Pagaya Technologies Ltd. (PGY)

NASDAQ: PGY · Real-Time Price · USD
24.26
+1.98 (8.89%)
At close: Jan 5, 2026, 4:00 PM EST
24.26
0.00 (0.00%)
Pre-market: Jan 6, 2026, 5:13 AM EST
8.89%
Market Cap1.95B
Revenue (ttm)1.25B
Net Income (ttm)-193.63M
Shares Out 80.40M
EPS (ttm)-2.53
PE Ration/a
Forward PE7.93
Dividendn/a
Ex-Dividend Daten/a
Volume3,296,116
Open22.66
Previous Close22.28
Day's Range22.42 - 24.67
52-Week Range8.27 - 44.99
Beta5.88
AnalystsStrong Buy
Price Target39.43 (+62.53%)
Earnings DateFeb 12, 2026

About PGY

Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services and other service providers, their customers, and asset investors in the United States, Israel, and the Cayman Islands. The company develops and implements proprietary artificial intelligence technology and related software solutions to assist partners to originate loans and other assets. Its partners include financial technology companies, incumbent banks and financial institutio... [Read more]

Sector Technology
Founded 2016
Employees 553
Stock Exchange NASDAQ
Ticker Symbol PGY
Full Company Profile

Financial Performance

In 2024, Pagaya Technologies's revenue was $1.03 billion, an increase of 27.12% compared to the previous year's $812.05 million. Losses were -$401.41 million, 212.5% more than in 2023.

Financial Statements

Analyst Summary

According to 7 analysts, the average rating for PGY stock is "Strong Buy." The 12-month stock price target is $39.43, which is an increase of 62.53% from the latest price.

Price Target
$39.43
(62.53% upside)
Analyst Consensus: Strong Buy
Stock Forecasts

News

The Great 2026 Rotation - 3 Small-Cap Picks For The Mean-Reversion Cycle

Stretched valuations of large-cap tech stocks, namely the Mag 7, are likely to drive a rotation to small caps in 2026. The S&P 500's run in 2025 has seen it trump the S&P SmallCap 600's annualized pri...

Other symbols: ACMRPOET
4 days ago - Seeking Alpha

Pagaya Technologies After The Reset: Growth Still Works, Price Finally Does Too

Pagaya Technologies (PGY) is now a more attractive Buy following a valuation reset and continued strong execution on growth and margins. PGY's AI-driven platform, partner expansion, and data flywheel ...

14 days ago - Seeking Alpha

Pagaya Technologies: Strong Execution Is Being Ignored By Investors

Pagaya fundamentals continue to improve, despite significant stock price contraction and negative sentiment shift in AI and momentum stocks. PGY trades at a forward P/E just above 7, representing over...

17 days ago - Seeking Alpha

Pagaya Technologies: Why This Capital-Light AI Powerhouse Is A Strong Buy

Pagaya Technologies earns a 'strong buy' rating, driven by its AI-powered intermediary model that eliminates direct credit risk and enables scalable, commission-based growth. PGY delivered a significa...

17 days ago - Seeking Alpha

Pagaya's Selloff Looks Detached From Reality

I see Pagaya Technologies' selloff as a credit-fear overreaction, not a fundamentals-driven mispricing. PGY's Q3 2025 results showed $350M revenue (+36% YoY), improved margins, and its third consecuti...

17 days ago - Seeking Alpha

Achieve and Pagaya Launch Partnership to Expand Access to Personal Loans

Premiere digital personal finance company Achieve to leverage Pagaya's credit-decisioning technology and data network to responsibly broaden access to personal loans for consumers SAN MATEO, Calif. , ...

19 days ago - PRNewsWire

Pagaya Announces New $500 Million Personal Loan ABS Transaction, Underscoring Strong Demand

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies LTD. (NASDAQ: PGY) (“Pagaya” or “the Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today ann...

26 days ago - Business Wire

Pagaya Closes $400 Million RPM 2025-6 Auto ABS Transaction; Reaches Record Annual ABS Issuance YTD

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies LTD. (NASDAQ: PGY) ("Pagaya" or “the Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today ann...

4 weeks ago - Business Wire

KBRA Assigns Preliminary Ratings to Pagaya AI Debt Grantor Trust 2025-8 & Pagaya AI Debt Trust 2025-8

NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to 15 classes of notes issued by Pagaya AI Debt Grantor Trust 2025-8 & Pagaya AI Debt Trust 2025-8 (collectively “PAID...

4 weeks ago - Business Wire

Pagaya to Participate in Upcoming December Investor Conferences

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies Ltd. (“Pagaya” or the “Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today announced that th...

5 weeks ago - Business Wire

Pagaya: Its Operating Results Are Stellar: Its Stock Price Less So!

