Peoples Bancorp Inc. (PEBO)

Peoples Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	443.58	451	383.03	234.77	166.08	140.09
Interest Income on Investments	69.78	69.78	56.37	34.79	18.71	17.01
Total Interest Income	513.36	520.78	439.4	269.55	184.79	157.1
Interest Paid on Deposits	-6.99	-	-	-	9.92	13.5
Interest Paid on Borrowings	29.96	29.96	28.1	6.94	2.31	4.68
Total Interest Expense	22.97	29.96	28.1	6.94	12.24	18.18
Net Interest Income	490.39	490.82	411.31	262.61	172.55	138.92
Net Interest Income Growth (YoY)	14.89%	19.33%	56.62%	52.19%	24.21%	-1.36%
Trust Income	20.26	19.51	17.16	16.39	16.46	13.66
Mortgage Banking Activities	1.84	1.79	1.08	1.4	3.44	6.5
Gain (Loss) on Sale of Assets	0.13	-	-	-	-	-0.15
Gain (Loss) on Sale of Investments	-0.01	-0.37	-3.84	-0.06	-0.75	0.49
Other Non-Interest Income	64.56	60.85	55.93	46.52	39.6	33.07
Total Non-Interest Income	103.86	99.37	87.01	78.84	68.89	62.99
Non-Interest Income Growth (YoY)	7.72%	14.20%	10.37%	14.45%	9.36%	-0.41%
Revenues Before Loan Losses	594.26	590.18	498.32	341.45	241.44	201.91
Provision for Loan Losses	39.83	24.79	15.17	-3.51	0.73	26.25
Revenue	554.42	565.39	483.15	344.96	240.71	175.66
Revenue Growth (YoY)	9.54%	17.02%	40.06%	43.31%	37.03%	-12.86%
Salaries and Employee Benefits	145.96	142.7	132.18	108.34	86.9	71.7
Occupancy Expenses	11.89	13.02	12.44	11.17	9.01	11.52
Federal Deposit Insurance	4.99	4.93	4.79	3.7	1.98	1.3
Amortization of Goodwill & Intangibles	10.01	11.16	11.22	7.76	4.78	3.22
Selling, General & Administrative	68.1	65.59	55.42	43.7	33.72	22.49
Other Non-Interest Expense	178.73	178.37	105.4	38.63	25.93	22.41
Total Non-Interest Expense	419.69	415.76	321.45	213.3	162.31	132.64
EBT Excluding Unusual Items	134.74	149.63	161.7	131.66	78.39	43.02
Asset Writedown	-	-	-	-	-	-0.11
Legal Settlements	-	-	-	-	-	0.68
Other Unusual Items	-	-	-	-	-	-1.06
Pretax Income	134.57	149.46	145.13	128.64	56.97	42.65
Income Tax Expense	30.4	32.26	31.76	27.35	9.42	7.88
Net Income	104.16	117.21	113.36	101.29	47.56	34.77
Preferred Dividends & Other Adjustments	1.01	1.01	0.8	0.45	0.32	0.37
Net Income to Common	103.16	116.19	112.56	100.84	47.23	34.4
Net Income Growth	-16.20%	3.39%	11.92%	113.00%	36.78%	-35.25%
Basic Shares Outstanding	35	35	33	28	22	20
Diluted Shares Outstanding	35	35	33	28	22	20
Shares Change (YoY)	0.33%	7.29%	17.00%	27.50%	10.66%	-2.12%
EPS (Basic)	2.96	3.34	3.46	3.61	2.17	1.74
EPS (Diluted)	2.93	3.31	3.44	3.60	2.15	1.73
EPS Growth	-16.73%	-3.78%	-4.44%	67.44%	24.28%	-34.22%
Dividend Per Share	1.620	1.600	1.560	1.520	1.440	1.380
Dividend Growth	2.53%	2.56%	2.63%	5.56%	4.35%	1.47%
Effective Tax Rate	22.59%	21.58%	21.89%	21.26%	16.53%	18.48%

Updated Jul 22, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q