NFBK Statistics

Total Valuation

NFBK has a market cap or net worth of $433.16 million. The enterprise value is $1.12 billion.

Market Cap	433.16M
Enterprise Value	1.12B

Important Dates

The last earnings date was Wednesday, April 23, 2025, after market close.

Earnings Date	Apr 23, 2025
Ex-Dividend Date	May 7, 2025

Share Statistics

NFBK has 42.68 million shares outstanding. The number of shares has decreased by -4.07% in one year.

Current Share Class	42.68M
Shares Outstanding	42.68M
Shares Change (YoY)	-4.07%
Shares Change (QoQ)	-0.26%
Owned by Insiders (%)	5.02%
Owned by Institutions (%)	67.92%
Float	40.53M

Valuation Ratios

The trailing PE ratio is 13.34 and the forward PE ratio is 10.91.

PE Ratio	13.34
Forward PE	10.91
PS Ratio	3.26
Forward PS	3.16
PB Ratio	0.61
P/TBV Ratio	0.65
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	35.46
EV / Sales	8.73
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.48%.

Return on Equity (ROE)	4.48%
Return on Assets (ROA)	0.55%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$356,686
Profits Per Employee	$87,797
Employee Count	360
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NFBK has paid $11.17 million in taxes.

Income Tax	11.17M
Effective Tax Rate	26.12%

Stock Price Statistics

The stock price has increased by +19.25% in the last 52 weeks. The beta is 0.66, so NFBK's price volatility has been lower than the market average.

Beta (5Y)	0.66
52-Week Price Change	+19.25%
50-Day Moving Average	10.86
200-Day Moving Average	11.72
Relative Strength Index (RSI)	47.33
Average Volume (20 Days)	184,685

Short Selling Information

The latest short interest is 462,467, so 1.08% of the outstanding shares have been sold short.

Short Interest	462,467
Short Previous Month	452,739
Short % of Shares Out	1.08%
Short % of Float	1.14%
Short Ratio (days to cover)	2.59

Income Statement

In the last 12 months, NFBK had revenue of $128.41 million and earned $31.61 million in profits. Earnings per share was $0.76.

Revenue	128.41M
Gross Profit	128.41M
Operating Income	45.30M
Pretax Income	40.04M
Net Income	31.61M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.76

Full Income Statement

Balance Sheet

The company has $114.67 million in cash and $802.29 million in debt, giving a net cash position of -$687.62 million or -$16.11 per share.

Cash & Cash Equivalents	114.67M
Total Debt	802.29M
Net Cash	-687.62M
Net Cash Per Share	-$16.11
Equity (Book Value)	711.15M
Book Value Per Share	16.66
Working Capital	-4.03B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	35.28%
Pretax Margin	33.32%
Profit Margin	24.61%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.52, which amounts to a dividend yield of 5.12%.

Dividend Per Share	$0.52
Dividend Yield	5.12%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	68.35%
Buyback Yield	4.07%
Shareholder Yield	9.19%
Earnings Yield	7.30%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for NFBK is $13.00, which is 27.95% higher than the current price. The consensus rating is "Hold".

Price Target	$13.00
Price Target Difference	27.95%
Analyst Consensus	Hold
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on January 25, 2013. It was a forward split with a ratio of 1.4029:1.

Last Split Date	Jan 25, 2013
Split Type	Forward
Split Ratio	1.4029:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2