Pagaya (PGY) reported a strong quarter with robust outlook, yet shares remain deeply undervalued due to market sentiment and a 13 G/A filing that I believe to be misinterpreted. PGY's business model l...

6 weeks ago - Seeking Alpha

Pagaya Technologies Ltd. (PGY) Presents at Citi's 14th Annual FinTech Conference Transcript

Pagaya Technologies Ltd. ( PGY) Citi's 14th Annual FinTech Conference November 18, 2025 1:30 PM EST Company Participants Gal Krubiner - CEO, Co-Founder & Director Conference Call Participants Peter C...

6 weeks ago - Seeking Alpha

KBRA Assigns Preliminary Ratings to Research-Driven Pagaya Motor Asset Trust 2025-6 and Research-Driven Pagaya Motor Trust 2025-6

NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to seven classes of notes issued by Research-Driven Pagaya Motor Asset Trust 2025-6 and Research-Driven Pagaya Motor T...

6 weeks ago - Business Wire

Pagaya Technologies Understands The Role Of AI In Credit Underwriting

I rate Pagaya Technologies Ltd. a Strong Buy as it emerges as a leading AI-driven lending infrastructure provider for banks and fintechs. PGY acts as a 'picks and shovels' supplier, enabling lenders t...

7 weeks ago - Seeking Alpha

4 Winners To Consider Selling As Markets Get Volatile

Major U.S. indices have experienced severe volatility over the last few weeks, but the motion has gone both ways: roaring up days followed by thunderous declines. However, for the most part, markets h...

Other symbols: HOODOKLOORCL
7 weeks ago - Benzinga

Pagaya Technologies: Buy The Dip To Catch The Next Rip

From its recent highs in mid-September, Pagaya's stock collapsed from the mid-$40s to the low-$20s going into the Q3 print; raising concerns among PGY shareholder base. In today's report, we review Pa...

7 weeks ago - Seeking Alpha

Pagaya Technologies: Q3 2025 Beat, Guidance Raised, Bull Case Strengthened

Pagaya Technologies Ltd. delivered a beat-and-raise Q3, with record revenue, profit, and expanding margins, reinforcing the Strong Buy thesis. PGY's fundamentals improved despite sector-wide credit fe...

2 months ago - Seeking Alpha

Pagaya Technologies Ltd. (PGY) Q3 2025 Earnings Call Transcript

Pagaya Technologies Ltd. ( PGY) Q3 2025 Earnings Call November 10, 2025 8:30 AM EST Company Participants Josh Fagen - Head of Investor Relations & COO of Finance Gal Krubiner - CEO, Co-Founder & Dire...

2 months ago - Seeking Alpha

Pagaya Reports Third Quarter and Nine Months Ended 2025 Results

NEW YORK & TEL AVIV, Israel--(BUSINESS WIRE)--Pagaya Technologies Ltd. (NASDAQ: PGY) (“Pagaya”, the “Company” or “we”), a global technology company delivering artificial intelligence infrastructure fo...

2 months ago - Business Wire

KBRA Assigns Preliminary Ratings to Pagaya AI Debt Grantor Trust 2025-R3 and Pagaya AI Debt Trust 2025-R3

NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to eight classes of notes issued by Pagaya AI Debt Grantor Trust 2025-R3 and Pagaya AI Debt Trust 2025-R3 (collectivel...

2 months ago - Business Wire

Pagaya, Castlelake reach deal for up to $500 million in auto loans

Lending platform Pagaya Technologies on Monday announced an agreement to sell up to $500 million of its auto loans to asset-based private credit manager Castlelake.

2 months ago - Reuters

Pagaya Signs Auto Forward Flow Agreement with Castlelake to Purchase Up to $500 Million in Auto Loans

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies LTD. (NASDAQ: PGY) ("Pagaya" or “the Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today ann...

2 months ago - Business Wire

Pagaya: The Valuation Gap Is Too Wide Ahead Of A Likely Q3 Beat And Raise

I expect Pagaya to beat analysts' estimates and raise its full-year outlook when it reports Q3 earnings on November 10th. Key Pagaya partners reported strong Q3 results, highlighted by strong demand f...

2 months ago - Seeking Alpha

Pagaya to Participate in Upcoming November Investor Conferences

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies Ltd. (“Pagaya” or the “Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today announced that th...

2 months ago - Business Wire

KBRA Assigns Preliminary Ratings to Pagaya Point of Sale Holdings Grantor Trust 2025-2 and Pagaya Point of Sale Holdings Trust 2025-2

NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to nine classes of notes issued by Pagaya Point of Sale Holdings Grantor Trust 2025-2 and Pagaya Point of Sale Holding...

2 months ago - Business Wire