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Nicholas Financial, Inc. (NICK)

Stock Price: $7.98 USD 0.18 (2.31%)
Updated Oct 28, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 62.24M
Revenue (ttm) 59.61M
Net Income (ttm) 4.31M
Shares Out 7.80M
EPS (ttm) 0.56
PE Ratio 14.25
Forward PE n/a
Dividend n/a
Dividend Yield n/a

Stock Quote

Trading Day Oct 28, 2020
Last Price $7.98
Previous Close $7.80
Change ($) 0.18
Change (%) 2.31%
Day's Open 7.80
Day's Range 7.80 - 7.98
Day's Volume 3,652
52-Week Range 4.76 - 9.60

More Stats

Market Cap 62.24M
Enterprise Value 441.87M
Earnings Date (est) n/a
Ex-Dividend Date n/a
Shares Outstanding 7.80M
Float 7.15M
EPS (basic) 0.55
EPS (diluted) 0.56
FCF / Share 0.96
Dividend n/a
Dividend Yield n/a
Earnings Yield 7.02%
FCF Yield 19.39%
Payout Ratio n/a
Shares Short 57,464
Short Ratio 18.37
Short % of Float 0.80%
Beta 0.64
PE Ratio 14.25
Forward PE n/a
P/FCF Ratio 5.16
PS Ratio 1.04
PB Ratio 0.56
Revenue 59.61M
Operating Income 26.80M
Net Income 4.31M
Free Cash Flow 12.07M
Net Cash -379.63M
Net Cash / Share -48.67
Gross Margin 101.57%
Operating Margin 44.96%
Profit Margin 7.20%
FCF Margin 20.25%
ROA 1.74%
ROE 4.01%
ROIC 2.50%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Forecasts

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$7.27*
Low
7.27
Current: $7.98
High
7.27
Target: 7.27
*Average 12-month price target from 1 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue62.1071.3083.9290.4790.7186.7982.6382.1180.5273.72
Revenue Growth-12.91%-15.04%-7.24%-0.27%4.51%5.04%0.63%1.98%9.22%-
Gross Profit62.1071.3083.9290.4790.7186.7982.6382.1180.5073.70
Operating Income27.6637.7550.7754.9255.4152.8048.4953.0053.5948.00
Net Income3.47-3.65-1.105.4112.3816.8616.7019.9422.2216.77
Shares Outstanding12.6012.6212.6012.5012.4612.3112.2212.1311.9811.80
Earnings Per Share0.45-0.46-0.140.691.591.381.361.631.851.41
EPS Growth----56.6%15.22%1.47%-16.56%-11.89%31.21%-
Dividend Per Share------0.242.460.30-
Dividend Growth-------90.24%720%--
Operating Cash Flow10.4914.0425.1527.3222.4124.4921.3725.6521.8721.36
Capital Expenditures-0.11-0.13-0.06-0.72-0.85-0.38-0.38-0.26-0.25-0.35
Free Cash Flow10.3813.9125.0926.6021.5624.1220.9825.3921.6321.01
Cash & Equivalents24.6837.642.632.861.853.392.642.802.802.02
Total Debt417143166213211199128126112118
Net Cash / Debt-392-105-163-210-209-196-125-123-109-116
Assets175252281334325303283264257244
Liabilities125148172225222213141137121128
Book Value10810510810910389.89142127135115
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Nicholas Financial, Inc.
Country United States
Employees 260
CEO Douglas W. Marohn

Stock Information

Ticker Symbol NICK
Stock Exchange NASDAQ
Sector Financial Services
Industry Credit Services
Unique Identifier NASDAQ: NICK
IPO Date December 29, 1997

Description

Nicholas Financial operates as a consumer finance company in the United States. The company engages in acquiring and servicing automobile finance installment contracts for the purchase of new and used automobiles and light trucks. It also originates direct consumer loans and sells consumer-finance related products. As of March 31, 2020, the company operated 43 branch offices located in Florida, Georgia, Ohio, Illinois, Indiana, Kentucky, Missouri, North Carolina, Alabama, South Carolina, Tennessee, Michigan, Kansas, Pennsylvania, and Wisconsin. Nicholas Financial, Inc. was founded in 1985 and is headquartered in Clearwater, Florida.