Old Republic International Corporation (ORI)

ORI Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	7,579	7,026	6,446	7,342	7,560	6,346
Total Interest & Dividend Income	695.3	673.1	578.3	459.5	434.3	438.9
Gain (Loss) on Sale of Investments	-2	69.9	-190.9	-201.2	758	-142
Other Revenue	476.7	462	424.9	483.1	589.4	523.3
Total Revenue	8,749	8,231	7,258	8,084	9,342	7,166
Revenue Growth (YoY)	7.09%	13.41%	-10.21%	-13.47%	30.36%	-3.95%
Policy Benefits	3,258	3,048	2,597	2,440	2,421	2,491
Selling, General & Administrative	4,369	4,036	3,833	4,719	4,942	3,942
Total Operating Expenses	7,627	7,084	6,429	7,159	7,363	6,434
Operating Income	1,122	1,147	828.8	924.1	1,978	732.2
Interest Expense	-72.7	-79.8	-67.2	-67.3	-55.9	-43.7
Other Non Operating Income (Expenses)	2.1	2.3	-3.5	0.5	-0.5	-0.1
EBT Excluding Unusual Items	1,051	1,070	758.1	857.3	1,922	688.4
Other Unusual Items	-	-	-10.7	-	-	-
Pretax Income	1,051	1,070	747.4	857.3	1,922	688.4
Income Tax Expense	211.6	216.9	148.8	170.9	387.6	129.8
Net Income	834.1	852.7	598.6	686.4	1,534	558.6
Net Income to Common	834.1	852.7	598.6	686.4	1,534	558.6
Net Income Growth	-11.09%	42.45%	-12.79%	-55.26%	174.67%	-47.12%
Shares Outstanding (Basic)	245	258	283	302	302	298
Shares Outstanding (Diluted)	251	263	285	303	304	299
Shares Change (YoY)	-6.60%	-7.91%	-5.88%	-0.12%	1.60%	-0.77%
EPS (Basic)	3.40	3.30	2.12	2.28	5.08	1.87
EPS (Diluted)	3.32	3.24	2.10	2.26	5.05	1.87
EPS Growth	-4.92%	54.29%	-7.08%	-55.25%	170.05%	-46.72%
Dividend Per Share	1.135	1.060	0.980	0.920	0.880	0.840
Dividend Growth	9.13%	8.16%	6.52%	4.54%	4.76%	5.00%
Operating Margin	12.82%	13.94%	11.42%	11.43%	21.18%	10.22%
Profit Margin	9.53%	10.36%	8.25%	8.49%	16.43%	7.80%
EBITDA	1,166	1,186	861.8	952.4	2,006	759.1
EBITDA Margin	13.33%	14.41%	11.87%	11.78%	21.47%	10.59%
D&A For EBITDA	44.03	39.3	33	28.3	27.2	26.9
EBIT	1,122	1,147	828.8	924.1	1,978	732.2
EBIT Margin	12.82%	13.94%	11.42%	11.43%	21.18%	10.22%
Effective Tax Rate	20.13%	20.28%	19.91%	19.93%	20.17%	18.86%
Revenue as Reported	8,749	8,232	7,258	8,084	9,342	7,166

Updated Oct 23, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q