Peoples Bancorp Inc. (PEBO)

Peoples Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	121.32	106.78	117.21	113.36	101.29	47.56
Depreciation & Amortization	12.89	14.48	3.51	3.67	17.32	24.64
Gain (Loss) on Sale of Investments	2.68	2.68	0.37	3.84	0.06	0.75
Provision for Credit Losses	42.16	42.16	24.79	15.17	-3.51	0.73
Net Decrease (Increase) in Loans Originated / Sold - Operating	0.51	0.51	0.63	0.85	2.36	63.2
Accrued Interest Receivable	-3.11	-3.11	-0.38	0.18	-6.26	1.15
Change in Other Net Operating Assets	-11.85	-11.85	-14.81	0.34	-3.06	5.31
Other Operating Activities	3.97	-22.97	5.93	0.87	8.31	12.19
Operating Cash Flow	174.62	134.73	143.19	143.64	119.84	156.42
Operating Cash Flow Growth	25.30%	-5.91%	-0.32%	19.86%	-23.39%	82.98%

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-3.82	-6.03	-6.82	-13.46	-6.75	-6.69
Cash Acquisitions	-	-	-1.58	92.59	-85.79	132.72
Investment in Securities	171.13	-5.47	-137.73	143.65	-234.79	-316.01
Net Decrease (Increase) in Loans Originated / Sold - Investing	-132	-418.24	-199.24	-356.08	-58.14	113.47
Other Investing Activities	1.12	-0.02	1.06	0.23	-29.31	-
Investing Cash Flow	42.01	-424.45	-344.31	-132.93	-414.21	-74.43

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Short-Term Debt Issued	-	336.81	-	90.36	328.61	14.41
Long-Term Debt Issued	-	13.48	55.28	115.11	24.8	-
Total Debt Issued	524.47	350.29	55.28	205.47	353.42	14.41
Short-Term Debt Repaid	-	-	-457.02	-	-	-
Long-Term Debt Repaid	-	-49.19	-34.64	-40.17	-125.35	-2.13
Total Debt Repaid	-83.32	-49.19	-491.66	-40.17	-125.35	-2.13
Net Debt Issued (Repaid)	441.15	301.11	-436.39	165.3	228.07	12.28
Issuance of Common Stock	1.28	1.67	1.48	1.26	1.23	0.91
Repurchase of Common Stock	-2.99	-3.32	-4.31	-4.8	-9.15	-1.31
Common Dividends Paid	-59.51	-58.14	-56.33	-52.06	-42.37	-31
Net Increase (Decrease) in Deposit Accounts	-484.99	19.41	487.11	152.07	-145.1	200.76
Other Financing Activities	-1.02	0.28	0.51	0.22	-	-
Financing Cash Flow	-106.07	261.01	-7.94	261.99	32.67	181.64

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash Flow	110.56	-28.71	-209.06	272.7	-261.71	263.63

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	170.81	128.7	136.37	130.19	113.09	149.74
Free Cash Flow Growth	28.18%	-5.62%	4.75%	15.12%	-24.48%	84.44%
Free Cash Flow Margin	38.59%	30.85%	32.22%	31.63%	32.78%	62.21%
Free Cash Flow Per Share	4.81	3.64	3.88	3.97	4.04	6.82

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Interest Paid	150.76	159.88	172.71	90.37	16.27	13.39
Cash Income Tax Paid	11.24	19.84	22.6	24.75	4.13	6.69

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 15, 2026

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