Origin Bancorp, Inc. (OBK)

Origin Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	99.68	75.2	76.49	83.8	87.72	108.55
Depreciation & Amortization	15.11	16.81	16.8	17.63	12.31	6.83
Gain (Loss) on Sale of Assets	0.19	0.71	-1.36	-0.06	0.18	0.19
Gain (Loss) on Sale of Investments	-7.08	8.61	14.42	8.43	7.07	0.78
Provision for Credit Losses	45.01	46.28	7.45	16.75	24.69	-10.77
Net Decrease (Increase) in Loans Originated / Sold - Operating	9.97	9.14	-12.24	-28.73	5.41	64.31
Change in Other Net Operating Assets	28.11	-1.99	5.37	-0.57	-3.9	5.62
Other Operating Activities	-1.88	-1.49	-0.17	33.65	18.75	10.7
Operating Cash Flow	195.61	158.92	108.48	129.92	145.65	171.49
Operating Cash Flow Growth	55.68%	46.49%	-16.50%	-10.80%	-15.07%	19233.26%

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-20.23	-7.87	-22.05	-26.83	-8.47	-5.02
Sale of Property, Plant and Equipment	0.01	0.13	5.57	0.05	-	0.02
Cash Acquisitions	-	-	-	-	69.95	-7.46
Investment in Securities	-5.13	31.07	139.66	441.32	88.95	-490.6
Income (Loss) Equity Investments	-0.24	1.19	-0.52	-0.41	-	-
Purchase / Sale of Intangibles	-	-2.5	15.89	-	-	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	-427.7	-137.81	87.76	-544.66	-607.43	511.94
Other Investing Activities	-0.13	0.25	0.68	-	-	0.01
Investing Cash Flow	-451.32	-113.69	231.94	-130.03	-455.99	12.85

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Short-Term Debt Issued	-	1,564	1,685	6,065	10,063	5,727
Total Debt Issued	4,059	1,564	1,685	6,065	10,063	5,727
Short-Term Debt Repaid	-	-1,557	-1,756	-6,596	-9,475	-6,376
Long-Term Debt Repaid	-	-148.54	-34.87	-7.62	-250.26	-13.72
Total Debt Repaid	-4,125	-1,705	-1,791	-6,603	-9,725	-6,390
Net Debt Issued (Repaid)	-66.63	-141.67	-105.74	-538.42	338.08	-662.68
Issuance of Common Stock	4.85	0.95	1.87	3.14	2.95	0.15
Repurchase of Common Stock	-28.37	-15.81	-	-	-	-1.26
Common Dividends Paid	-21.94	-18.87	-18.75	-18.57	-15.89	-11.53
Total Dividends Paid	-21.94	-18.87	-18.75	-18.57	-15.89	-11.53
Net Increase (Decrease) in Deposit Accounts	580.22	84.13	-28.01	475.42	-361.45	819.38
Financing Cash Flow	468.13	-91.27	-150.61	-78.42	-36.31	144.07

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash Flow	212.42	-46.03	189.81	-78.53	-346.65	328.4

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	175.38	151.05	86.43	103.09	137.18	166.47
Free Cash Flow Growth	57.88%	74.76%	-16.16%	-24.85%	-17.59%	-
Free Cash Flow Margin	46.48%	44.17%	24.82%	30.22%	44.56%	57.56%
Free Cash Flow Per Share	5.61	4.82	2.77	3.33	5.13	7.05

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Interest Paid	190	211.76	268.46	215.48	50.1	26.27
Cash Income Tax Paid	25.15	34.48	24.17	0.38	-6.26	21.16

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: May 6, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 18, 2026

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