Peoples Bancorp Inc. (PEBO)

Peoples Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	514.31	451	383.03	234.77	166.08
Interest Income on Investments	-	69.78	56.37	34.79	18.71
Total Interest Income	514.31	520.78	439.4	269.55	184.79
Interest Paid on Deposits	159.08	-	-	-	9.92
Interest Paid on Borrowings	-	29.96	28.1	6.94	2.31
Total Interest Expense	159.08	29.96	28.1	6.94	12.24
Net Interest Income	355.23	490.82	411.31	262.61	172.55
Net Interest Income Growth (YoY)	-27.62%	19.33%	56.62%	52.19%	24.21%
Trust Income	21.45	19.51	17.16	16.39	16.46
Mortgage Banking Activities	1.4	1.79	1.08	1.4	3.44
Gain (Loss) on Sale of Assets	-3.03	-	-	-	-
Gain (Loss) on Sale of Investments	-2.66	-0.37	-3.84	-0.06	-0.75
Other Non-Interest Income	69.95	60.85	55.93	46.52	39.6
Total Non-Interest Income	104.08	99.37	87.01	78.84	68.89
Non-Interest Income Growth (YoY)	4.74%	14.20%	10.37%	14.45%	9.36%
Revenues Before Loan Losses	459.31	590.18	498.32	341.45	241.44
Provision for Loan Losses	42.16	24.79	15.17	-3.51	0.73
Revenue	417.15	565.39	483.15	344.96	240.71
Revenue Growth (YoY)	-26.22%	17.02%	40.06%	43.31%	37.03%
Salaries and Employee Benefits	156.53	142.7	132.18	108.34	86.9
Occupancy Expenses	23.18	13.02	12.44	11.17	9.01
Federal Deposit Insurance	5.14	4.93	4.79	3.7	1.98
Amortization of Goodwill & Intangibles	8.85	11.16	11.22	7.76	4.78
Selling, General & Administrative	55.32	65.59	55.42	43.7	33.72
Other Non-Interest Expense	33.33	178.37	105.4	38.63	25.93
Total Non-Interest Expense	282.34	415.76	321.45	213.3	162.31
EBT Excluding Unusual Items	134.81	149.63	161.7	131.66	78.39
Pretax Income	134.81	149.46	145.13	128.64	56.97
Income Tax Expense	28.03	32.26	31.76	27.35	9.42
Net Income	106.78	117.21	113.36	101.29	47.56
Preferred Dividends & Other Adjustments	0.98	1.01	0.8	0.45	0.32
Net Income to Common	105.8	116.19	112.56	100.84	47.23
Net Income Growth	-8.90%	3.39%	11.92%	113.00%	36.78%
Basic Shares Outstanding	35	35	33	28	22
Diluted Shares Outstanding	35	35	33	28	22
Shares Change (YoY)	0.60%	7.29%	17.00%	27.50%	10.66%
EPS (Basic)	3.03	3.34	3.46	3.61	2.17
EPS (Diluted)	2.99	3.31	3.44	3.60	2.15
EPS Growth	-9.67%	-3.78%	-4.44%	67.44%	24.28%
Dividend Per Share	1.640	1.600	1.560	1.520	1.440
Dividend Growth	2.50%	2.56%	2.63%	5.56%	4.35%
Effective Tax Rate	20.79%	21.58%	21.89%	21.26%	16.53%

Updated Jan 20, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q