Nicholas Financial, Inc. (NICK)
Stock Price:
$7.98 USD
0.18 (2.31%)
Updated Oct 28, 2020 4:00 PM EDT - Market closed
Key Info
| Market Cap |
62.24M |
| Revenue (ttm) |
59.61M |
| Net Income (ttm) |
4.31M |
| Shares Out |
7.80M |
| EPS (ttm) |
0.56 |
| PE Ratio |
14.25 |
| Forward PE |
n/a |
| Dividend |
n/a |
| Dividend Yield |
n/a |
Stock Quote
| Trading Day |
Oct 28, 2020 |
| Last Price |
$7.98 |
| Previous Close |
$7.80 |
| Change ($) |
0.18 |
| Change (%) |
2.31% |
| Day's Open |
7.80 |
| Day's Range |
7.80 - 7.98 |
| Day's Volume |
3,652 |
| 52-Week Range |
4.76 - 9.60 |
More Stats
| Market Cap |
62.24M |
| Enterprise Value |
441.87M |
| Earnings Date (est) |
n/a |
| Ex-Dividend Date |
n/a |
| Shares Outstanding |
7.80M |
| Float |
7.15M |
| EPS (basic) |
0.55 |
| EPS (diluted) |
0.56 |
| FCF / Share |
0.96 |
| Dividend |
n/a |
| Dividend Yield |
n/a |
| Earnings Yield |
7.02% |
| FCF Yield |
19.39% |
| Payout Ratio |
n/a |
| Shares Short |
57,464 |
| Short Ratio |
18.37 |
| Short % of Float |
0.80% |
| Beta |
0.64 |
| PE Ratio |
14.25 |
| Forward PE |
n/a |
| P/FCF Ratio |
5.16 |
| PS Ratio |
1.04 |
| PB Ratio |
0.56 |
| Revenue |
59.61M |
| Operating Income |
26.80M |
| Net Income |
4.31M |
| Free Cash Flow |
12.07M |
| Net Cash |
-379.63M |
| Net Cash / Share |
-48.67 |
| Gross Margin |
101.57% |
| Operating Margin |
44.96% |
| Profit Margin |
7.20% |
| FCF Margin |
20.25% |
| ROA |
1.74% |
| ROE |
4.01% |
| ROIC |
2.50% |
Stats based on trailing-twelve-month (ttm) numbers.
Analyst Forecasts
Analyst Ratings (0)
| Buy |
0 |
| Overweight |
0 |
| Hold |
0 |
| Underweight |
0 |
| Sell |
0 |
Low
7.27
Current: $7.98
High
7.27
Target: 7.27
*Average 12-month price target from 1 stock analysts.
Financial Performance
Financial numbers in millions USD.
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|
| Revenue | 62.10 | 71.30 | 83.92 | 90.47 | 90.71 | 86.79 | 82.63 | 82.11 | 80.52 | 73.72 |
| Revenue Growth | -12.91% | -15.04% | -7.24% | -0.27% | 4.51% | 5.04% | 0.63% | 1.98% | 9.22% | - |
| Gross Profit | 62.10 | 71.30 | 83.92 | 90.47 | 90.71 | 86.79 | 82.63 | 82.11 | 80.50 | 73.70 |
| Operating Income | 27.66 | 37.75 | 50.77 | 54.92 | 55.41 | 52.80 | 48.49 | 53.00 | 53.59 | 48.00 |
| Net Income | 3.47 | -3.65 | -1.10 | 5.41 | 12.38 | 16.86 | 16.70 | 19.94 | 22.22 | 16.77 |
| Shares Outstanding | 12.60 | 12.62 | 12.60 | 12.50 | 12.46 | 12.31 | 12.22 | 12.13 | 11.98 | 11.80 |
| Earnings Per Share | 0.45 | -0.46 | -0.14 | 0.69 | 1.59 | 1.38 | 1.36 | 1.63 | 1.85 | 1.41 |
| EPS Growth | - | - | - | -56.6% | 15.22% | 1.47% | -16.56% | -11.89% | 31.21% | - |
| Dividend Per Share | - | - | - | - | - | - | 0.24 | 2.46 | 0.30 | - |
| Dividend Growth | - | - | - | - | - | - | -90.24% | 720% | - | - |
| Operating Cash Flow | 10.49 | 14.04 | 25.15 | 27.32 | 22.41 | 24.49 | 21.37 | 25.65 | 21.87 | 21.36 |
| Capital Expenditures | -0.11 | -0.13 | -0.06 | -0.72 | -0.85 | -0.38 | -0.38 | -0.26 | -0.25 | -0.35 |
| Free Cash Flow | 10.38 | 13.91 | 25.09 | 26.60 | 21.56 | 24.12 | 20.98 | 25.39 | 21.63 | 21.01 |
| Cash & Equivalents | 24.68 | 37.64 | 2.63 | 2.86 | 1.85 | 3.39 | 2.64 | 2.80 | 2.80 | 2.02 |
| Total Debt | 417 | 143 | 166 | 213 | 211 | 199 | 128 | 126 | 112 | 118 |
| Net Cash / Debt | -392 | -105 | -163 | -210 | -209 | -196 | -125 | -123 | -109 | -116 |
| Assets | 175 | 252 | 281 | 334 | 325 | 303 | 283 | 264 | 257 | 244 |
| Liabilities | 125 | 148 | 172 | 225 | 222 | 213 | 141 | 137 | 121 | 128 |
| Book Value | 108 | 105 | 108 | 109 | 103 | 89.89 | 142 | 127 | 135 | 115 |
Numbers in millions USD, except per-share numbers.
Company Details
| Full Name |
Nicholas Financial, Inc. |
| Country |
United States |
| Employees |
260 |
| CEO |
Douglas W. Marohn |
Stock Information
| Ticker Symbol |
NICK |
| Stock Exchange |
NASDAQ |
| Sector |
Financial Services |
| Industry |
Credit Services |
| Unique Identifier |
NASDAQ: NICK |
| IPO Date |
December 29, 1997 |
Description
Nicholas Financial operates as a consumer finance company in the United States. The company engages in acquiring and servicing automobile finance installment contracts for the purchase of new and used automobiles and light trucks. It also originates direct consumer loans and sells consumer-finance related products. As of March 31, 2020, the company operated 43 branch offices located in Florida, Georgia, Ohio, Illinois, Indiana, Kentucky, Missouri, North Carolina, Alabama, South Carolina, Tennessee, Michigan, Kansas, Pennsylvania, and Wisconsin. Nicholas Financial, Inc. was founded in 1985 and is headquartered in Clearwater, Florida.