Pagaya Technologies Ltd. (PGY)

NASDAQ: PGY · Real-Time Price · USD
23.39
-2.20 (-8.60%)
At close: Nov 6, 2025, 4:00 PM EST
23.43
+0.04 (0.17%)
After-hours: Nov 6, 2025, 7:59 PM EST
-8.60%
Market Cap1.79B
Revenue (ttm)1.15B
Net Income (ttm)-282.36M
Shares Out 76.61M
EPS (ttm)-3.77
PE Ration/a
Forward PE8.01
Dividendn/a
Ex-Dividend Daten/a
Volume5,437,298
Open25.24
Previous Close25.59
Day's Range23.18 - 25.38
52-Week Range8.20 - 44.99
Beta5.86
AnalystsStrong Buy
Price Target39.43 (+68.58%)
Earnings DateNov 10, 2025

About PGY

Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services and other service providers, their customers, and asset investors in the United States, Israel, and the Cayman Islands. The company develops and implements proprietary artificial intelligence technology and related software solutions to assist partners to originate loans and other assets. Its partners include financial technology companies, incumbent banks and financial institutio... [Read more]

Sector Technology
Founded 2016
Employees 553
Stock Exchange NASDAQ
Ticker Symbol PGY
Full Company Profile

Financial Performance

In 2024, Pagaya Technologies's revenue was $1.03 billion, an increase of 27.12% compared to the previous year's $812.05 million. Losses were -$401.41 million, 212.5% more than in 2023.

Financial Statements

Analyst Summary

According to 7 analysts, the average rating for PGY stock is "Strong Buy." The 12-month stock price target is $39.43, which is an increase of 68.58% from the latest price.

Price Target
$39.43
(68.58% upside)
Analyst Consensus: Strong Buy
Stock Forecasts

News

KBRA Assigns Preliminary Ratings to Pagaya AI Debt Grantor Trust 2025-R3 and Pagaya AI Debt Trust 2025-R3

NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to eight classes of notes issued by Pagaya AI Debt Grantor Trust 2025-R3 and Pagaya AI Debt Trust 2025-R3 (collectivel...

1 day ago - Business Wire

Pagaya, Castlelake reach deal for up to $500 million in auto loans

Lending platform Pagaya Technologies on Monday announced an agreement to sell up to $500 million of its auto loans to asset-based private credit manager Castlelake.

3 days ago - Reuters

Pagaya Signs Auto Forward Flow Agreement with Castlelake to Purchase Up to $500 Million in Auto Loans

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies LTD. (NASDAQ: PGY) ("Pagaya" or “the Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today ann...

3 days ago - Business Wire

Pagaya: The Valuation Gap Is Too Wide Ahead Of A Likely Q3 Beat And Raise

I expect Pagaya to beat analysts' estimates and raise its full-year outlook when it reports Q3 earnings on November 10th. Key Pagaya partners reported strong Q3 results, highlighted by strong demand f...

6 days ago - Seeking Alpha

Pagaya to Participate in Upcoming November Investor Conferences

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies Ltd. (“Pagaya” or the “Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today announced that th...

7 days ago - Business Wire

KBRA Assigns Preliminary Ratings to Pagaya Point of Sale Holdings Grantor Trust 2025-2 and Pagaya Point of Sale Holdings Trust 2025-2

NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to nine classes of notes issued by Pagaya Point of Sale Holdings Grantor Trust 2025-2 and Pagaya Point of Sale Holding...

8 days ago - Business Wire

Pagaya Closes $500 Million Personal Loan ABS Transaction

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies LTD. (NASDAQ: PGY) (“Pagaya” or “the Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today ann...

10 days ago - Business Wire

Pagaya: The Foundation Is Set For A Long-Term Rerating

Pagaya leverages AI to serve high-risk borrowers rejected by traditional banks, tapping into a vast underserved market. PGY has achieved GAAP profitability in the last two quarters, with operational l...

13 days ago - Seeking Alpha

Pagaya Technologies: The AI Credit Platform Turning Data Into Durable Profits

Pagaya's AI underwriting flywheel drives structural profitability and sustainable cash flow growth beyond traditional credit cycles. Revenue reached $1.15 billion with EBITDA of $193 million, confirmi...

13 days ago - Seeking Alpha

Pagaya Technologies: The Market Is Mispricing Its Growth - Buy

Pagaya Technologies is rated a buy, driven by strong growth, AI-powered lending, and significant undervaluation versus peers. PGY's capital-light model, robust partner network, and consistent double-d...

