The Progressive Corporation (PGR)
NYSE: PGR · Real-Time Price · USD
209.60
+0.73 (0.35%)
Aug 14, 2026, 4:00 PM EDT - Market closed

PGR Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
91,01987,63775,34362,08349,58747,677
Revenue Growth
10.49%16.32%21.36%25.20%4.01%11.82%
Operating Income
15,07714,50110,9925,1721,3914,429
Net Income
11,69511,3088,4633,8656953,324
Earnings Per Share
19.9319.2314.406.581.185.66
EPS Growth
12.28%33.54%118.84%457.63%-79.15%-41.41%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Total Personal Lines Premium
73,78870,77860,09148,76540,15037,416
Commercial Lines Premium
10,69110,88110,7079,8999,0886,945
Other Indemnity Premium
-2112.77.7
Fees & Other
1,2081,1961,064889.1722.1691.8
Service Businesses
534504413310.1299.3271.4
Investments
4,8304,3103,0962,245-651.92,370
Revenue (Total)
91,05587,67175,37262,10949,61147,702

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
17812514385203.5187.1
Total Debt
8,3877,1027,0897,0666,3885,080
Net Cash (Debt)
-8,209-6,977-6,946-6,981-6,185-4,893
Net Cash Growth
------
Net Cash Per Share
-13.98-11.86-11.82-11.88-10.53-8.33

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
16,33917,54815,11910,6436,8497,762
Capital Expenditures
-388-348-285-252-292-243.5
Free Cash Flow
15,95117,20014,83410,3916,5577,518
Free Cash Flow Growth
-3.16%15.95%42.76%58.47%-12.78%12.51%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
16.56%16.55%14.59%8.33%2.80%9.29%
Pretax Margin
16.24%16.23%14.22%7.90%1.86%8.83%
Profit Margin
12.85%12.90%11.23%6.23%1.40%6.97%
FCF Margin
17.52%19.63%19.69%16.74%13.22%15.77%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.4000.4000.4000.4000.4000.400
Dividend Per Share Growth
183.67%0%0%0%0%0%
Dividend Yield
0.19%0.19%0.18%0.27%0.34%0.43%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.5211.8116.5924.11109.1918.07
Forward PE
12.9814.0317.1419.2921.4224.87
P/FCF Ratio
7.647.769.468.9711.577.99
PS Ratio
1.341.521.861.501.531.26