Plumas Bancorp (PLBC)

Plumas Bancorp Statistics

Total Valuation

Plumas Bancorp has a market cap or net worth of $288.31 million. The enterprise value is $252.36 million.

Market Cap	288.31M
Enterprise Value	252.36M

Important Dates

The last earnings date was Wednesday, October 15, 2025, before market open.

Earnings Date	Oct 15, 2025
Ex-Dividend Date	Nov 3, 2025

Share Statistics

Plumas Bancorp has 6.95 million shares outstanding. The number of shares has increased by 5.27% in one year.

Current Share Class	6.95M
Shares Outstanding	6.95M
Shares Change (YoY)	+5.27%
Shares Change (QoQ)	+17.07%
Owned by Insiders (%)	7.47%
Owned by Institutions (%)	38.36%
Float	6.43M

Valuation Ratios

The trailing PE ratio is 9.82 and the forward PE ratio is 7.84.

PE Ratio	9.82
Forward PE	7.84
PS Ratio	3.03
Forward PS	2.50
PB Ratio	1.17
P/TBV Ratio	1.30
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	9.56
EV / Sales	2.98
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.34%.

Return on Equity (ROE)	12.34%
Return on Assets (ROA)	1.36%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$461,995
Profits Per Employee	$144,235
Employee Count	183
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Plumas Bancorp has paid $9.88 million in taxes.

Income Tax	9.88M
Effective Tax Rate	27.24%

Stock Price Statistics

The stock price has decreased by -3.69% in the last 52 weeks. The beta is 0.68, so Plumas Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.68
52-Week Price Change	-3.69%
50-Day Moving Average	42.92
200-Day Moving Average	43.58
Relative Strength Index (RSI)	41.42
Average Volume (20 Days)	13,679

Short Selling Information

The latest short interest is 63,233, so 0.91% of the outstanding shares have been sold short.

Short Interest	63,233
Short Previous Month	38,391
Short % of Shares Out	0.91%
Short % of Float	0.98%
Short Ratio (days to cover)	3.23

Income Statement

In the last 12 months, Plumas Bancorp had revenue of $84.55 million and earned $26.40 million in profits. Earnings per share was $4.23.

Revenue	84.55M
Gross Profit	84.55M
Operating Income	38.84M
Pretax Income	36.28M
Net Income	26.40M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.23

Balance Sheet

The company has $87.28 million in cash and $51.34 million in debt, giving a net cash position of $35.94 million or $5.17 per share.

Cash & Cash Equivalents	87.28M
Total Debt	51.34M
Net Cash	35.94M
Net Cash Per Share	$5.17
Equity (Book Value)	245.95M
Book Value Per Share	35.38
Working Capital	-1.77B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	45.94%
Pretax Margin	42.91%
Profit Margin	31.22%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.20, which amounts to a dividend yield of 2.89%.

Dividend Per Share	$1.20
Dividend Yield	2.89%
Dividend Growth (YoY)	11.11%
Years of Dividend Growth	4
Payout Ratio	28.40%
Buyback Yield	-5.27%
Shareholder Yield	-2.38%
Earnings Yield	9.16%
FCF Yield	n/a

Analyst Forecast

The average price target for Plumas Bancorp is $56.25, which is 35.54% higher than the current price. The consensus rating is "Buy".

Price Target	$56.25
Price Target Difference	35.54%
Analyst Consensus	Buy
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 19, 2005. It was a forward split with a ratio of 1.5:1.

Last Split Date	Sep 19, 2005
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2