Plumas Bancorp (PLBC)

Plumas Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	87.77	73.69	69.79	58.51	46.93
Net Interest Income Growth	19.11%	5.58%	19.29%	24.66%	22.24%
Non-Interest Income	10.53	8.78	10.72	11.05	8.72
Non-Interest Income Growth	19.89%	-18.11%	-2.97%	26.78%	2.99%
Revenues Before Loan Losses	98.3	82.47	80.52	69.56	55.65
Provision for Credit Losses	6.85	1.2	2.78	1.3	1.13
Revenue	91.45	81.28	77.74	68.26	54.53
Revenue Growth (YoY)	12.51%	4.55%	13.89%	25.19%	24.82%
Compensation Expenses	26.02	21.74	20.32	17.45	12.79
Selling, General & Admin	9.15	7.61	5.3	4.61	3.98
Other Non-Interest Expenses	16.68	12.92	11.91	10.53	9.26
Total Non-Interest Expense	51.85	42.27	37.53	32.59	26.04
Pretax Income	39.59	39	40.21	35.67	28.49
Provision for Income Taxes	9.98	10.38	10.44	9.23	7.48
Net Income	29.62	28.62	29.78	26.44	21.01
Net Income to Common	29.62	28.62	29.78	26.44	21.01
Net Income Growth	3.49%	-3.89%	12.60%	25.87%	45.14%
Shares Outstanding (Basic)	6	6	6	6	6
Shares Outstanding (Diluted)	7	6	6	6	6
Shares Change (YoY)	9.20%	0.57%	0.37%	5.89%	6.75%
EPS (Basic)	4.60	4.85	5.08	4.53	3.82
EPS (Diluted)	4.54	4.80	5.02	4.53	3.82
EPS Growth	-5.42%	-4.38%	10.82%	18.59%	36.43%
Shares Outstanding	6.96	5.9	5.87	5.85	5.82
Free Cash Flow	20.28	29.83	36.06	53.86	-9.35
Free Cash Flow Growth	-32.03%	-17.27%	-33.05%	-	-
Free Cash Flow Per Share	3.11	5.00	6.08	9.11	-1.67
Dividends Per Share	1.200	1.080	1.000	0.640	0.560
Dividend Growth	11.11%	8.00%	56.25%	14.29%	55.56%
Profit Margin	32.39%	35.21%	38.30%	38.74%	38.53%
FCF Margin	22.17%	36.70%	46.38%	78.91%	-17.15%
EBITDA	0.01	1.13	2.17	2.75	2.74
EBITDA Margin	0.01%	1.39%	2.80%	4.03%	5.02%
Effective Tax Rate	25.19%	26.62%	25.95%	25.86%	26.25%

Updated Jan 21, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q