Origin Bancorp, Inc. (OBK)

Origin Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	75.2	76.49	83.8	87.72	108.55
Depreciation & Amortization	16.81	16.8	17.63	12.31	6.83
Provision for Credit Losses	46.28	7.45	16.75	24.69	-10.77
Stock-Based Compensation	8.26	7.17	5.28	3.45	2.3
Net Change in Loans Held-for-Sale	9.14	-12.24	-28.73	5.41	64.31
Other Adjustments	4.09	6.51	34.9	15.29	-6.17
Changes in Other Operating Activities	-0.85	6.3	0.29	-3.21	6.43
Operating Cash Flow	158.92	108.48	129.92	145.65	171.49
Operating Cash Flow Growth	46.49%	-16.50%	-10.80%	-15.07%	19233.26%
Net Change in Loans Held-for-Investment	-137.81	87.76	-544.66	-607.43	511.94
Net Change in Securities and Investments	35.16	130.21	442.77	89.99	-489.12
Payments for Business Acquisitions	-	-	-	69.95	-7.46
Capital Expenditures	-7.87	-22.05	-26.83	-8.47	-5.02
Purchases of Intangible Assets	-2.5	-	-	-	-
Sale of Property, Plant & Equipment	3.17	10	0.14	1	4.04
Proceeds from Sale of Intangible Assets	-	15.89	-	-	-
Other Investing Activities	-4.51	-0.49	-1.4	-1.04	-1.47
Investing Cash Flow	-113.69	231.94	-130.03	-455.99	12.85
Net Change in Deposits	84.13	-28.01	475.42	-361.45	819.38
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	6.88	-0.86	-20.8	8.34	1.04
Short-Term Debt Issued	1,557	1,685	6,065	10,055	5,726
Short-Term Debt Repaid	-1,557	-1,755	-6,575	-9,475	-6,376
Net Short-Term Debt Issued (Repaid)	-	-70	-510	580	-650
Long-Term Debt Repaid	-148.54	-34.87	-7.62	-250.26	-13.72
Net Long-Term Debt Issued (Repaid)	-148.54	-34.87	-7.62	-250.26	-13.72
Issuance of Common Stock	0.95	1.87	3.14	2.95	0.15
Repurchase of Common Stock	-15.81	-	-	-	-1.26
Net Common Stock Issued (Repurchased)	-14.85	1.87	3.14	2.95	-1.11
Common Dividends Paid	-18.87	-18.75	-18.57	-15.89	-11.53
Financing Cash Flow	-91.27	-150.61	-78.42	-36.31	144.07
Net Cash Flow	-46.03	189.81	-78.53	-346.65	328.4
Free Cash Flow	151.05	86.43	103.09	137.18	166.47
Free Cash Flow Growth	74.76%	-16.16%	-24.85%	-17.59%	-
FCF Margin	43.84%	24.82%	30.22%	44.56%	57.56%
Free Cash Flow Per Share	4.82	2.77	3.33	5.13	7.05
Levered Free Cash Flow	-65.26	-27.33	-442.73	418.09	-546.92
Unlevered Free Cash Flow	8.09	1.06	-8.91	0.63	8.25

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q