Pagaya Technologies Statistics
Total Valuation
PGY has a market cap or net worth of $857.47 million. The enterprise value is $1.46 billion.
Important Dates
The next estimated earnings date is Thursday, October 31, 2024, before market open.
| Earnings Date | Oct 31, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
PGY has 71.82 million shares outstanding. The number of shares has increased by 10.36% in one year.
| Shares Outstanding | 71.82M |
| Shares Change (YoY) | +10.36% |
| Shares Change (QoQ) | +11.26% |
| Owned by Insiders (%) | 19.82% |
| Owned by Institutions (%) | 22.15% |
| Float | 39.56M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 8.37 |
| PS Ratio | 0.83 |
| Forward PS | 0.80 |
| PB Ratio | 1.63 |
| P/FCF Ratio | 16.54 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 30.43, with an EV/FCF ratio of 28.26.
| EV / Earnings | n/a |
| EV / Sales | 1.58 |
| EV / EBITDA | 30.43 |
| EV / EBIT | 61.99 |
| EV / FCF | 28.26 |
Financial Position
The company has a current ratio of 1.50, with a Debt / Equity ratio of 0.98.
| Current Ratio | 1.50 |
| Quick Ratio | 1.39 |
| Debt / Equity | 0.98 |
| Debt / EBITDA | 11.19 |
| Debt / FCF | 13.10 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -24.58% and return on invested capital (ROIC) is 1.18%.
| Return on Equity (ROE) | -24.58% |
| Return on Assets (ROA) | 1.12% |
| Return on Capital (ROIC) | 1.18% |
| Revenue Per Employee | $1.30M |
| Profits Per Employee | -$185,643 |
| Employee Count | 712 |
| Asset Turnover | 0.70 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PGY has paid $23.41 million in taxes.
| Income Tax | 23.41M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -14.96% in the last 52 weeks. The beta is 6.39, so PGY's price volatility has been higher than the market average.
| Beta (5Y) | 6.39 |
| 52-Week Price Change | -14.96% |
| 50-Day Moving Average | 11.93 |
| 200-Day Moving Average | 12.63 |
| Relative Strength Index (RSI) | 55.71 |
| Average Volume (20 Days) | 2,416,419 |
Short Selling Information
The latest short interest is 5.49 million, so 7.64% of the outstanding shares have been sold short.
| Short Interest | 5.49M |
| Short Previous Month | 1.75M |
| Short % of Shares Out | 7.64% |
| Short % of Float | 13.87% |
| Short Ratio (days to cover) | 2.48 |
Income Statement
In the last 12 months, PGY had revenue of $925.42 million and -$132.18 million in losses. Loss per share was -$2.05.
| Revenue | 925.42M |
| Gross Profit | 371.66M |
| Operating Income | 23.63M |
| Pretax Income | -108.77M |
| Net Income | -132.18M |
| EBITDA | 48.13M |
| EBIT | 23.63M |
| Loss Per Share | -$2.05 |
Full Income StatementBalance Sheet
The company has $235.26 million in cash and $678.77 million in debt, giving a net cash position of -$443.51 million or -$6.18 per share.
| Cash & Cash Equivalents | 235.26M |
| Total Debt | 678.77M |
| Net Cash | -443.51M |
| Net Cash Per Share | -$6.18 |
| Equity (Book Value) | 689.82M |
| Book Value Per Share | 7.35 |
| Working Capital | 119.94M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $71.05 million and capital expenditures -$19.22 million, giving a free cash flow of $51.83 million.
| Operating Cash Flow | 71.05M |
| Capital Expenditures | -19.22M |
| Free Cash Flow | 51.83M |
| FCF Per Share | $0.72 |
Full Cash Flow StatementMargins
Gross margin is 40.16%, with operating and profit margins of 2.55% and -14.28%.
| Gross Margin | 40.16% |
| Operating Margin | 2.55% |
| Pretax Margin | -16.95% |
| Profit Margin | -14.28% |
| EBITDA Margin | 5.20% |
| EBIT Margin | 2.55% |
| FCF Margin | 5.60% |
Dividends & Yields
PGY does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -10.36% |
| Shareholder Yield | -10.36% |
| Earnings Yield | -15.41% |
| FCF Yield | 6.04% |
Dividend DetailsAnalyst Forecast
The average price target for PGY is $22.89, which is 91.71% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $22.89 |
| Price Target Difference | 91.71% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 9 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
The last stock split was on March 8, 2024. It was a reverse split with a ratio of 0.0833333:1.
| Last Split Date | Mar 8, 2024 |
| Split Type | Reverse |
| Split Ratio | 0.0833333:1 |
Scores
PGY has an Altman Z-Score of 0.98 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.98 |
| Piotroski F-Score | 4 |