Bank OZK (OZK)
NASDAQ: OZK · Real-Time Price · USD
51.87
+0.28 (0.54%)
Aug 11, 2026, 4:00 PM EDT - Market closed
Bank OZK Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 1,618 | 1,555 | 1,483 | 1,397 | 1,173 | 1,183 |
Revenue Growth | 7.80% | 4.91% | 6.16% | 19.03% | -0.84% | 49.85% |
Net Income Net Income Growth | 699.29 | 699.29 | 700.27 | 674.6 | 547.52 | 579 |
Earnings Per Share EPS Growth | 6.18 | 6.18 | 6.14 | 5.87 | 4.54 | 4.47 |
EPS Growth | 0.65% | 0.65% | 4.60% | 29.29% | 1.57% | 97.79% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 2,834 | 2,834 | 2,781 | 2,150 | 1,033 | 2,054 |
Total Debt Total Debt Growth | 463.58 | 463.58 | 883.04 | 1,275 | 1,075 | 1,223 |
Net Cash (Debt) Net Cash Growth | 2,370 | 2,370 | 1,898 | 874.8 | -41.75 | 830.34 |
Net Cash Growth | 24.88% | 24.88% | 116.97% | - | - | -36.04% |
Net Cash Per Share Net Cash Per Share Growth | 20.93 | 20.93 | 16.65 | 7.62 | -0.35 | 6.41 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 837.73 | 837.73 | 834.47 | 881.55 | 764.95 | 528.2 |
Capital Expenditures CapEx Growth | -106 | -106 | -95.62 | -29.14 | -29.85 | -33.92 |
Free Cash Flow Free Cash Flow Growth | 731.73 | 731.73 | 738.85 | 852.41 | 735.09 | 494.28 |
Free Cash Flow Growth | -0.96% | -0.96% | -13.32% | 15.96% | 48.72% | -1.60% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Pretax Margin | 57.75% | 60.07% | 62.82% | 62.08% | 61.50% | 63.63% |
Profit Margin | 44.22% | 46.00% | 48.33% | 49.47% | 48.08% | 48.94% |
FCF Margin | 45.23% | 47.05% | 49.84% | 61.04% | 62.65% | 41.78% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 12, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.920 | 1.740 | 1.580 | 1.420 | 1.260 | 1.133 |
Dividend Per Share Growth | 9.41% | 10.13% | 11.27% | 12.70% | 11.26% | 5.10% |
Dividend Yield | 3.70% | 3.79% | 3.55% | 2.86% | 3.16% | 2.44% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 12, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 8.56 | 7.45 | 7.25 | 8.49 | 8.82 | 10.41 |
Forward PE | 9.02 | 7.55 | 7.78 | 8.36 | 7.68 | 12.45 |
P/FCF Ratio | 7.42 | 6.94 | 6.84 | 6.61 | 6.39 | 11.81 |
PS Ratio | 3.64 | 3.27 | 3.41 | 4.04 | 4.00 | 4.93 |