14 days ago - Seeking Alpha

Pagaya Technologies: Use The Recent Dip To Pursue This Exciting Consumer Finance Intermediary

Pagaya Technologies, a small-cap fintech player, has outperformed its fintech and Israeli tech peers by a huge margin this year, even as its share price has expanded by over 2x. Network volumes and FR...

15 days ago - Seeking Alpha

KBRA Assigns Preliminary Ratings to Pagaya AI Debt Grantor Trust 2025-7 & Pagaya AI Debt Trust 2025-7

NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to 13 classes of notes issued by Pagaya AI Debt Grantor Trust 2025-7 and Pagaya AI Debt Trust 2025-7 (collectively “PA...

23 days ago - Business Wire

Pagaya Announces Timing of Third Quarter 2025 Earnings Release

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies (NASDAQ: PGY) intends to announce its third quarter 2025 earnings on November 10, 2025. A conference call to discuss those earnings will be held on the s...

4 weeks ago - Business Wire

Pagaya Closes AAA-Rated $400 Million RPM ABS with Strategic Funding Partner, One William Street

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies LTD. (NASDAQ: PGY) ("Pagaya" or “the Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today ann...

4 weeks ago - Business Wire

Pagaya Expands Revolving Credit Facility to $132 Million with Top-Tier Banks at Substantially Lower Cost

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies LTD. (NASDAQ: PGY) (“Pagaya” or “the Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today ann...

5 weeks ago - Business Wire

Undercovered Dozen: Energy Transfer, Chevron, Brookfield, Pagaya Technologies And More

The Undercovered Dozen series highlights 12 lesser-covered stocks weekly, providing investment ideas and sparking community discussion on their potential. Chevron, Pagaya Technologies, i-80 Gold, FinV...

Other symbols: CVXETBN
5 weeks ago - Seeking Alpha

KBRA Assigns Preliminary Ratings to Research-Driven Pagaya Motor Asset Trust 2025-5 and Research-Driven Pagaya Motor Trust 2025-5

NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to seven classes of notes issued by Research-Driven Pagaya Motor Asset Trust 2025-5 and Research-Driven Pagaya Motor T...

6 weeks ago - Business Wire

Pagaya Technologies: AI-Fintech Company Poised For Strong Growth

Pagaya Technologies is a fintech innovator leveraging AI to optimize consumer credit, showing strong revenue growth and trading at a discounted valuation. PGY reported Q2 2025 revenue of $326M, up 30%...

6 weeks ago - Seeking Alpha

Pagaya Technologies: Profitable Growth At A Bargain Price (Strong Buy)

Pagaya Technologies is delivering profitable growth, with Q2 2025 revenue up 30% y/y and two consecutive GAAP-profitable quarters. PGY raised 2025 guidance, driven by expanding margins, new verticals ...

6 weeks ago - Seeking Alpha

Pagaya Closes Upsized $600 Million PAID Deal, Adding to its Momentum Across ABS Programs

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies LTD. (NASDAQ: PGY) (“Pagaya” or “the Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today ann...

7 weeks ago - Business Wire

KBRA Assigns Preliminary Ratings to Pagaya AI Debt Grantor Trust 2025-6 and Pagaya AI Debt Trust 2025-6

NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to 12 classes of notes issued by Pagaya AI Debt Grantor Trust 2025-6 and Pagaya AI Debt Trust 2025-6 (collectively “PA...

2 months ago - Business Wire

Pagaya to Participate in Upcoming September Investor Conferences and Events

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies Ltd. (“Pagaya” or the “Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today announced that th...

2 months ago - Business Wire

Pagaya Technologies: Unbelievably Cheap After Big Rally

Pagaya has soared 200% but remains undervalued, with strong Q2'25 results and a market cap just over $2 billion. The fintech is rapidly expanding its AI lending platform, signing major funding deals l...

2 months ago - Seeking Alpha

Pagaya: Profitability Inflection And Scalable Product Expansion

I rate Pagaya a systematic Buy, driven by its shift to GAAP profitability, scalable operating leverage, and a capital-light, diversified funding model. Pagaya's new AI-driven products and deeper partn...

2 months ago - Seeking Alpha

Pagaya Technologies Stock: The Quiet AI Powerhouse In Fintech You Might Be Overlooking

Pagaya Technologies is delivering strong growth, with profitable quarters, top-line beats, and expanding into new lending verticals like auto and point-of-sale financing. Its AI-driven B2B model, capi...

2 months ago - Seeking Alpha