OTF Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Interest Income	624.73	435.8	445.06	321.39	239.9	131.55
Net Interest Income Growth	39.36%	-2.08%	38.48%	33.97%	82.36%	120.48%
Non-Interest Income	82.08	55.5	43.23	36.93	20.41	3.08
Non-Interest Income Growth	57.53%	28.39%	17.04%	80.98%	561.71%	30.35%
Revenues Before Loan Losses	706.82	491.3	488.29	358.33	260.31	134.64
Revenue	706.82	491.3	488.29	358.33	260.31	134.64
Revenue Growth (YoY)	41.26%	0.62%	36.27%	37.65%	93.34%	117.04%
Compensation Expenses	210.53	93.21	100.4	65.52	95.06	47.09
Selling, General & Admin	25.32	12.48	12.61	11.7	12.48	8.32
Total Non-Interest Expense	235.84	105.69	113.01	77.22	107.54	55.41
Pretax Income	484.53	385.61	375.28	281.11	152.77	79.22
Provision for Income Taxes	8.81	11.46	9.13	7.87	4.92	0.41
Net Income	615.25	319.23	369.14	19	424.81	122.12
Earnings From Discontinued Operations	139.53	-54.92	2.99	-254.24	276.96	43.31
Net Income to Common	615.25	319.23	369.14	19	424.81	122.12
Net Income Growth	92.19%	-13.52%	1842.94%	-95.53%	247.87%	297.31%
Shares Outstanding (Basic)	155,807	210	205	201	139	85
Shares Outstanding (Diluted)	155,807	210	205	201	139	85
Shares Change (YoY)	195.43%	2.32%	1.81%	44.66%	63.05%	132.64%
EPS (Basic)	1.74	1.52	1.80	0.09	3.05	1.43
EPS (Diluted)	1.74	1.52	1.80	0.09	3.05	1.43
EPS Growth	12.99%	-15.56%	1900.00%	-97.05%	113.29%	70.24%
Free Cash Flow	452.49	64.15	708.36	-295.28	-2,619	-1,450
Free Cash Flow Growth	605.36%	-90.94%	-	-	-	-
Free Cash Flow Per Share	0.00	0.31	3.46	-1.47	-18.82	-16.99
Dividends Per Share	1.030	1.460	1.450	1.040	0.810	0.840
Dividend Growth	-29.45%	0.69%	39.42%	28.39%	-3.57%	29.23%
Profit Margin	67.30%	76.15%	74.99%	76.26%	56.80%	58.54%
FCF Margin	64.02%	13.06%	145.07%	-82.41%	-1006.25%	-1077.33%
Effective Tax Rate	1.82%	2.97%	2.43%	2.80%	3.22%	0.52%

Updated Nov 5, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q