Date	Jan 22, 2025
Ex-Dividend Date	Nov 6, 2024

Share Statistics

NFBK has 42.90 million shares outstanding. The number of shares has decreased by -5.24% in one year.

Current Share Class	42.90M
Shares Outstanding	42.90M
Shares Change (YoY)	-5.24%
Shares Change (QoQ)	-2.18%
Owned by Insiders (%)	4.89%
Owned by Institutions (%)	66.35%
Float	40.81M

Valuation Ratios

The trailing PE ratio is 18.75 and the forward PE ratio is 14.46.

PE Ratio	18.75
Forward PE	14.46
PS Ratio	4.05
Forward PS	4.07
PB Ratio	0.74
P/TBV Ratio	0.78
P/FCF Ratio	13.93
P/OCF Ratio	13.07
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	50.30
EV / Sales	10.87
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	36.64

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	29.50
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 3.89%.

Return on Equity (ROE)	3.89%
Return on Assets (ROA)	0.48%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$308,300
Profits Per Employee	$66,624
Employee Count	404
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NFBK has paid $10.95 million in taxes.

Income Tax	10.95M
Effective Tax Rate	28.93%

Stock Price Statistics

The stock price has decreased by -2.68% in the last 52 weeks. The beta is 0.77, so NFBK's price volatility has been lower than the market average.

Beta (5Y)	0.77
52-Week Price Change	-2.68%
50-Day Moving Average	12.74
200-Day Moving Average	10.78
Relative Strength Index (RSI)	37.24
Average Volume (20 Days)	218,460

Short Selling Information

The latest short interest is 359,465, so 0.84% of the outstanding shares have been sold short.

Short Interest	359,465
Short Previous Month	359,295
Short % of Shares Out	0.84%
Short % of Float	0.88%
Short Ratio (days to cover)	2.14

Income Statement

In the last 12 months, NFBK had revenue of $124.55 million and earned $26.92 million in profits. Earnings per share was $0.64.

Revenue	124.55M
Gross Profit	124.55M
Operating Income	40.30M
Pretax Income	40.04M
Net Income	26.92M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.64

Full Income Statement

Balance Sheet

The company has $250.96 million in cash and $1.09 billion in debt, giving a net cash position of -$839.10 million or -$19.56 per share.

Cash & Cash Equivalents	250.96M
Total Debt	1.09B
Net Cash	-839.10M
Net Cash Per Share	-$19.56
Equity (Book Value)	699.56M
Book Value Per Share	16.31
Working Capital	-3.67B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $39.40 million and capital expenditures -$2.44 million, giving a free cash flow of $36.95 million.

Operating Cash Flow	39.40M
Capital Expenditures	-2.44M
Free Cash Flow	36.95M
FCF Per Share	$0.86

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	32.36%
Pretax Margin	30.40%
Profit Margin	21.61%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	29.67%

Dividends & Yields

This stock pays an annual dividend of $0.52, which amounts to a dividend yield of 4.33%.

Dividend Per Share	$0.52
Dividend Yield	4.33%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	81.25%
Buyback Yield	5.24%
Shareholder Yield	9.57%
Earnings Yield	5.23%
FCF Yield	7.18%

Dividend Details

Analyst Forecast

The average price target for NFBK is $13.63, which is 13.58% higher than the current price. The consensus rating is "Hold".

Price Target	$13.63
Price Target Difference	13.58%
Analyst Consensus	Hold
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on January 25, 2013. It was a forward split with a ratio of 1.4029:1.

Last Split Date	Jan 25, 2013
Split Type	Forward
Split Ratio	1.4029:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4