Bank OZK Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2016	FY 2015	FY 2014
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '16 Dec 31, 2016	Dec '15 Dec 31, 2015	Dec '14 Dec 31, 2014
Cash & Equivalents	2,834	2,781	1,733	181.98	300.41
Securities and Investments	2,610	2,836	1,472	602.35	839.32
Other Earning Assets	14.29	39.93	-	-	-
Gross Loans	32,318	29,969	-	-	-
Allowance for Loan Losses	-475.72	-465.55	-76.54	-60.85	-52.92
Net Loans	31,842	29,503	14,487	8,274	5,075
Net Property, Plant & Equipment	922	739.11	504.09	296.24	273.59
Accrued Interest and Accounts Receivable	171.58	174.03	51.92	25.5	20.19
Other Intangible Assets	-	-	720.95	152.34	105.58
Other Non-Earning Assets	912.71	898.79	788.64	438.23	302.72
Total Assets	40,786	38,259	18,890	9,879	6,766
Interest-bearing deposits	29,552	27,274	12,985	6,456	4,351
Noninterest-bearing deposits	3,833	3,770	2,589	1,515	1,145
Total Deposits	33,385	31,043	15,575	7,971	5,496
Short-Term Interbank Borrowing and Repurchase Agreements	-	-	65.11	65.8	65.58
Short-Term Borrowings	0.54	420.81	41.9	204.54	190.86
Long-Term Debt	463.04	462.23	340.76	117.69	64.95
Other Liabilities	807.45	626.55	72.62	52.17	36.89
Total Liabilities	34,656	32,553	16,095	8,412	5,855
Preferred Stock	338.98	338.98	-	-	-
Common Stock	1.1	1.14	1.21	0.91	0.8
Treasury Stock	-	-	-	-6.86	-2.35
Additional Paid-in Capital	1,497	1,626	1,902	756	324.35
Accumulated Other Comprehensive Income	-24.86	-76.14	-25.92	7.96	14.13
Retained Earnings	4,317	3,816	914.43	706.63	571.45
Total Common Shareholders' Equity	6,130	5,706	2,792	1,465	908.39
Minority Interest	-	0.57	3.26	3.16	3.45
Shareholders' Equity	6,130	5,706	2,795	1,468	911.84
Total Liabilities & Equity	40,786	38,259	18,890	9,879	6,766
Total Debt	463.04	462.23	340.76	117.69	64.95
Net Cash (Debt)	-463.04	-462.23	-340.76	-117.69	-64.95
Net Cash Per Share	-4.09	-4.05	-3.25	-1.35	-0.83
Book Value	6,130	5,706	2,792	1,465	908.39
Book Value Per Share	54.14	50.04	26.66	16.77	11.64
Tangible Book Value	6,130	5,706	2,071	1,312	802.81
Tangible Book Value Per Share	54.14	50.04	19.78	15.02	10.28

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q