Plumas Bancorp (PLBC)

Plumas Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	60.28	55	45.7	43.31	35.98	34.28
Interest Income on Investments	22.31	19.59	14.05	4.76	3.64	5.03
Total Interest Income	82.59	74.59	59.76	48.07	39.62	39.3
Interest Paid on Deposits	5.29	3.73	0.82	0.78	0.83	1.2
Interest Paid on Borrowings	4.9	1.07	0.43	0.36	0.4	0.55
Total Interest Expense	10.19	4.8	1.25	1.14	1.23	1.75
Net Interest Income	72.4	69.79	58.51	46.93	38.4	37.56
Net Interest Income Growth (YoY)	4.20%	19.29%	24.66%	22.24%	2.24%	13.51%
Gain (Loss) on Sale of Assets	19.85	-	-	-	0.22	-
Gain (Loss) on Sale of Investments	-19.82	-	-	-0.21	-	0.11
Other Non-Interest Income	8.65	10.49	8.35	7.92	6.9	7.15
Total Non-Interest Income	8.92	10.72	11.05	8.72	8.46	8.14
Non-Interest Income Growth (YoY)	-15.54%	-2.97%	26.78%	2.99%	4.03%	-8.40%
Revenues Before Loan Losses	81.32	80.52	69.56	55.65	46.86	45.69
Provision for Loan Losses	1.45	2.78	1.3	1.13	3.18	1.5
Revenue	79.87	77.74	68.26	54.53	43.68	44.19
Revenue Growth (YoY)	3.64%	13.89%	25.19%	24.82%	-1.15%	7.87%
Salaries and Employee Benefits	20.93	20	17.19	12.57	13.03	12.79
Occupancy Expenses	6.39	4.7	4.03	3.49	2.97	2.89
Selling, General & Administrative	2.68	2.48	2.03	1.49	1.44	1.53
Other Non-Interest Expense	11.39	10.35	9.35	8.49	6.29	5.61
Total Non-Interest Expense	41.38	37.53	32.59	26.04	23.73	22.81
EBT Excluding Unusual Items	38.49	40.21	35.67	28.49	19.95	21.38
Pretax Income	38.49	40.21	35.67	28.49	19.95	21.38
Income Tax Expense	10.1	10.44	9.23	7.48	5.48	5.87
Net Income	28.39	29.78	26.44	21.01	14.48	15.51
Net Income to Common	28.39	29.78	26.44	21.01	14.48	15.51
Net Income Growth	-5.59%	12.60%	25.87%	45.14%	-6.69%	10.86%
Basic Shares Outstanding	6	6	6	6	5	5
Diluted Shares Outstanding	6	6	6	6	5	5
Shares Change (YoY)	0.41%	0.37%	5.89%	6.75%	0.04%	0.17%
EPS (Basic)	4.82	5.08	4.53	3.82	2.80	3.01
EPS (Diluted)	4.77	5.02	4.47	3.76	2.77	2.97
EPS Growth	-5.92%	12.30%	18.88%	35.74%	-6.73%	10.82%
Dividend Per Share	1.060	1.000	0.640	0.560	0.360	0.460
Dividend Growth	16.48%	56.25%	14.29%	55.56%	-21.74%	27.78%
Effective Tax Rate	26.24%	25.95%	25.86%	26.25%	27.45%	27.45%

Source: S&P Capital IQ. Banks template. Financial Sources.