Premier Financial Statistics

Total Valuation

PFC has a market cap or net worth of $990.47 million.

Market Cap	990.47M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, January 21, 2025, after market close.

Earnings Date	Jan 21, 2025
Ex-Dividend Date	Nov 8, 2024

Share Statistics

PFC has 35.84 million shares outstanding. The number of shares has increased by 0.04% in one year.

Current Share Class	35.84M
Shares Outstanding	35.84M
Shares Change (YoY)	+0.04%
Shares Change (QoQ)	-0.16%
Owned by Insiders (%)	2.24%
Owned by Institutions (%)	68.74%
Float	35.04M

Valuation Ratios

The trailing PE ratio is 14.04 and the forward PE ratio is 13.02.

PE Ratio	14.04
Forward PE	13.02
PS Ratio	4.01
Forward PS	4.64
PB Ratio	0.97
P/TBV Ratio	1.39
P/FCF Ratio	10.71
P/OCF Ratio	10.22
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	5.24
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.29%.

Return on Equity (ROE)	7.29%
Return on Assets (ROA)	0.82%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$240,329
Profits Per Employee	$68,809
Employee Count	1,023
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PFC has paid $17.61 million in taxes.

Income Tax	17.61M
Effective Tax Rate	19.94%

Stock Price Statistics

The stock price has increased by +32.26% in the last 52 weeks. The beta is 1.26, so PFC's price volatility has been higher than the market average.

Beta (5Y)	1.26
52-Week Price Change	+32.26%
50-Day Moving Average	25.44
200-Day Moving Average	22.38
Relative Strength Index (RSI)	57.22
Average Volume (20 Days)	134,682

Short Selling Information

The latest short interest is 271,614, so 0.76% of the outstanding shares have been sold short.

Short Interest	271,614
Short Previous Month	234,794
Short % of Shares Out	0.76%
Short % of Float	0.78%
Short Ratio (days to cover)	1.86

Income Statement

In the last 12 months, PFC had revenue of $245.86 million and earned $70.39 million in profits. Earnings per share was $1.97.

Revenue	245.86M
Gross Profit	245.86M
Operating Income	99.51M
Pretax Income	97.42M
Net Income	70.39M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.97

Full Income Statement

Balance Sheet

The company has $128.28 million in cash and $485.16 million in debt, giving a net cash position of -$356.88 million or -$9.96 per share.

Cash & Cash Equivalents	128.28M
Total Debt	485.16M
Net Cash	-356.88M
Net Cash Per Share	-$9.96
Equity (Book Value)	1.02B
Book Value Per Share	28.43
Working Capital	-7.25B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $96.98 million and capital expenditures -$4.41 million, giving a free cash flow of $92.57 million.

Operating Cash Flow	96.98M
Capital Expenditures	-4.41M
Free Cash Flow	92.57M
FCF Per Share	$2.58

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	40.47%
Pretax Margin	35.92%
Profit Margin	28.76%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	24.66%

Dividends & Yields

This stock pays an annual dividend of $1.24, which amounts to a dividend yield of 4.48%.

Dividend Per Share	$1.24
Dividend Yield	4.48%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	12
Payout Ratio	62.93%
Buyback Yield	-0.04%
Shareholder Yield	4.44%
Earnings Yield	7.10%
FCF Yield	9.34%

Dividend Details

Analyst Forecast

The average price target for PFC is $23.33, which is -15.58% lower than the current price. The consensus rating is "Hold".

Price Target	$23.33
Price Target Difference	-15.58%
Analyst Consensus	Hold
Analyst Count	5
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on July 13, 2018. It was a forward split with a ratio of 2:1.

Last Split Date	Jul 13, 2018
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4