Pagaya Technologies Ltd. (PGY)

NASDAQ: PGY · Real-Time Price · USD
12.43
+0.03 (0.24%)
At close: Feb 13, 2026, 4:00 PM EST
12.50
+0.07 (0.56%)
After-hours: Feb 13, 2026, 7:59 PM EST
Market Cap999.32M +40.9%
Revenue (ttm)1.30B +26.1%
Net Income81.39M
EPS0.93
Shares Out 80.40M
PE Ratio13.37
Forward PE4.38
Dividendn/a
Ex-Dividend Daten/a
Volume3,736,988
Open12.38
Previous Close12.40
Day's Range12.32 - 12.93
52-Week Range8.50 - 44.99
Beta5.88
AnalystsStrong Buy
Price Target34.50 (+177.55%)
Earnings DateFeb 9, 2026

About PGY

Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services and other service providers, their customers, and asset investors in the United States, Israel, and the Cayman Islands. The company develops and implements proprietary artificial intelligence technology and related software solutions to assist partners to originate loans and other assets. Its partners include financial technology companies, incumbent banks and financial institutio... [Read more]

Sector Technology
Founded 2016
Employees 531
Stock Exchange NASDAQ
Ticker Symbol PGY
Full Company Profile

Financial Performance

Financial Statements

Analyst Summary

According to 8 analysts, the average rating for PGY stock is "Strong Buy." The 12-month stock price target is $34.5, which is an increase of 177.55% from the latest price.

Price Target
$34.5
(177.55% upside)
Analyst Consensus: Strong Buy
Stock Forecasts

News

These Analysts Cut Their Forecasts On Pagaya Technologies Following Q4 Results

Pagaya Technologies reported quarterly earnings of 80 cents per share which beat the analyst consensus estimate of 69 cents per share. The company reported quarterly sales of $321.036 million which mi...

6 days ago - Benzinga

Pagaya Technologies Ltd. (PGY) Q4 2025 Earnings Call Transcript

Pagaya Technologies Ltd. (PGY) Q4 2025 Earnings Call Transcript

7 days ago - Seeking Alpha

Pagaya Reports Fourth Quarter and Full Year Ended 2025 Results

NEW YORK & TEL AVIV, Israel--(BUSINESS WIRE)--Pagaya Technologies Ltd. (NASDAQ: PGY) (“Pagaya”, the “Company” or “we”), a global technology company delivering artificial intelligence infrastructure fo...

7 days ago - Business Wire

Pagaya: Likely Q4 Beat To Drive A Re-Rating Beyond Deep-Value Levels

I expect Pagaya to beat analysts' revenue and EPS estimates when it reports Q4 earnings on February 9th. PGY's estimated network volume growth and operating leverage could help offset a potential sequ...

10 days ago - Seeking Alpha

KBRA Assigns Preliminary Ratings to Pagaya AI Debt Grantor Trust 2026-R1 and Pagaya AI Debt Trust 2026-R1

NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to eight classes of notes issued by Pagaya AI Debt Grantor Trust 2026-R1 and Pagaya AI Debt Trust 2026-R1 (collectivel...

11 days ago - Business Wire

Pagaya Technologies: Investor Misunderstanding Has Created A Launchpad

Pagaya Technologies Ltd. is deeply undervalued following a 44.6% selloff despite robust growth. PGY's business model is misunderstood; it is asset-light, B2B, and not as exposed to credit market cycle...

12 days ago - Seeking Alpha

Pagaya Launches 2026 Capital Markets Activity with $800M Consumer Loan ABS

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies LTD. (NASDAQ: PGY) ("Pagaya" or “the Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today ann...

12 days ago - Business Wire

Pagaya Technologies: An Asymmetric Play With Big Upside Potential

Pagaya Technologies shows significant undervaluation of 50% vs its peers, combined with moderate growth and expanding margins (e.g., EBITDA margin improved from 7% to 20% in four quarters). PGY's edge...

19 days ago - Seeking Alpha

Pagaya Expands Point-of-Sale Funding Platform with up to $720 Million Forward Flow Agreement with Sound Point Capital Management

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies LTD. (NASDAQ: PGY) (“Pagaya” or “the Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today ann...

