Plumas Bancorp (PLBC)

Plumas Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	84.33	55	45.7	43.31	35.98
Interest Income on Investments	-	19.59	14.05	4.76	3.64
Total Interest Income	84.33	74.59	59.76	48.07	39.62
Interest Paid on Deposits	10.63	3.73	0.82	0.78	0.83
Interest Paid on Borrowings	-	1.07	0.43	0.36	0.4
Total Interest Expense	10.63	4.8	1.25	1.14	1.23
Net Interest Income	73.69	69.79	58.51	46.93	38.4
Net Interest Income Growth (YoY)	5.58%	19.29%	24.66%	22.24%	2.24%
Gain (Loss) on Sale of Assets	19.85	-	-	-	0.22
Gain (Loss) on Sale of Investments	-19.82	-	-	-0.21	-
Other Non-Interest Income	5.72	10.49	8.35	7.92	6.9
Total Non-Interest Income	8.78	10.72	11.05	8.72	8.46
Non-Interest Income Growth (YoY)	-18.11%	-2.97%	26.78%	2.99%	4.03%
Revenues Before Loan Losses	82.47	80.52	69.56	55.65	46.86
Provision for Loan Losses	1.2	2.78	1.3	1.13	3.18
Revenue	81.28	77.74	68.26	54.53	43.68
Revenue Growth (YoY)	4.55%	13.89%	25.19%	24.82%	-1.15%
Salaries and Employee Benefits	21.74	20	17.19	12.57	13.03
Occupancy Expenses	7.61	4.7	4.03	3.49	2.97
Federal Deposit Insurance	0.75	-	-	-	-
Amortization of Goodwill & Intangibles	0.2	-	-	-	-
Selling, General & Administrative	9.2	2.48	2.03	1.49	1.44
Other Non-Interest Expense	2.77	10.35	9.35	8.49	6.29
Total Non-Interest Expense	42.27	37.53	32.59	26.04	23.73
EBT Excluding Unusual Items	39	40.21	35.67	28.49	19.95
Pretax Income	39	40.21	35.67	28.49	19.95
Income Tax Expense	10.38	10.44	9.23	7.48	5.48
Net Income	28.62	29.78	26.44	21.01	14.48
Net Income to Common	28.62	29.78	26.44	21.01	14.48
Net Income Growth	-3.89%	12.60%	25.87%	45.14%	-6.69%
Basic Shares Outstanding	6	6	6	6	5
Diluted Shares Outstanding	6	6	6	6	5
Shares Change (YoY)	0.57%	0.37%	5.89%	6.75%	0.04%
EPS (Basic)	4.85	5.08	4.53	3.82	2.80
EPS (Diluted)	4.80	5.02	4.47	3.76	2.77
EPS Growth	-4.38%	12.30%	18.88%	35.74%	-6.73%
Dividend Per Share	1.080	1.000	0.640	0.560	0.360
Dividend Growth	8.00%	56.25%	14.29%	55.56%	-21.74%
Effective Tax Rate	26.62%	25.95%	25.86%	26.25%	27.45%

Source: S&P Capital IQ. Banks template. Financial Sources.