Peoples Bancorp Inc. (PEBO)

Peoples Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	104.16	117.21	113.36	101.29	47.56	34.77
Depreciation & Amortization	2.28	3.51	3.67	17.32	24.64	25.64
Gain (Loss) on Sale of Investments	0.37	0.37	3.84	0.06	0.75	-0.29
Provision for Credit Losses	24.79	24.79	15.17	-3.51	0.73	26.25
Net Decrease (Increase) in Loans Originated / Sold - Operating	0.63	0.63	0.85	2.36	63.2	7.39
Accrued Interest Receivable	-0.38	-0.38	0.18	-6.26	1.15	-0.87
Change in Other Net Operating Assets	-14.81	-14.81	0.34	-3.06	5.31	1.81
Other Operating Activities	36.06	5.93	0.87	8.31	12.19	-2.77
Operating Cash Flow	159.05	143.19	143.64	119.84	156.42	85.48
Operating Cash Flow Growth	6.36%	-0.32%	19.86%	-23.39%	82.98%	27.29%
Capital Expenditures	-5.28	-6.82	-13.46	-6.75	-6.69	-4.3
Cash Acquisitions	-1.58	-1.58	92.59	-85.79	132.72	-94.86
Investment in Securities	-107.2	-137.73	143.65	-234.79	-316.01	148.99
Net Decrease (Increase) in Loans Originated / Sold - Investing	-287.55	-199.24	-356.08	-58.14	113.47	-444.13
Other Investing Activities	-0.48	1.06	0.23	-29.31	-	0.11
Investing Cash Flow	-401.89	-344.31	-132.93	-414.21	-74.43	-393.92
Short-Term Debt Issued	-	-	90.36	328.61	14.41	-
Long-Term Debt Issued	-	55.28	115.11	24.8	-	50
Total Debt Issued	229.09	55.28	205.47	353.42	14.41	50
Short-Term Debt Repaid	-	-457.02	-	-	-	-263.72
Long-Term Debt Repaid	-	-34.64	-40.17	-125.35	-2.13	-2.72
Total Debt Repaid	-367.28	-491.66	-40.17	-125.35	-2.13	-266.43
Net Debt Issued (Repaid)	-138.19	-436.39	165.3	228.07	12.28	-216.43
Issuance of Common Stock	1.62	1.48	1.26	1.23	0.91	0.59
Repurchase of Common Stock	-2.84	-4.31	-4.8	-9.15	-1.31	-30.41
Common Dividends Paid	-56.73	-55.83	-51.85	-42.37	-31	-27.05
Net Increase (Decrease) in Deposit Accounts	388.23	487.11	152.07	-145.1	200.76	618.94
Other Financing Activities	0.95	-	-	-	-	-0.3
Financing Cash Flow	193.05	-7.94	261.99	32.67	181.64	345.34
Net Cash Flow	-49.8	-209.06	272.7	-261.71	263.63	36.91
Free Cash Flow	153.77	136.37	130.19	113.09	149.74	81.18
Free Cash Flow Growth	11.82%	4.75%	15.12%	-24.48%	84.44%	26.16%
Free Cash Flow Margin	27.73%	24.12%	26.95%	32.78%	62.21%	46.22%
Free Cash Flow Per Share	4.36	3.88	3.97	4.04	6.82	4.09
Cash Interest Paid	171.51	172.71	90.37	16.27	13.39	18.94
Cash Income Tax Paid	17.26	28.49	30.07	4.13	6.69	12.5

Updated Jul 22, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q