Pagaya Technologies Ltd. (PGY)
| Market Cap | 1.79B |
| Revenue (ttm) | 1.15B |
| Net Income (ttm) | -282.36M |
| Shares Out | 76.61M |
| EPS (ttm) | -3.77 |
| PE Ratio | n/a |
| Forward PE | 8.01 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 5,437,298 |
| Open | 25.24 |
| Previous Close | 25.59 |
| Day's Range | 23.18 - 25.38 |
| 52-Week Range | 8.20 - 44.99 |
| Beta | 5.86 |
| Analysts | Strong Buy |
| Price Target | 39.43 (+68.58%) |
| Earnings Date | Nov 10, 2025 |
About PGY
Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services and other service providers, their customers, and asset investors in the United States, Israel, and the Cayman Islands. The company develops and implements proprietary artificial intelligence technology and related software solutions to assist partners to originate loans and other assets. Its partners include financial technology companies, incumbent banks and financial institutio... [Read more]
Financial Performance
In 2024, Pagaya Technologies's revenue was $1.03 billion, an increase of 27.12% compared to the previous year's $812.05 million. Losses were -$401.41 million, 212.5% more than in 2023.
Financial StatementsAnalyst Summary
According to 7 analysts, the average rating for PGY stock is "Strong Buy." The 12-month stock price target is $39.43, which is an increase of 68.58% from the latest price.
News
KBRA Assigns Preliminary Ratings to Pagaya AI Debt Grantor Trust 2025-R3 and Pagaya AI Debt Trust 2025-R3
NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to eight classes of notes issued by Pagaya AI Debt Grantor Trust 2025-R3 and Pagaya AI Debt Trust 2025-R3 (collectivel...
Pagaya, Castlelake reach deal for up to $500 million in auto loans
Lending platform Pagaya Technologies on Monday announced an agreement to sell up to $500 million of its auto loans to asset-based private credit manager Castlelake.
Pagaya Signs Auto Forward Flow Agreement with Castlelake to Purchase Up to $500 Million in Auto Loans
NEW YORK--(BUSINESS WIRE)--Pagaya Technologies LTD. (NASDAQ: PGY) ("Pagaya" or “the Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today ann...
Pagaya: The Valuation Gap Is Too Wide Ahead Of A Likely Q3 Beat And Raise
I expect Pagaya to beat analysts' estimates and raise its full-year outlook when it reports Q3 earnings on November 10th. Key Pagaya partners reported strong Q3 results, highlighted by strong demand f...
Pagaya to Participate in Upcoming November Investor Conferences
NEW YORK--(BUSINESS WIRE)--Pagaya Technologies Ltd. (“Pagaya” or the “Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today announced that th...
KBRA Assigns Preliminary Ratings to Pagaya Point of Sale Holdings Grantor Trust 2025-2 and Pagaya Point of Sale Holdings Trust 2025-2
NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to nine classes of notes issued by Pagaya Point of Sale Holdings Grantor Trust 2025-2 and Pagaya Point of Sale Holding...
Pagaya Closes $500 Million Personal Loan ABS Transaction
NEW YORK--(BUSINESS WIRE)--Pagaya Technologies LTD. (NASDAQ: PGY) (“Pagaya” or “the Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today ann...
Pagaya: The Foundation Is Set For A Long-Term Rerating
Pagaya leverages AI to serve high-risk borrowers rejected by traditional banks, tapping into a vast underserved market. PGY has achieved GAAP profitability in the last two quarters, with operational l...
Pagaya Technologies: The AI Credit Platform Turning Data Into Durable Profits
Pagaya's AI underwriting flywheel drives structural profitability and sustainable cash flow growth beyond traditional credit cycles. Revenue reached $1.15 billion with EBITDA of $193 million, confirmi...
Pagaya Technologies: The Market Is Mispricing Its Growth - Buy
Pagaya Technologies is rated a buy, driven by strong growth, AI-powered lending, and significant undervaluation versus peers. PGY's capital-light model, robust partner network, and consistent double-d...
