Bank OZK Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	2,834	2,781	2,150	1,033	2,054
Securities and Investments	2,610	2,836	3,244	3,500	3,932
Other Earning Assets	14.29	39.93	50.4	42.41	40.79
Gross Loans	32,318	29,969	26,459	20,779	18,308
Allowance for Loan Losses	-475.72	-465.55	-339.39	-208.86	-217.38
Net Loans	31,842	29,503	26,120	20,570	18,090
Net Property, Plant & Equipment	922	739.11	676.82	678.41	695.86
Accrued Interest and Accounts Receivable	171.58	174.03	170.11	125.13	83.03
Other Intangible Assets	-	-	660.79	663.54	669.06
Goodwill	660.79	660.79	-	-	-
Other Non-Earning Assets	1,731	1,524	1,166	1,043	965.73
Total Assets	40,786	38,259	34,237	27,657	26,530
Interest-bearing deposits	29,552	27,274	23,309	16,842	15,225
Noninterest-bearing deposits	3,833	3,770	4,096	4,658	4,984
Total Deposits	33,385	31,043	27,405	21,500	20,209
Long-Term Debt	463.58	883.04	1,275	1,075	1,223
Other Liabilities	807.45	626.55	417.61	390.28	258.45
Total Liabilities	34,656	32,553	29,097	22,966	21,691
Preferred Stock	338.98	338.98	338.98	338.98	338.98
Common Stock	1.1	1.14	1.13	1.17	1.25
Additional Paid-in Capital	1,497	1,626	1,612	1,754	2,094
Accumulated Other Comprehensive Income	-24.86	-76.14	-97.37	-177.65	23.84
Retained Earnings	4,317	3,816	3,284	2,773	2,378
Total Common Shareholders' Equity	6,130	5,706	5,139	4,690	4,836
Minority Interest	-	0.57	0.98	1.36	3.12
Shareholders' Equity	6,130	5,706	5,140	4,691	4,839
Total Liabilities & Equity	40,786	38,259	34,237	27,657	26,530
Total Debt	463.58	883.04	1,275	1,075	1,223
Net Cash (Debt)	-463.58	-883.04	-1,275	-1,075	-1,223
Net Cash Per Share	-4.09	-7.75	-11.10	-8.91	-9.44
Book Value	6,130	5,706	5,139	4,690	4,836
Book Value Per Share	54.14	50.04	44.75	38.85	37.31
Tangible Book Value	5,469	5,045	4,478	4,026	4,167
Tangible Book Value Per Share	48.30	44.25	39.00	33.36	32.15

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q