Pagaya Technologies Ltd. (PGY)
NASDAQ: PGY · IEX Real-Time Price · USD
14.82
+0.47 (3.31%)
Jul 19, 2024, 2:50 PM EDT - Market open

Pagaya Technologies Statistics

Total Valuation

PGY has a market cap or net worth of $1.05 billion. The enterprise value is $1.36 billion.

Market Cap 1.05B
Enterprise Value 1.36B

Important Dates

The next confirmed earnings date is Friday, August 9, 2024, before market open.

Earnings Date Aug 9, 2024
Ex-Dividend Date n/a

Share Statistics

PGY has 70.90 million shares outstanding. The number of shares has increased by 8.86% in one year.

Shares Outstanding 70.90M
Shares Change (YoY) +8.86%
Shares Change (QoQ) +15.98%
Owned by Insiders (%) 19.39%
Owned by Institutions (%) 41.68%
Float 38.93M

Valuation Ratios

PE Ratio n/a
Forward PE 825.83
PS Ratio 1.19
Forward PS 1.01
PB Ratio 1.65
P/FCF Ratio 30.50
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales 1.56
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 40.00

Financial Position

The company has a current ratio of 2.36, with a Debt / Equity ratio of 0.98.

Current Ratio 2.36
Quick Ratio 2.45
Debt / Equity 0.98
Debt / EBITDA n/a
Debt / FCF 18.13
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is -15.80%.

Return on Equity (ROE) -15.80%
Return on Assets (ROA) -7.00%
Return on Capital (ROIC) n/a
Revenue Per Employee $1.22M
Profits Per Employee -$124,565
Employee Count 712
Asset Turnover 0.68
Inventory Turnover n/a

Taxes

In the past 12 months, PGY has paid $13.91 million in taxes.

Income Tax 13.91M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -43.67% in the last 52 weeks. The beta is 6.47, so PGY's price volatility has been higher than the market average.

Beta (5Y) 6.47
52-Week Price Change -43.67%
50-Day Moving Average 12.48
200-Day Moving Average 13.87
Relative Strength Index (RSI) 64.64
Average Volume (20 Days) 1,216,881

Short Selling Information

The latest short interest is 1.40 million, so 1.98% of the outstanding shares have been sold short.

Short Interest 1.40M
Short Previous Month 1.37M
Short % of Shares Out 1.98%
Short % of Float 3.60%
Short Ratio (days to cover) 1.28

Income Statement

In the last 12 months, PGY had revenue of $870.69 million and -$88.69 million in losses. Loss per share was -$1.39.

Revenue 870.69M
Gross Profit 341.92M
Operating Income 8.27M
Pretax Income -74.78M
Net Income -88.69M
EBITDA -52.86M
EBIT -74.78M
Loss Per Share -$1.39
Full Income Statement

Balance Sheet

The company has $292.67 million in cash and $614.71 million in debt, giving a net cash position of -$322.04 million or -$4.54 per share.

Cash & Cash Equivalents 292.67M
Total Debt 614.71M
Net Cash -322.04M
Net Cash Per Share -$4.54
Equity (Book Value) 626.83M
Book Value Per Share 8.84
Working Capital 229.71M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $53.72 million and capital expenditures -$19.81 million, giving a free cash flow of $33.91 million.

Operating Cash Flow 53.72M
Capital Expenditures -19.81M
Free Cash Flow 33.91M
FCF Per Share $0.53
Full Cash Flow Statement

Margins

Gross margin is 39.27%, with operating and profit margins of 0.95% and -10.19%.

Gross Margin 39.27%
Operating Margin 0.95%
Pretax Margin -8.59%
Profit Margin -10.19%
EBITDA Margin -6.07%
EBIT Margin -8.59%
FCF Margin 3.89%

Dividends & Yields

PGY does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -8.86%
Shareholder Yield -8.86%
Earnings Yield -8.57%
FCF Yield 3.28%
Dividend Details

Analyst Forecast

The average price target for PGY is $26.94, which is 81.84% higher than the current price. The consensus rating is "Strong Buy".

Price Target $26.94
Price Target Difference 81.84%
Analyst Consensus Strong Buy
Analyst Count 8
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on March 8, 2024. It was a reverse split with a ratio of 1:12.

Last Split Date Mar 8, 2024
Split Type Reverse
Split Ratio 1:12

Scores

PGY has an Altman Z-Score of 0.98 and a Piotroski F-Score of 3. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 0.98
Piotroski F-Score 3