Peoples Bancorp Inc. (PEBO)

Peoples Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	447.55	451	383.03	234.77	166.08	140.09
Interest Income on Investments	70.18	69.78	56.37	34.79	18.71	17.01
Total Interest Income	517.73	520.78	439.4	269.55	184.79	157.1
Interest Paid on Deposits	2.71	-	-	-	9.92	13.5
Interest Paid on Borrowings	25.58	29.96	28.1	6.94	2.31	4.68
Total Interest Expense	28.3	29.96	28.1	6.94	12.24	18.18
Net Interest Income	489.43	490.82	411.31	262.61	172.55	138.92
Net Interest Income Growth (YoY)	15.14%	19.33%	56.62%	52.19%	24.21%	-1.36%
Trust Income	19.98	19.51	17.16	16.39	16.46	13.66
Mortgage Banking Activities	1.86	1.79	1.08	1.4	3.44	6.5
Gain (Loss) on Sale of Assets	-	-	-	-	-	-0.15
Gain (Loss) on Sale of Investments	-0.42	-0.37	-3.84	-0.06	-0.75	0.49
Other Non-Interest Income	61.9	60.85	55.93	46.52	39.6	33.07
Total Non-Interest Income	100.69	99.37	87.01	78.84	68.89	62.99
Non-Interest Income Growth (YoY)	7.42%	14.20%	10.37%	14.45%	9.36%	-0.41%
Revenues Before Loan Losses	590.12	590.18	498.32	341.45	241.44	201.91
Provision for Loan Losses	28.88	24.79	15.17	-3.51	0.73	26.25
Revenue	561.24	565.39	483.15	344.96	240.71	175.66
Revenue Growth (YoY)	12.39%	17.02%	40.06%	43.31%	37.03%	-12.86%
Salaries and Employee Benefits	144.27	142.7	132.18	108.34	86.9	71.7
Occupancy Expenses	12.2	13.02	12.44	11.17	9.01	11.52
Federal Deposit Insurance	4.99	4.93	4.79	3.7	1.98	1.3
Amortization of Goodwill & Intangibles	10.59	11.16	11.22	7.76	4.78	3.22
Selling, General & Administrative	66.13	65.59	55.42	43.7	33.72	22.49
Other Non-Interest Expense	179.91	178.37	105.4	38.63	25.93	22.41
Total Non-Interest Expense	418.08	415.76	321.45	213.3	162.31	132.64
EBT Excluding Unusual Items	143.16	149.63	161.7	131.66	78.39	43.02
Asset Writedown	-	-	-	-	-	-0.11
Legal Settlements	-	-	-	-	-	0.68
Other Unusual Items	-	-	-	-	-	-1.06
Pretax Income	142.99	149.46	145.13	128.64	56.97	42.65
Income Tax Expense	31.03	32.26	31.76	27.35	9.42	7.88
Net Income	111.96	117.21	113.36	101.29	47.56	34.77
Preferred Dividends & Other Adjustments	1.05	1.01	0.8	0.45	0.32	0.37
Net Income to Common	110.91	116.19	112.56	100.84	47.23	34.4
Net Income Growth	-3.81%	3.39%	11.92%	113.00%	36.78%	-35.25%
Basic Shares Outstanding	35	35	33	28	22	20
Diluted Shares Outstanding	35	35	33	28	22	20
Shares Change (YoY)	2.00%	7.29%	17.00%	27.50%	10.66%	-2.12%
EPS (Basic)	3.19	3.34	3.46	3.61	2.17	1.74
EPS (Diluted)	3.15	3.31	3.44	3.60	2.15	1.73
EPS Growth	-6.11%	-3.78%	-4.44%	67.44%	24.28%	-34.22%
Dividend Per Share	1.610	1.600	1.560	1.520	1.440	1.380
Dividend Growth	2.55%	2.56%	2.63%	5.56%	4.35%	1.47%
Effective Tax Rate	21.70%	21.58%	21.89%	21.26%	16.53%	18.48%

Updated Apr 22, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q