Northfield Bancorp, Inc. (Staten Island, NY) (NFBK)

NFBK Statistics

Total Valuation

NFBK has a market cap or net worth of $429.81 million. The enterprise value is $1.25 billion.

Market Cap	429.81M
Enterprise Value	1.25B

Important Dates

The last earnings date was Wednesday, October 22, 2025, after market close.

Earnings Date	Oct 22, 2025
Ex-Dividend Date	Nov 5, 2025

Share Statistics

NFBK has 41.81 million shares outstanding. The number of shares has decreased by -3.78% in one year.

Current Share Class	41.81M
Shares Outstanding	41.81M
Shares Change (YoY)	-3.78%
Shares Change (QoQ)	-1.10%
Owned by Insiders (%)	5.10%
Owned by Institutions (%)	67.50%
Float	39.66M

Valuation Ratios

The trailing PE ratio is 10.57 and the forward PE ratio is 8.86.

PE Ratio	10.57
Forward PE	8.86
PS Ratio	2.93
Forward PS	2.66
PB Ratio	0.60
P/TBV Ratio	0.63
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	31.78
EV / Sales	8.83
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.56%.

Return on Equity (ROE)	5.56%
Return on Assets (ROA)	0.69%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$394,397
Profits Per Employee	$109,581
Employee Count	360
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NFBK has paid $13.93 million in taxes.

Income Tax	13.93M
Effective Tax Rate	26.09%

Stock Price Statistics

The stock price has decreased by -12.29% in the last 52 weeks. The beta is 0.83, so NFBK's price volatility has been lower than the market average.

Beta (5Y)	0.83
52-Week Price Change	-12.29%
50-Day Moving Average	11.44
200-Day Moving Average	11.33
Relative Strength Index (RSI)	34.88
Average Volume (20 Days)	199,330

Short Selling Information

The latest short interest is 488,661, so 1.17% of the outstanding shares have been sold short.

Short Interest	488,661
Short Previous Month	492,740
Short % of Shares Out	1.17%
Short % of Float	1.23%
Short Ratio (days to cover)	2.31

Income Statement

In the last 12 months, NFBK had revenue of $141.98 million and earned $39.45 million in profits. Earnings per share was $0.97.

Revenue	141.98M
Gross Profit	141.98M
Operating Income	55.78M
Pretax Income	53.37M
Net Income	39.45M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.97

Balance Sheet

The company has $146.69 million in cash and $970.63 million in debt, giving a net cash position of -$823.94 million or -$19.71 per share.

Cash & Cash Equivalents	146.69M
Total Debt	970.63M
Net Cash	-823.94M
Net Cash Per Share	-$19.71
Equity (Book Value)	719.60M
Book Value Per Share	17.21
Working Capital	-3.85B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	39.29%
Pretax Margin	37.59%
Profit Margin	27.78%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.52, which amounts to a dividend yield of 5.06%.

Dividend Per Share	$0.52
Dividend Yield	5.06%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	53.48%
Buyback Yield	3.78%
Shareholder Yield	8.83%
Earnings Yield	9.18%
FCF Yield	n/a

Analyst Forecast

The average price target for NFBK is $12.67, which is 23.25% higher than the current price. The consensus rating is "Hold".

Price Target	$12.67
Price Target Difference	23.25%
Analyst Consensus	Hold
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on January 25, 2013. It was a forward split with a ratio of 1.4029:1.

Last Split Date	Jan 25, 2013
Split Type	Forward
Split Ratio	1.4029:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2