Plumas Bancorp (PLBC)

Plumas Bancorp Statistics

Total Valuation

Plumas Bancorp has a market cap or net worth of $276.94 million. The enterprise value is $358.25 million.

Market Cap	276.94M
Enterprise Value	358.25M

Important Dates

The next estimated earnings date is Wednesday, January 15, 2025, before market open.

Earnings Date	Jan 15, 2025
Ex-Dividend Date	Nov 1, 2024

Share Statistics

Plumas Bancorp has 5.90 million shares outstanding. The number of shares has increased by 0.41% in one year.

Current Share Class	5.90M
Shares Outstanding	5.90M
Shares Change (YoY)	+0.41%
Shares Change (QoQ)	+0.37%
Owned by Insiders (%)	7.79%
Owned by Institutions (%)	41.78%
Float	5.20M

Valuation Ratios

The trailing PE ratio is 9.85 and the forward PE ratio is 10.39.

PE Ratio	9.85
Forward PE	10.39
PS Ratio	3.46
Forward PS	3.30
PB Ratio	1.52
P/TBV Ratio	1.57
P/FCF Ratio	12.64
P/OCF Ratio	12.17
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	12.62
EV / Sales	4.49
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	16.36

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	5.34
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 18.81%.

Return on Equity (ROE)	18.81%
Return on Assets (ROA)	1.75%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$456,417
Profits Per Employee	$162,234
Employee Count	175
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Plumas Bancorp has paid $10.10 million in taxes.

Income Tax	10.10M
Effective Tax Rate	26.24%

Stock Price Statistics

The stock price has increased by +6.73% in the last 52 weeks. The beta is 0.69, so Plumas Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.69
52-Week Price Change	+6.73%
50-Day Moving Average	46.16
200-Day Moving Average	39.55
Relative Strength Index (RSI)	46.88
Average Volume (20 Days)	10,123

Short Selling Information

The latest short interest is 26,457, so 0.45% of the outstanding shares have been sold short.

Short Interest	26,457
Short Previous Month	21,671
Short % of Shares Out	0.45%
Short % of Float	0.51%
Short Ratio (days to cover)	1.54

Income Statement

In the last 12 months, Plumas Bancorp had revenue of $79.87 million and earned $28.39 million in profits. Earnings per share was $4.77.

Revenue	79.87M
Gross Profit	79.87M
Operating Income	38.49M
Pretax Income	38.62M
Net Income	28.39M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.77

Balance Sheet

The company has $35.66 million in cash and $116.98 million in debt, giving a net cash position of -$81.32 million or -$13.79 per share.

Cash & Cash Equivalents	35.66M
Total Debt	116.98M
Net Cash	-81.32M
Net Cash Per Share	-$13.79
Equity (Book Value)	181.94M
Book Value Per Share	30.86
Working Capital	-1.31B

Cash Flow

In the last 12 months, operating cash flow was $22.75 million and capital expenditures -$843,000, giving a free cash flow of $21.90 million.

Operating Cash Flow	22.75M
Capital Expenditures	-843,000
Free Cash Flow	21.90M
FCF Per Share	$3.71

Margins

Gross Margin	n/a
Operating Margin	48.19%
Pretax Margin	48.19%
Profit Margin	35.55%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	27.42%

Dividends & Yields

This stock pays an annual dividend of $1.08, which amounts to a dividend yield of 2.30%.

Dividend Per Share	$1.08
Dividend Yield	2.30%
Dividend Growth (YoY)	8.00%
Years of Dividend Growth	3
Payout Ratio	22.64%
Buyback Yield	-0.41%
Shareholder Yield	1.89%
Earnings Yield	10.25%
FCF Yield	7.91%

Analyst Forecast

The average price target for Plumas Bancorp is $52.50, which is 11.80% higher than the current price. The consensus rating is "Buy".

Price Target	$52.50
Price Target Difference	11.80%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on September 19, 2005. It was a forward split with a ratio of 1.5:1.

Last Split Date	Sep 19, 2005
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3