The Progressive Corporation (PGR)
NYSE: PGR · Real-Time Price · USD
222.10
+2.72 (1.24%)
Oct 21, 2025, 3:00 PM EDT - Market open

PGR Statistics

Total Valuation

PGR has a market cap or net worth of $130.24 billion. The enterprise value is $136.34 billion.

Market Cap130.24B
Enterprise Value 136.34B

Important Dates

The last earnings date was Wednesday, October 15, 2025, before market open.

Earnings Date Oct 15, 2025
Ex-Dividend Date Oct 2, 2025

Share Statistics

PGR has 586.40 million shares outstanding. The number of shares has increased by 0.09% in one year.

Current Share Class 586.40M
Shares Outstanding 586.40M
Shares Change (YoY) +0.09%
Shares Change (QoQ) +0.19%
Owned by Insiders (%) 0.27%
Owned by Institutions (%) 87.47%
Float 584.18M

Valuation Ratios

The trailing PE ratio is 12.19 and the forward PE ratio is 13.54. PGR's PEG ratio is 0.99.

PE Ratio 12.19
Forward PE 13.54
PS Ratio 1.51
Forward PS 1.39
PB Ratio 3.63
P/TBV Ratio 3.65
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio 0.99
Financial Ratio History

Enterprise Valuation

EV / Earnings 12.73
EV / Sales 1.60
EV / EBITDA 9.67
EV / EBIT 9.89
EV / FCF n/a

Financial Position

The company has a current ratio of 0.28, with a Debt / Equity ratio of 0.19.

Current Ratio 0.28
Quick Ratio 0.23
Debt / Equity 0.19
Debt / EBITDA 0.49
Debt / FCF n/a
Interest Coverage 49.42

Financial Efficiency

Return on equity (ROE) is 34.22% and return on invested capital (ROIC) is 22.56%.

Return on Equity (ROE) 34.22%
Return on Assets (ROA) 7.60%
Return on Invested Capital (ROIC) 22.56%
Return on Capital Employed (ROCE) 31.47%
Revenue Per Employee $1.28M
Profits Per Employee $161,584
Employee Count66,300
Asset Turnover 0.75
Inventory Turnover n/a

Taxes

In the past 12 months, PGR has paid $2.80 billion in taxes.

Income Tax 2.80B
Effective Tax Rate 20.69%

Stock Price Statistics

The stock price has decreased by -11.83% in the last 52 weeks. The beta is 0.32, so PGR's price volatility has been lower than the market average.

Beta (5Y) 0.32
52-Week Price Change -11.83%
50-Day Moving Average 242.74
200-Day Moving Average 258.81
Relative Strength Index (RSI) 32.50
Average Volume (20 Days) 3,436,171

Short Selling Information

The latest short interest is 6.21 million, so 1.06% of the outstanding shares have been sold short.

Short Interest 6.21M
Short Previous Month 6.22M
Short % of Shares Out 1.06%
Short % of Float 1.06%
Short Ratio (days to cover) 2.25

Income Statement

In the last 12 months, PGR had revenue of $85.17 billion and earned $10.71 billion in profits. Earnings per share was $18.22.

Revenue85.17B
Gross Profit 15.25B
Operating Income 13.79B
Pretax Income 13.51B
Net Income 10.71B
EBITDA 14.10B
EBIT 13.79B
Earnings Per Share (EPS) $18.22
Full Income Statement

Balance Sheet

The company has $1.52 billion in cash and $6.90 billion in debt, giving a net cash position of -$6.90 billion or -$11.76 per share.

Cash & Cash Equivalents 1.52B
Total Debt 6.90B
Net Cash -6.90B
Net Cash Per Share -$11.76
Equity (Book Value) 35.45B
Book Value Per Share 60.45
Working Capital -55.58B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross margin is 17.91%, with operating and profit margins of 16.19% and 12.58%.

Gross Margin 17.91%
Operating Margin 16.19%
Pretax Margin 15.86%
Profit Margin 12.58%
EBITDA Margin 16.56%
EBIT Margin 16.19%
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $4.90, which amounts to a dividend yield of 2.21%.

Dividend Per Share $4.90
Dividend Yield 2.21%
Dividend Growth (YoY) 326.09%
Years of Dividend Growth 1
Payout Ratio 26.89%
Buyback Yield -0.09%
Shareholder Yield 2.13%
Earnings Yield 8.28%
FCF Yield n/a
Dividend Details

Analyst Forecast

The average price target for PGR is $272.81, which is 22.83% higher than the current price. The consensus rating is "Buy".

Price Target $272.81
Price Target Difference 22.83%
Analyst Consensus Buy
Analyst Count 15
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) 2.55%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 19, 2006. It was a forward split with a ratio of 4:1.

Last Split Date May 19, 2006
Split Type Forward
Split Ratio 4:1

Scores

Altman Z-Score n/a
Piotroski F-Score 2