Onity Group Inc. (ONIT)

NYSE: ONIT · Real-Time Price · USD

25.70

-0.56 (-2.13%)

At close: Oct 23, 2026, 4:00 PM EDT

25.64

-0.06 (-0.23%)

After-hours: Oct 23, 2026, 7:30 PM EDT

Onity Group Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	1,148	1,067	976	1,067	953.9	1,050
Revenue Growth	16.27%	9.29%	-8.50%	11.82%	-9.16%	9.28%
Gross Profit	1,073	1,008	923.7	1,009	889	936.5
Operating Income	614	575	539.6	654.6	393.9	440.9
Net Income	137.5	185.4	33.4	-63.7	25.7	18.1
Earnings Per Share	15.93	21.46	4.13	-8.34	2.85	1.93
EPS Growth	286.81%	419.61%	-	-	47.67%	-

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Originations	202.1	157.1	109.3	72.1	141.1	249.9
Servicing	945.4	909.6	866.7	994.6	828.5	825.5
Total	1,148	1,067	976	1,067	953.9	1,050

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	229.2	200.2	188.2	213.1	208.6	213.2
Total Debt	10,848	14,704	15,141	11,430	11,265	10,821
Net Cash (Debt)	-10,619	-14,504	-14,953	-11,217	-11,057	-10,607
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-1230.55	-1679.18	-1848.89	-1469.00	-1228.90	-1130.56

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-2,107	-748	-573.8	10.4	173.2	-468.4
Capital Expenditures	-3.5	-2.9	-0.8	-2.2	-5.5	-3.3
Free Cash Flow	-2,111	-750.9	-574.6	8.2	167.7	-471.7
Free Cash Flow Growth	-	-	-	-95.11%	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Gross Margin	93.51%	94.48%	94.64%	94.63%	93.20%	89.18%
Operating Margin	53.51%	53.91%	55.29%	61.37%	41.29%	41.99%
Pretax Margin	2.07%	5.88%	4.02%	-5.45%	2.61%	-0.41%
Profit Margin	11.98%	17.38%	3.42%	-5.97%	2.69%	1.72%
FCF Margin	-183.93%	-70.39%	-58.87%	0.77%	17.58%	-44.92%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 24, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	1.61	2.11	7.24	-	9.03	20.32
Forward PE	3.97	4.43	3.75	5.29	10.66	9.32
P/FCF Ratio	-	-	-	28.80	1.38	-
PS Ratio	0.19	0.37	0.25	0.22	0.24	0.35