21 days ago - Business Wire

KBRA Assigns Preliminary Ratings to Pagaya AI Debt Grantor Trust 2026-1 & Pagaya AI Debt Trust 2026-1

NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to 15 classes of notes issued by Pagaya AI Debt Grantor Trust 2026-1 & Pagaya AI Debt Trust 2026-1 (collectively “PAID...

24 days ago - Business Wire

Pagaya: Ratings Upgrade Into Earnings; Bullish On Pullback

Pagaya Technologies has reset expectations and valuation after a volatile period, presenting a compelling bullish setup ahead of its upcoming earnings. PGY's operational improvements in 2025 drove str...

25 days ago - Seeking Alpha

Pagaya Technologies: Sustainable Growth Backed By Solid Market Expansion

Pagaya Technologies is rated a buy, offering triple-digit upside potential driven by robust AI-powered lending and strong partner ramp. PGY consistently delivers double-digit revenue growth, surpassin...

27 days ago - Seeking Alpha

Pagaya Launches A Revolving Asset-Backed Funding Structure Backed by Personal Loans with Investment from 26North

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies LTD. (NASDAQ: PGY) (“Pagaya” or “the Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today ann...

4 weeks ago - Business Wire

Pagaya to Participate in Upcoming Investor Conferences and Events

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies Ltd. (“Pagaya” or the “Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today announced that th...

5 weeks ago - Business Wire

Pagaya Announces Timing of Fourth Quarter and Full Year 2025 Earnings Release

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies (NASDAQ: PGY) intends to announce its fourth quarter and full year 2025 earnings on February 9, 2026. A conference call to discuss those earnings will be...

5 weeks ago - Business Wire

The Great 2026 Rotation - 3 Small-Cap Picks For The Mean-Reversion Cycle

Stretched valuations of large-cap tech stocks, namely the Mag 7, are likely to drive a rotation to small caps in 2026. The S&P 500's run in 2025 has seen it trump the S&P SmallCap 600's annualized pri...

Other symbols: ACMRPOET
6 weeks ago - Seeking Alpha

Pagaya Technologies After The Reset: Growth Still Works, Price Finally Does Too

Pagaya Technologies (PGY) is now a more attractive Buy following a valuation reset and continued strong execution on growth and margins. PGY's AI-driven platform, partner expansion, and data flywheel ...

2 months ago - Seeking Alpha

Pagaya Technologies: Strong Execution Is Being Ignored By Investors

Pagaya fundamentals continue to improve, despite significant stock price contraction and negative sentiment shift in AI and momentum stocks. PGY trades at a forward P/E just above 7, representing over...

2 months ago - Seeking Alpha

Pagaya Technologies: Why This Capital-Light AI Powerhouse Is A Strong Buy

Pagaya Technologies earns a 'strong buy' rating, driven by its AI-powered intermediary model that eliminates direct credit risk and enables scalable, commission-based growth. PGY delivered a significa...

2 months ago - Seeking Alpha

Pagaya's Selloff Looks Detached From Reality

I see Pagaya Technologies' selloff as a credit-fear overreaction, not a fundamentals-driven mispricing. PGY's Q3 2025 results showed $350M revenue (+36% YoY), improved margins, and its third consecuti...

2 months ago - Seeking Alpha

Achieve and Pagaya Launch Partnership to Expand Access to Personal Loans

Premiere digital personal finance company Achieve to leverage Pagaya's credit-decisioning technology and data network to responsibly broaden access to personal loans for consumers SAN MATEO, Calif. , ...

2 months ago - PRNewsWire

Pagaya Announces New $500 Million Personal Loan ABS Transaction, Underscoring Strong Demand

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies LTD. (NASDAQ: PGY) (“Pagaya” or “the Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today ann...

2 months ago - Business Wire

Pagaya Closes $400 Million RPM 2025-6 Auto ABS Transaction; Reaches Record Annual ABS Issuance YTD

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies LTD. (NASDAQ: PGY) ("Pagaya" or “the Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today ann...

2 months ago - Business Wire

KBRA Assigns Preliminary Ratings to Pagaya AI Debt Grantor Trust 2025-8 & Pagaya AI Debt Trust 2025-8

NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to 15 classes of notes issued by Pagaya AI Debt Grantor Trust 2025-8 & Pagaya AI Debt Trust 2025-8 (collectively “PAID...

2 months ago - Business Wire

Pagaya to Participate in Upcoming December Investor Conferences

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies Ltd. (“Pagaya” or the “Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today announced that th...

2 months ago - Business Wire