OneMain Holdings, Inc. (OMF)
NYSE: OMF · Real-Time Price · USD
63.08
-1.87 (-2.88%)
Aug 10, 2026, 1:51 PM EDT - Market open

OneMain Holdings Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
6,3706,1755,6885,2995,0644,895
Revenue Growth
6.97%8.56%7.34%4.64%3.45%0.02%
Gross Profit
5,0784,9034,5034,2804,1723,958
Operating Income
1,4511,0016678401,1551,741
Net Income
7817835096418721,314
Earnings Per Share
6.646.564.245.327.019.88
EPS Growth
19.86%54.72%-20.30%-24.11%-29.05%82.63%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Segment to GAAP Adjustment
1619-38-1-6-14
Other
899101414
Consumer and Insurance
2,9512,8782,4922,5502,7623,365
Total
2,9752,9062,4632,5592,7703,365

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
2,9543,2032,7493,2672,7593,009
Total Debt
22,76922,69421,43819,81318,28117,750
Net Cash (Debt)
-19,815-19,491-18,689-16,546-15,522-14,741
Net Cash Growth
------
Net Cash Per Share
-168.37-163.42-155.59-137.16-124.76-110.79

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
3,2323,1322,6992,5192,3872,247
Free Cash Flow
3,2323,1322,6992,5192,3872,247
Free Cash Flow Growth
12.69%16.04%7.15%5.53%6.23%1.58%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
79.72%79.40%79.17%80.77%82.39%80.86%
Operating Margin
22.78%16.21%11.73%15.85%22.81%35.57%
Pretax Margin
15.76%16.21%11.73%15.85%22.81%35.57%
Profit Margin
12.26%12.68%8.95%12.10%17.22%26.84%
FCF Margin
50.74%50.72%47.45%47.54%47.14%45.90%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
4.2004.1704.1204.0003.8002.550
Dividend Per Share Growth
0.96%1.21%3.00%5.26%49.02%77.08%
Dividend Yield
6.65%6.23%7.98%8.22%11.60%19.19%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.5310.3012.299.254.755.06
Forward PE
8.038.968.637.504.975.58
P/FCF Ratio
2.312.532.312.341.692.85
PS Ratio
2.471.281.091.110.801.31