OneMain Holdings, Inc. (OMF)

OneMain Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue	6,175	5,688	5,299	5,064	4,895
Revenue Growth (YoY)	8.56%	7.34%	4.64%	3.45%	0.02%
Cost of Revenue	1,272	1,185	1,019	892	937
Gross Profit	4,903	4,503	4,280	4,172	3,958
Selling, General & Admin	1,707	1,607	1,530	1,457	1,448
Other Operating Expenses	2,195	2,229	1,910	1,560	769
Total Operating Expenses	3,902	3,836	3,440	3,017	2,217
Operating Income	1,001	667	840	1,155	1,741
Pretax Income	1,001	667	840	1,155	1,741
Provision for Income Taxes	218	158	199	283	427
Net Income	783	509	641	872	1,314
Net Income to Common	783	509	641	872	1,314
Net Income Growth	53.83%	-20.59%	-26.49%	-33.64%	80.00%
Shares Outstanding (Basic)	119	120	120	124	133
Shares Outstanding (Diluted)	119	120	121	124	133
Shares Change (YoY)	-0.71%	-0.42%	-3.04%	-6.49%	-1.38%
EPS (Basic)	6.59	4.26	5.33	7.02	9.91
EPS (Diluted)	6.56	4.24	5.32	7.01	9.88
EPS Growth	54.72%	-20.30%	-24.11%	-29.05%	82.63%
Shares Outstanding	117.2	119.36	119.76	121.04	127.81
Free Cash Flow	3,132	2,699	2,519	2,387	2,247
Free Cash Flow Growth	16.04%	7.15%	5.53%	6.23%	1.58%
Free Cash Flow Per Share	26.26	22.47	20.88	19.19	16.89
Dividends Per Share	4.170	4.120	4.000	3.800	2.550
Dividend Growth	1.21%	3.00%	5.26%	49.02%	77.08%
Gross Margin	79.40%	79.17%	80.77%	82.39%	80.86%
Operating Margin	16.21%	11.73%	15.85%	22.81%	35.57%
Profit Margin	12.68%	8.95%	12.10%	17.22%	26.84%
FCF Margin	50.72%	47.45%	47.54%	47.14%	45.90%
EBITDA	1,288	944	1,097	1,417	2,005
EBITDA Margin	20.86%	16.60%	20.70%	27.98%	40.96%
EBIT	1,001	667	840	1,155	1,741
EBIT Margin	16.21%	11.73%	15.85%	22.81%	35.57%
Effective Tax Rate	21.78%	23.69%	23.69%	24.50%	24.53%

Updated Feb 5, 2026. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q