Peoples Bancorp Inc. (PEBO)

Peoples Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	106.78	117.21	113.36	101.29	47.56
Depreciation & Amortization	14.48	3.51	3.67	17.32	24.64
Provision for Credit Losses	42.16	24.79	15.17	-3.51	0.73
Stock-Based Compensation	6.91	7.32	6.03	4.33	3.89
Net Change in Loans Held-for-Sale	-0.35	-0.75	0.19	1.37	60.2
Other Adjustments	-18.73	-10.92	-3.37	8.37	12.94
Changes in Accrued Interest and Accounts Receivable	-0.87	1.29	-6.44	-5.84	1.44
Changes in Accounts Payable	-2.24	-1.67	6.62	-0.42	-0.28
Changes in Accrued Expenses	1.5	-4.22	13.19	-4.69	2.43
Changes in Other Operating Activities	-14.91	6.62	-4.78	1.63	2.87
Operating Cash Flow	134.73	143.19	143.64	119.84	156.42
Operating Cash Flow Growth	-5.91%	-0.32%	19.86%	-23.39%	82.98%
Net Change in Loans Held-for-Investment	-418.24	-199.24	-356.08	-58.14	113.47
Net Change in Securities and Investments	-5.47	-134.59	145.35	-232.93	-311.88
Payments for Business Acquisitions	-	-1.58	92.59	-85.79	132.72
Capital Expenditures	-6.03	-6.82	-13.46	-6.75	-6.69
Other Investing Activities	5.28	-2.07	-1.34	-30.6	-2.05
Investing Cash Flow	-424.45	-344.31	-132.93	-414.21	-74.43
Net Change in Deposits	19.41	487.11	152.07	-145.1	200.76
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	336.81	-457.02	90.36	328.61	14.41
Long-Term Debt Issued	13.48	55.28	115.11	24.8	-
Long-Term Debt Repaid	-49.19	-34.64	-40.17	-125.35	-2.13
Net Long-Term Debt Issued (Repaid)	-35.71	20.64	74.94	-100.54	-2.13
Issuance of Common Stock	1.67	1.48	1.26	1.23	0.91
Repurchase of Common Stock	-3.32	-4.31	-4.8	-9.15	-1.31
Net Common Stock Issued (Repurchased)	-1.65	-2.83	-3.54	-7.93	-0.4
Common Dividends Paid	-58.14	-56.33	-52.06	-42.37	-31
Other Financing Activities	0.28	0.51	0.22	-	-
Financing Cash Flow	261.01	-7.94	261.99	32.67	181.64
Net Cash Flow	-28.71	-209.06	272.7	-261.71	263.63
Free Cash Flow	128.7	136.37	130.19	113.09	149.74
Free Cash Flow Growth	-5.62%	4.75%	15.12%	-24.48%	84.44%
FCF Margin	30.85%	32.22%	31.63%	33.68%	62.21%
Free Cash Flow Per Share	3.64	3.88	3.97	4.04	6.82
Levered Free Cash Flow	63	136.56	187.11	2	69.84
Unlevered Free Cash Flow	-8.07	-1.28	-1.2	1.25	24.42

Updated Jan 20, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q