Pagaya Technologies: Use The Recent Dip To Pursue This Exciting Consumer Finance Intermediary
Pagaya Technologies, a small-cap fintech player, has outperformed its fintech and Israeli tech peers by a huge margin this year, even as its share price has expanded by over 2x. Network volumes and FR...
KBRA Assigns Preliminary Ratings to Pagaya AI Debt Grantor Trust 2025-7 & Pagaya AI Debt Trust 2025-7
NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to 13 classes of notes issued by Pagaya AI Debt Grantor Trust 2025-7 and Pagaya AI Debt Trust 2025-7 (collectively “PA...
Pagaya Announces Timing of Third Quarter 2025 Earnings Release
NEW YORK--(BUSINESS WIRE)--Pagaya Technologies (NASDAQ: PGY) intends to announce its third quarter 2025 earnings on November 10, 2025. A conference call to discuss those earnings will be held on the s...
Pagaya Closes AAA-Rated $400 Million RPM ABS with Strategic Funding Partner, One William Street
NEW YORK--(BUSINESS WIRE)--Pagaya Technologies LTD. (NASDAQ: PGY) ("Pagaya" or “the Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today ann...
Pagaya Expands Revolving Credit Facility to $132 Million with Top-Tier Banks at Substantially Lower Cost
NEW YORK--(BUSINESS WIRE)--Pagaya Technologies LTD. (NASDAQ: PGY) (“Pagaya” or “the Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today ann...
Undercovered Dozen: Energy Transfer, Chevron, Brookfield, Pagaya Technologies And More
The Undercovered Dozen series highlights 12 lesser-covered stocks weekly, providing investment ideas and sparking community discussion on their potential. Chevron, Pagaya Technologies, i-80 Gold, FinV...
KBRA Assigns Preliminary Ratings to Research-Driven Pagaya Motor Asset Trust 2025-5 and Research-Driven Pagaya Motor Trust 2025-5
NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to seven classes of notes issued by Research-Driven Pagaya Motor Asset Trust 2025-5 and Research-Driven Pagaya Motor T...
Pagaya Technologies: AI-Fintech Company Poised For Strong Growth
Pagaya Technologies is a fintech innovator leveraging AI to optimize consumer credit, showing strong revenue growth and trading at a discounted valuation. PGY reported Q2 2025 revenue of $326M, up 30%...
Pagaya Technologies: Profitable Growth At A Bargain Price (Strong Buy)
Pagaya Technologies is delivering profitable growth, with Q2 2025 revenue up 30% y/y and two consecutive GAAP-profitable quarters. PGY raised 2025 guidance, driven by expanding margins, new verticals ...
Pagaya Closes Upsized $600 Million PAID Deal, Adding to its Momentum Across ABS Programs
NEW YORK--(BUSINESS WIRE)--Pagaya Technologies LTD. (NASDAQ: PGY) (“Pagaya” or “the Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today ann...
KBRA Assigns Preliminary Ratings to Pagaya AI Debt Grantor Trust 2025-6 and Pagaya AI Debt Trust 2025-6
NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to 12 classes of notes issued by Pagaya AI Debt Grantor Trust 2025-6 and Pagaya AI Debt Trust 2025-6 (collectively “PA...
Pagaya to Participate in Upcoming September Investor Conferences and Events
NEW YORK--(BUSINESS WIRE)--Pagaya Technologies Ltd. (“Pagaya” or the “Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today announced that th...
Pagaya Technologies: Unbelievably Cheap After Big Rally
Pagaya has soared 200% but remains undervalued, with strong Q2'25 results and a market cap just over $2 billion. The fintech is rapidly expanding its AI lending platform, signing major funding deals l...
Pagaya: Profitability Inflection And Scalable Product Expansion
I rate Pagaya a systematic Buy, driven by its shift to GAAP profitability, scalable operating leverage, and a capital-light, diversified funding model. Pagaya's new AI-driven products and deeper partn...
Pagaya Technologies Stock: The Quiet AI Powerhouse In Fintech You Might Be Overlooking
Pagaya Technologies is delivering strong growth, with profitable quarters, top-line beats, and expanding into new lending verticals like auto and point-of-sale financing. Its AI-driven B2B model, capi...