Origin Bancorp, Inc. (OBK)

Origin Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	80.48	75.2	76.49	83.8	87.72	108.55
Depreciation & Amortization	15.34	16.81	16.8	17.63	12.31	6.83
Provision for Credit Losses	47.81	46.28	7.45	16.75	24.69	-10.77
Stock-Based Compensation	8.85	8.26	7.17	5.28	3.45	2.3
Net Change in Loans Held-for-Sale	7.08	9.14	-12.24	-28.73	5.41	64.31
Other Adjustments	-4.47	4.09	6.51	34.9	15.29	-6.17
Changes in Other Operating Activities	13.54	-0.85	6.3	0.29	-3.21	6.43
Operating Cash Flow	176.24	158.92	108.48	129.92	145.65	171.49
Operating Cash Flow Growth	50.74%	46.49%	-16.50%	-10.80%	-15.07%	19233.26%
Net Change in Loans Held-for-Investment	-319.81	-137.81	87.76	-544.66	-607.43	511.94
Net Change in Securities and Investments	29.43	35.16	130.21	442.77	89.99	-489.12
Payments for Business Acquisitions	-	-	-	-	69.95	-7.46
Capital Expenditures	-12.08	-7.87	-22.05	-26.83	-8.47	-5.02
Purchases of Intangible Assets	-	-2.5	-	-	-	-
Sale of Property, Plant & Equipment	1.95	3.17	10	0.14	1	4.04
Proceeds from Sale of Intangible Assets	-	-	15.89	-	-	-
Other Investing Activities	-2.77	-4.51	-0.49	-1.4	-1.04	-1.47
Investing Cash Flow	-299.89	-113.69	231.94	-130.03	-455.99	12.85
Net Change in Deposits	417.86	84.13	-28.01	475.42	-361.45	819.38
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	0.41	6.88	-0.86	-20.8	8.34	1.04
Short-Term Debt Issued	1,464	1,557	1,685	6,065	10,055	5,726
Short-Term Debt Repaid	-1,464	-1,557	-1,755	-6,575	-9,475	-6,376
Net Short-Term Debt Issued (Repaid)	-	0	-70	-510	580	-650
Long-Term Debt Repaid	-75.95	-148.54	-34.87	-7.62	-250.26	-13.72
Net Long-Term Debt Issued (Repaid)	-75.95	-148.54	-34.87	-7.62	-250.26	-13.72
Issuance of Common Stock	2.79	0.95	1.87	3.14	2.95	0.15
Repurchase of Common Stock	-22.64	-15.81	-	-	-	-1.26
Net Common Stock Issued (Repurchased)	-19.84	-14.85	1.87	3.14	2.95	-1.11
Common Dividends Paid	-18.82	-18.87	-18.75	-18.57	-15.89	-11.53
Financing Cash Flow	303.65	-91.27	-150.61	-78.42	-36.31	144.07
Net Cash Flow	180	-46.03	189.81	-78.53	-346.65	328.4
Free Cash Flow	164.16	151.05	86.43	103.09	137.18	166.47
Free Cash Flow Growth	8.68%	74.76%	-16.16%	-24.85%	-17.59%	-
FCF Margin	46.50%	43.84%	24.82%	30.22%	44.56%	57.56%
Free Cash Flow Per Share	5.25	4.82	2.77	3.33	5.13	7.05
Levered Free Cash Flow	21.33	-65.26	-27.33	-442.73	418.09	-546.92
Unlevered Free Cash Flow	16.8	8.09	1.06	-8.91	0.63	8.25

Updated May 6, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q