Premier Financial Statistics

Total Valuation

PFC has a market cap or net worth of $1.01 billion. The enterprise value is $1.48 billion.

Market Cap	1.01B
Enterprise Value	1.48B

Important Dates

The last earnings date was Tuesday, January 21, 2025, after market close.

Earnings Date	Jan 21, 2025
Ex-Dividend Date	Jan 31, 2025

Share Statistics

PFC has 35.84 million shares outstanding. The number of shares has increased by 0.18% in one year.

Current Share Class	35.84M
Shares Outstanding	35.84M
Shares Change (YoY)	+0.18%
Shares Change (QoQ)	+0.13%
Owned by Insiders (%)	2.35%
Owned by Institutions (%)	69.76%
Float	35.00M

Valuation Ratios

The trailing PE ratio is 14.28 and the forward PE ratio is 12.83.

PE Ratio	14.28
Forward PE	12.83
PS Ratio	4.04
Forward PS	4.67
PB Ratio	1.01
P/TBV Ratio	1.45
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	20.79
EV / Sales	5.94
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.22%.

Return on Equity (ROE)	7.22%
Return on Assets (ROA)	0.83%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$244,087
Profits Per Employee	$69,799
Employee Count	1,023
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PFC has paid $18.27 million in taxes.

Income Tax	18.27M
Effective Tax Rate	20.38%

Stock Price Statistics

The stock price has increased by +39.79% in the last 52 weeks. The beta is 1.27, so PFC's price volatility has been higher than the market average.

Beta (5Y)	1.27
52-Week Price Change	+39.79%
50-Day Moving Average	26.94
200-Day Moving Average	24.32
Relative Strength Index (RSI)	53.68
Average Volume (20 Days)	200,822

Short Selling Information

The latest short interest is 224,473, so 0.63% of the outstanding shares have been sold short.

Short Interest	224,473
Short Previous Month	495,059
Short % of Shares Out	0.63%
Short % of Float	0.64%
Short Ratio (days to cover)	1.09

Income Statement

In the last 12 months, PFC had revenue of $249.70 million and earned $71.40 million in profits. Earnings per share was $1.98.

Revenue	249.70M
Gross Profit	249.70M
Operating Income	99.11M
Pretax Income	97.42M
Net Income	71.40M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.98

Full Income Statement

Balance Sheet

The company has $121.49 million in cash and $592.36 million in debt, giving a net cash position of -$470.87 million or -$13.14 per share.

Cash & Cash Equivalents	121.49M
Total Debt	592.36M
Net Cash	-470.87M
Net Cash Per Share	-$13.14
Equity (Book Value)	1.00B
Book Value Per Share	27.95
Working Capital	-7.08B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	39.69%
Pretax Margin	35.91%
Profit Margin	28.60%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.24, which amounts to a dividend yield of 4.39%.

Dividend Per Share	$1.24
Dividend Yield	4.39%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	62.63%
Buyback Yield	-0.18%
Shareholder Yield	4.20%
Earnings Yield	7.04%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for PFC is $22.50, which is -20.44% lower than the current price. The consensus rating is "Hold".

Price Target	$22.50
Price Target Difference	-20.44%
Analyst Consensus	Hold
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on July 13, 2018. It was a forward split with a ratio of 2:1.

Last Split Date	Jul 13, 2018
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2