Origin Bancorp, Inc. (OBK)

Origin Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	330.99	300.37	299.56	275.28	216.25
Net Interest Income Growth	10.20%	0.27%	8.82%	27.30%	12.90%
Non-Interest Income	59.83	55.38	58.34	57.27	62.19
Non-Interest Income Growth	8.04%	-5.07%	1.85%	-7.91%	-3.80%
Revenues Before Loan Losses	390.83	355.75	357.89	332.55	278.45
Provision for Credit Losses	46.28	7.45	16.75	24.69	-10.77
Revenue	344.54	348.3	341.14	307.86	289.21
Revenue Growth (YoY)	-1.08%	2.10%	10.81%	6.45%	47.34%
Compensation Expenses	150.89	148.82	138.82	118.97	93.03
Selling, General & Admin	74.02	70.73	65.84	50.98	45.08
Other Non-Interest Expenses	24	31.49	30.56	30.47	18.67
Total Non-Interest Expense	248.9	251.04	235.22	200.42	156.78
Pretax Income	95.64	97.26	105.92	107.44	132.43
Provision for Income Taxes	20.44	20.77	22.12	19.73	23.89
Net Income	75.2	76.49	83.8	87.72	108.55
Net Income to Common	75.2	76.49	83.8	87.72	108.55
Net Income Growth	-1.69%	-8.72%	-4.46%	-19.19%	198.56%
Shares Outstanding (Basic)	31	31	31	27	23
Shares Outstanding (Diluted)	31	31	31	27	24
Shares Change (YoY)	0.42%	0.87%	15.59%	13.35%	0.41%
EPS (Basic)	2.42	2.46	2.72	3.29	4.63
EPS (Diluted)	2.40	2.45	2.71	3.28	4.60
EPS Growth	-2.04%	-9.59%	-17.38%	-28.70%	196.77%
Free Cash Flow	151.05	86.43	103.09	137.18	166.47
Free Cash Flow Growth	74.76%	-16.16%	-24.85%	-17.59%	-
Free Cash Flow Per Share	4.82	2.77	3.33	5.13	7.05
Dividends Per Share	0.600	0.600	0.600	0.580	0.490
Dividend Growth	-	-	3.45%	18.37%	29.80%
Profit Margin	21.83%	21.96%	24.56%	28.49%	37.53%
FCF Margin	43.84%	24.82%	30.22%	44.56%	57.56%
EBITDA	16.81	16.8	17.63	12.31	6.83
EBITDA Margin	4.88%	4.82%	5.17%	4.00%	2.36%
Effective Tax Rate	21.38%	21.35%	20.89%	18.36%	18.04%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q