ORI Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Premiums Earned	1,913	7,789	7,026	6,446	7,342	7,560
Investment Income	715.9	708.7	673.1	578.3	459.5	434.3
Net Gains on Investments	326.5	179.7	69.9	-190.9	-201.2	758
Total Other Revenues	459.8	459	462	424.9	483.1	589.4
Revenue	9,422	9,136	8,232	7,258	8,084	9,342
Revenue Growth (YoY)	13.11%	10.99%	13.41%	-10.21%	-13.47%	30.36%
Insurance Benefits & Claims	3,440	3,377	3,048	2,597	2,440	2,421
Policy Amortization Costs	-	2,408	-	-	-	-
Other Operating Expenses	4,692	6,671	4,114	3,914	4,786	4,999
Operating Income	1,290	-3,320	1,070	747.7	857.6	1,922
Pretax Income	1,290	1,184	1,070	747.4	857.4	1,922
Provision for Income Taxes	264.1	484	216.9	148.8	170.9	387.6
Net Income	1,025	941.9	852.7	598.6	686.4	1,534
Minority Interest in Earnings	4.8	6.5	-	-	-	-
Net Income to Common	1,025	941.9	852.7	598.6	686.4	1,534
Net Income Growth	31.12%	10.46%	42.45%	-12.79%	-55.26%	174.67%
Shares Outstanding (Basic)	245	245	258	283	302	302
Shares Outstanding (Diluted)	251	251	263	285	303	304
Shares Change (YoY)	-2.06%	-4.40%	-7.91%	-5.88%	-0.12%	1.60%
EPS (Basic)	4.17	3.82	3.30	2.12	2.28	5.08
EPS (Diluted)	4.06	3.72	3.24	2.10	2.26	5.05
EPS Growth	32.25%	14.82%	54.29%	-7.08%	-55.25%	170.05%
Shares Outstanding	242.83	243.6	248.82	278.39	296.93	307.57
Free Cash Flow	1,214	1,164	1,233	880.4	1,171	1,312
Free Cash Flow Growth	4.27%	-5.60%	40.09%	-24.79%	-10.76%	10.69%
Free Cash Flow Per Share	4.84	4.63	4.69	3.08	3.86	4.32
Dividends Per Share	1.185	1.160	1.060	0.980	0.920	0.880
Dividend Growth	2.15%	9.43%	8.16%	6.52%	4.54%	4.76%
Operating Margin	13.70%	-36.34%	13.00%	10.30%	10.61%	20.58%
Profit Margin	10.88%	10.31%	10.36%	8.25%	8.49%	16.42%
FCF Margin	12.89%	12.74%	14.98%	12.13%	14.48%	14.04%
EBITDA	1,290	-3,320	1,070	747.7	857.6	1,922
EBIT	1,290	-3,320	1,070	747.7	857.6	1,922
EBIT Margin	13.70%	-36.34%	13.00%	10.30%	10.61%	20.58%
Effective Tax Rate	20.48%	40.88%	20.28%	19.91%	19.93%	20.17%

Updated May 1, 2026. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q