Bank OZK (OZK)
NASDAQ: OZK · Real-Time Price · USD
43.73
-1.24 (-2.76%)
At close: Mar 28, 2025, 4:00 PM
43.96
+0.23 (0.53%)
After-hours: Mar 28, 2025, 7:03 PM EDT
Bank OZK Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 2,459 | 1,992 | 1,190 | 1,019 | 1,015 | Upgrade
|
| Interest Income on Investments | 191.03 | 136.63 | 76.3 | 52.47 | 65.62 | Upgrade
|
| Total Interest Income | 2,650 | 2,128 | 1,266 | 1,071 | 1,081 | Upgrade
|
| Interest Paid on Deposits | 1,085 | 627.05 | 94.57 | 64.42 | 171.81 | Upgrade
|
| Interest Paid on Borrowings | 31 | 61.64 | 29.25 | 17.17 | 20.34 | Upgrade
|
| Total Interest Expense | 1,116 | 688.69 | 123.83 | 81.59 | 192.16 | Upgrade
|
| Net Interest Income | 1,534 | 1,439 | 1,142 | 989.72 | 888.62 | Upgrade
|
| Net Interest Income Growth (YoY) | 6.55% | 26.02% | 15.41% | 11.38% | 0.50% | Upgrade
|
| Trust Income | 9.57 | 8.52 | 7.99 | 8.51 | 7.54 | Upgrade
|
| Gain (Loss) on Sale of Assets | 3.42 | 9.03 | 11.47 | 9.96 | 6.86 | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.56 | -24.53 | -18.27 | -14.57 | -3.81 | Upgrade
|
| Other Non-Interest Income | 66.19 | 52.73 | 46.39 | 51.92 | 47.43 | Upgrade
|
| Total Non-Interest Income | 123.07 | 91.82 | 93.4 | 98.43 | 95.72 | Upgrade
|
| Non-Interest Income Growth (YoY) | 34.04% | -1.70% | -5.11% | 2.83% | -5.48% | Upgrade
|
| Revenues Before Loan Losses | 1,657 | 1,531 | 1,236 | 1,088 | 984.35 | Upgrade
|
| Provision for Loan Losses | 175.55 | 165.47 | 83.49 | -77.94 | 203.64 | Upgrade
|
| Revenue | 1,481 | 1,366 | 1,152 | 1,166 | 780.71 | Upgrade
|
| Revenue Growth (YoY) | 8.45% | 18.55% | -1.20% | 49.36% | -18.61% | Upgrade
|
| Salaries and Employee Benefits | 275.34 | 241.41 | 213.17 | 198.56 | 191.99 | Upgrade
|
| Occupancy Expenses | 60.38 | 61.99 | 59.96 | 56.4 | 52.58 | Upgrade
|
| Selling, General & Administrative | 52.55 | 44.18 | 32.1 | 29.18 | 31.7 | Upgrade
|
| Other Non-Interest Expense | 163.03 | 154.21 | 126.2 | 131.06 | 128.87 | Upgrade
|
| Total Non-Interest Expense | 551.29 | 501.79 | 431.43 | 415.2 | 405.13 | Upgrade
|
| EBT Excluding Unusual Items | 929.95 | 864.04 | 720.72 | 750.89 | 375.57 | Upgrade
|
| Pretax Income | 931.29 | 867 | 721.53 | 752.92 | 376.18 | Upgrade
|
| Income Tax Expense | 214.79 | 176.16 | 157.44 | 173.89 | 84.31 | Upgrade
|
| Earnings From Continuing Operations | 716.5 | 690.84 | 564.09 | 579.03 | 291.87 | Upgrade
|
| Minority Interest in Earnings | -0.05 | -0.06 | 0.05 | -0.03 | 0.03 | Upgrade
|
| Net Income | 716.46 | 690.78 | 564.14 | 579 | 291.9 | Upgrade
|
| Preferred Dividends & Other Adjustments | 16.19 | 16.19 | 16.62 | - | - | Upgrade
|
| Net Income to Common | 700.27 | 674.6 | 547.52 | 579 | 291.9 | Upgrade
|
| Net Income Growth | 3.72% | 22.45% | -2.57% | 98.36% | -31.46% | Upgrade
|
| Basic Shares Outstanding | 114 | 114 | 120 | 129 | 129 | Upgrade
|
| Diluted Shares Outstanding | 114 | 115 | 121 | 130 | 129 | Upgrade
|
| Shares Change (YoY) | -0.71% | -4.86% | -6.88% | 0.14% | 0.33% | Upgrade
|
| EPS (Basic) | 6.16 | 5.89 | 4.55 | 4.49 | 2.26 | Upgrade
|
| EPS (Diluted) | 6.14 | 5.87 | 4.54 | 4.47 | 2.26 | Upgrade
|
| EPS Growth | 4.60% | 29.29% | 1.57% | 98.03% | -31.60% | Upgrade
|
| Dividend Per Share | 1.580 | 1.420 | 1.260 | 1.133 | 1.077 | Upgrade
|
| Dividend Growth | 11.27% | 12.70% | 11.26% | 5.10% | 14.63% | Upgrade
|
| Effective Tax Rate | 23.06% | 20.32% | 21.82% | 23.09% | 22.41% | Upgrade
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Updated Mar 3, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.